PlainZIP

Wynantskill, NY · standard

ZIP Code 12198

Rensselaer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,903
233/sq mi
$113,083
Median income
$285,100
Median home value
40.8%
Bachelor's or higher

The verdict

Wynantskill pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 36%
home value, US ZIPs
233
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12198 against every reporting US ZIP.

ZIP code 12198 is a mid-sized community (a standard USPS delivery area) in Wynantskill, Rensselaer County, New York, home to 7,903 residents across 33.9 square miles, a density of 233 people per square mile, in the New York time zone.

ZIP 12198 skews affluent, with a median household income of $113,083 (22% above the New York average), while per-capita income is $54,694. Poverty here runs at 5.3%, with unemployment measured at 3.4%. Median home value sits at $285,100 (25% below the state average), median rent at $1,216 a month, and owner-occupancy at 80.3%.

A solid share of residents have a four-year degree: 40.8% of adults hold a bachelor's degree or higher, the median age is 46.6, and the average commute is 22 minutes. To put 12198 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Rensselaer County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12198

Top 5 sectors by establishment count in Wynantskill, NY

Which industries have the most business establishments in ZIP 12198.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12198, Wynantskill, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,903

Population

33.9

Area (sq mi)

233

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12198?

46.6

Median Age

47.4%

Male

52.6%

Female

2.2%

Foreign-Born

White 92.4%
African American 0.7%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.0%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$113,083

Median Household Income

+22% vs state

$54,694

Per Capita Income

5.3%

Poverty Rate

3.4%

Unemployment Rate

21.5 min

Mean Commute Time

How ZIP 12198 ranks nationally

Wynantskill, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$113,083 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.1%
Bachelor's Degree or Higher 40.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,017

Total Housing Units

2,800

Occupied Units

217

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 80.3%
Renter 19.7%

$285,100

Median Home Value

-25% vs state

$1,216

Median Rent

1965

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.4%

YoY Change (2024)

273

HPI Index (2000 = 100)

+173%

Total Change Since 2000

Home values in ZIP 12198 have increased 12.4% over the past year (2024). Since 2000, this ZIP has seen +173% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.9% 184
2021 +9.3% 201
2022 +8.5% 218
2023 +11.3% 243
2024 +12.4% 273

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 108 business establishments in ZIP 12198, employing approximately 961 people with a combined annual payroll of $33,405,000.

108

Businesses

961

Employees

$33.4M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 20 18.5%
Retail trade 16 14.8%
Health care and social assistance 13 12.0%
Accommodation and food services 13 12.0%
Professional, scientific, and technical services 11 10.2%
Finance and insurance 9 8.3%
Other services (except public administration) 9 8.3%
Administrative and support and waste management and remediation services 8 7.4%
Educational services 4 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12198 vs 12196 →

ZIP 12198 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12198 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12198 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12198 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12196 West Sand Lake, NY 3,031 3.2 mi
12140 Poestenkill, NY 1,702 3.8 mi
12061 East Greenbush, NY 9,050 5.5 mi
12180 Troy, NY 53,606 5.4 mi
12204 Albany, NY 7,349 4.9 mi
12063 East Schodack, NY 444 7.7 mi
12182 Troy, NY 14,733 8.5 mi
12183 Troy, NY 2,620 5.7 mi
12144 Rensselaer, NY 20,555 5.4 mi
12207 Albany, NY 1,948 5.8 mi

More ZIP Codes in Rensselaer County

12180 standard
Troy, NY
Pop: 53,606
12144 standard
Rensselaer, NY
Pop: 20,555
12182 standard
Troy, NY
Pop: 14,733
12061 standard
East Greenbush, NY
Pop: 9,050
12018 standard
Averill Park, NY
Pop: 7,930
12033 standard
Castleton On Hudson, NY
Pop: 7,851

Related Areas

Rensselaer County Wynantskill, NY New York

Frequently Asked Questions

What county is ZIP code 12198 in? ▼
ZIP code 12198 (Wynantskill) is located in Rensselaer County, New York. Rensselaer County contains multiple ZIP codes, see the full list at /counties/rensselaer-ny.
What is the population of ZIP code 12198? ▼
ZIP code 12198 in Wynantskill, NY has a population of 7,903 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12198? ▼
The median household income in ZIP 12198 is $113,083, which is 48% above the national average of $76,288.
What is the average home value in ZIP 12198? ▼
The median home value in ZIP 12198 is $285,100, which is 2% above the national average of $278,155.
What is the demographic makeup of ZIP 12198? ▼
The largest racial group in ZIP 12198 is White at 92.4%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 12198? ▼
ZIP code 12198 has 108 business establishments employing approximately 961 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12198? ▼
The top industries by establishment count in ZIP 12198 are: Construction (20), Retail trade (16), Health care and social assistance (13). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 12198? ▼
According to the FHFA House Price Index, home values in ZIP 12198 increased by 12.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 173%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12198? ▼
In ZIP code 12198, 61.1% of residents aged 25+ have a high school diploma or higher, and 40.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12198? ▼
The mean commute time for workers in ZIP code 12198 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12198? ▼
In ZIP code 12198, approximately 80.3% of occupied housing units are owner-occupied and 19.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12198? ▼
The poverty rate in ZIP code 12198 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.