Cherry Plain, NY · standard

ZIP Code 12040

Rensselaer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

113
33/sq mi
$57,955
Median income
$309,100
Median home value
14.8%
Bachelor's or higher

The verdict

Cherry Plain pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
Top 32%
home value, US ZIPs
33
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12040 against every reporting US ZIP.

ZIP code 12040 is a sparsely populated ZIP (a standard USPS delivery area) in Cherry Plain, Rensselaer County, New York, home to just 113 residents across 3.4 square miles, a density of 33 people per square mile, in the New York time zone.

ZIP 12040 reports a modest median household income of $57,955 (37% below the New York average), while per-capita income is $39,144. The poverty rate stands at 25.9% and the unemployment rate at 0.0%. Median home value sits at $309,100 (18% below the state average), median rent at - a month, and owner-occupancy at 100.0%.

Formal educational attainment runs low here: just 14.8% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is -. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 12040, plus 6 more within Rensselaer County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12040, Cherry Plain, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

113

Population

3.4

Area (sq mi)

33

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12040?

39.6

Median Age

85.2%

Male

14.8%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,955

Median Household Income

-37% vs state

$39,144

Per Capita Income

25.9%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 12040 ranks nationally

Cherry Plain, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,955 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.6%
Bachelor's Degree or Higher 14.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20

Total Housing Units

20

Occupied Units

0

Vacant Units

1.35

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$309,100

Median Home Value

-18% vs state

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 12040 vs 12022 →

ZIP 12040 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12040 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12040 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12040 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12022 Berlin, NY 929 2.3 mi
12168 Stephentown, NY 1,952 5.5 mi
12153 Sand Lake, NY 814 6.0 mi
12138 Petersburg, NY 3,168 7.7 mi
12169 Stephentown, NY 306 5.9 mi
01267 Williamstown, MA 7,989 6.2 mi
01237 Lanesborough, MA 2,496 7.5 mi
12052 Cropseyville, NY 1,568 10.3 mi

More ZIP Codes in Rensselaer County

Frequently Asked Questions

What county is ZIP code 12040 in?
ZIP code 12040 (Cherry Plain) is located in Rensselaer County, New York. Rensselaer County contains multiple ZIP codes, see the full list at /counties/rensselaer-ny.
What is the population of ZIP code 12040?
ZIP code 12040 in Cherry Plain, NY has a population of 113 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12040?
The median household income in ZIP 12040 is $57,955, which is 24% below the national average of $76,288.
What is the average home value in ZIP 12040?
The median home value in ZIP 12040 is $309,100, which is 11% above the national average of $278,155.
What is the demographic makeup of ZIP 12040?
The largest racial group in ZIP 12040 is White at 100.0%.
What is the education level in ZIP code 12040?
In ZIP code 12040, 55.6% of residents aged 25+ have a high school diploma or higher, and 14.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the poverty rate in ZIP code 12040?
The poverty rate in ZIP code 12040 is 25.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.