PlainZIP

Brewster, NY · standard

ZIP Code 10509

Putnam County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,507
209/sq mi
$116,831
Median income
$458,300
Median home value
43.4%
Bachelor's or higher

The verdict

Brewster pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 16%
home value, US ZIPs
209
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10509 against every reporting US ZIP.

ZIP code 10509 is a mid-sized community (a standard USPS delivery area) in Brewster, Putnam County, New York, home to 19,507 residents across 93.5 square miles, a density of 209 people per square mile, in the New York time zone.

ZIP 10509 skews affluent, with a median household income of $116,831 (26% above the New York average), while per-capita income is $58,157. 7.8% of residents live below the poverty line, and the unemployment rate reads 4.5%. On housing, the median home value is $458,300 (21% above the state average) with median rent at $1,784 per month, and 78.8% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 43.4% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 34 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Putnam County, letting you compare 10509 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10509

Top 5 sectors by establishment count in Brewster, NY

Which industries have the most business establishments in ZIP 10509.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10509, Brewster, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,507

Population

93.5

Area (sq mi)

209

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10509?

43.1

Median Age

51.1%

Male

48.9%

Female

19.6%

Foreign-Born

White 66.3%
African American 3.0%
Asian 2.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.4%
Hispanic or Latino 27.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$116,831

Median Household Income

+26% vs state

$58,157

Per Capita Income

7.8%

Poverty Rate

4.5%

Unemployment Rate

33.8 min

Mean Commute Time

How ZIP 10509 ranks nationally

Brewster, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$116,831 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.4%
Bachelor's Degree or Higher 43.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,936

Total Housing Units

7,595

Occupied Units

341

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 78.8%
Renter 21.2%

$458,300

Median Home Value

+21% vs state

$1,784

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.3%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 10509 have increased 15.3% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 145
2021 +8.2% 157
2022 +14.3% 179
2023 +0.9% 181
2024 +15.3% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 771 business establishments in ZIP 10509, employing approximately 8,706 people with a combined annual payroll of $531,231,000.

771

Businesses

8,706

Employees

$531.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 152 19.7%
Administrative and support and waste management and remediation services 80 10.4%
Retail trade 78 10.1%
Professional, scientific, and technical services 75 9.7%
Health care and social assistance 68 8.8%
Other services (except public administration) 66 8.6%
Accommodation and food services 58 7.5%
Wholesale trade 45 5.8%
Finance and insurance 34 4.4%
Real estate and rental and leasing 27 3.5%
Transportation and warehousing 21 2.7%
Manufacturing 19 2.5%
Arts, entertainment, and recreation 14 1.8%
Information 12 1.6%
Educational services 11 1.4%
Agriculture, forestry, fishing and hunting 6 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10509 vs 10560 →

ZIP 10509 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10509 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10509 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10509 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10560 North Salem, NY 4,737 5.5 mi
12563 Patterson, NY 8,084 5.7 mi
10597 Waccabuc, NY 968 8.1 mi
10519 Croton Falls, NY 316 5.3 mi
06811 Danbury, CT 31,400 5.9 mi
10518 Cross River, NY 1,268 10.0 mi
10512 Carmel, NY 25,590 6.6 mi
06810 Danbury, CT 49,482 7.4 mi
10578 Purdys, NY 681 7.7 mi
06812 New Fairfield, CT 13,881 7.6 mi

More ZIP Codes in Putnam County

10541 standard
Mahopac, NY
Pop: 26,339
10512 standard
Carmel, NY
Pop: 25,590
10579 standard
Putnam Valley, NY
Pop: 8,675
12563 standard
Patterson, NY
Pop: 8,084
10516 standard
Cold Spring, NY
Pop: 5,289
10524 standard
Garrison, NY
Pop: 4,421

Related Areas

Putnam County Brewster, NY New York

Frequently Asked Questions

What county is ZIP code 10509 in? ▼
ZIP code 10509 (Brewster) is located in Putnam County, New York. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-ny.
What is the population of ZIP code 10509? ▼
ZIP code 10509 in Brewster, NY has a population of 19,507 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10509? ▼
The median household income in ZIP 10509 is $116,831, which is 53% above the national average of $76,288.
What is the average home value in ZIP 10509? ▼
The median home value in ZIP 10509 is $458,300, which is 65% above the national average of $278,155.
What is the demographic makeup of ZIP 10509? ▼
The largest racial group in ZIP 10509 is White at 66.3%. Hispanic or Latino residents make up 27.8% of the population.
How many businesses are in ZIP code 10509? ▼
ZIP code 10509 has 771 business establishments employing approximately 8,706 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10509? ▼
The top industries by establishment count in ZIP 10509 are: Construction (152), Administrative and support and waste management and remediation services (80), Retail trade (78). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 10509? ▼
According to the FHFA House Price Index, home values in ZIP 10509 increased by 15.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10509? ▼
In ZIP code 10509, 69.4% of residents aged 25+ have a high school diploma or higher, and 43.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10509? ▼
The mean commute time for workers in ZIP code 10509 is 33.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10509? ▼
In ZIP code 10509, approximately 78.8% of occupied housing units are owner-occupied and 21.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10509? ▼
The poverty rate in ZIP code 10509 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.