Cherry Plain, NY · standard
ZIP Code 12040
Rensselaer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 113
- 33/sq mi Moderate-density area
- $57,955
- Median income Below-median income area
- $309,100
- Median home value Above-median home value
- 14.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cherry Plain pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 26th pct
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 33
- people per sq mi
- 100%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12040 against every reporting US ZIP.
ZIP code 12040 is a sparsely populated ZIP (a standard USPS delivery area) in Cherry Plain, Rensselaer County, New York, home to just 113 residents across 3.4 square miles, a density of 33 people per square mile, in the New York time zone.
ZIP 12040 reports a modest median household income of $57,955 (37% below the average New York ZIP), while per-capita income is $39,144. The poverty rate is 25.9%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $309,100 (18% below the average New York ZIP); owner occupancy is 100.0%.
Formal educational attainment runs low here: just 14.8% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Rensselaer County, so 12040 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12040, Cherry Plain, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
113
Population
3.4
Area (sq mi)
33
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12040?
39.6
Median Age
85.2%
Male
14.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,955
Median Household Income
-37% vs state ZIP avg
$39,144
Per Capita Income
25.9%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 12040 ranks among New York ZIPs
Cherry Plain, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$57,955 13th percentile higher than 13% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
20housing units
20
Total Housing Units
20
Occupied Units
0
Vacant Units
1.35
Avg Household Size
Occupancy Type
$309,100
Median Home Value
-18% vs state ZIP avg
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 12040 vs 12022 →
ZIP 12040 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01267
Williamstown (01267)
7,989 residents
- 12138 3,168
Petersburg (12138)
3,168 residents
- 01237 2,496
Lanesborough (01237)
2,496 residents
- 12168 1,952
Stephentown (12168)
1,952 residents
- 12052 1,568
Cropseyville (12052)
1,568 residents
- 12022 929
Berlin (12022)
929 residents
- 12153 814
Sand Lake (12153)
814 residents
- 12169 306
Stephentown (12169)
306 residents
- 12040 113
Cherry Plain (12040)
113 residents
What this shows Among its immediate neighbors, ZIP 12040 ranks #9 by population - useful context the national average alone can't give.
ZIP 12040 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12052
Cropseyville (12052)
$118,424 median income
- 01267
Williamstown (01267)
$106,375 median income
- 12022
Berlin (12022)
$96,875 median income
- 01237
Lanesborough (01237)
$90,898 median income
- 12153
Sand Lake (12153)
$89,861 median income
- 12168
Stephentown (12168)
$88,830 median income
- 12138
Petersburg (12138)
$75,833 median income
- 12040
Cherry Plain (12040)
$57,955 median income
- 12169 $43,936
Stephentown (12169)
$43,936 median income
What this shows By household income, ZIP 12040 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12022 | Berlin, NY | 929 | 2.3 mi |
| 12168 | Stephentown, NY | 1,952 | 5.5 mi |
| 12153 | Sand Lake, NY | 814 | 6.0 mi |
| 12138 | Petersburg, NY | 3,168 | 7.7 mi |
| 12169 | Stephentown, NY | 306 | 5.9 mi |
| 01267 | Williamstown, MA | 7,989 | 6.2 mi |
| 01237 | Lanesborough, MA | 2,496 | 7.5 mi |
| 12052 | Cropseyville, NY | 1,568 | 10.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12040, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Rensselaer County
Related Areas
Frequently Asked Questions
What county is ZIP code 12040 in?
ZIP code 12040 (Cherry Plain) is located in Rensselaer County, New York. Rensselaer County contains multiple ZIP codes, see the full list at /counties/rensselaer-ny.
What is the population of ZIP code 12040?
ZIP code 12040 in Cherry Plain, NY has a population of 113 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12040?
The median household income in ZIP 12040 is $57,955, which is 24% below the national average of $76,288.
What is the average home value in ZIP 12040?
The median home value in ZIP 12040 is $309,100, which is 11% above the national average of $278,155.
What is the demographic makeup of ZIP 12040?
The largest racial group in ZIP 12040 is White at 100.0%.
What is the education level in ZIP code 12040?
In ZIP code 12040, 55.6% of residents aged 25+ have a high school diploma or higher, and 14.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the poverty rate in ZIP code 12040?
The poverty rate in ZIP code 12040 is 25.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12040's numbers, next.
- See how ZIP 12040 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cherry Plain, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.