ZIP Code 12198
standardSource:
Wynantskill · Rensselaer County · New York
- Population
- 7,903
- Median income
- $113,083
- Median home value
- $285,100
- Bachelor's or higher
- 40.8%
- Land area
- 33.9 sq mi
233/sq mi
▲ 48% vs US
higher than 88% of US ZIPs
▲ 2% vs US
higher than 64% of US ZIPs
Median age 46.6
New York
ZIP code 12198 in Wynantskill, New York has a population of 7,903. The median household income is $113,083, which is 48% above the national average. Median home value is $285,100, 2% above the US average. 40.8% of residents hold a bachelor's degree or higher.
ZIP code 12198 is classified by USPS as a standard delivery area and covers roughly 33.9 square miles in Wynantskill, Rensselaer County, New York. The area is home to 7,903 residents, producing a population density of 233 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12198 against New York and the nation.
On the economic side, the median household income for ZIP 12198 sits at $113,083 (22% above the New York average), while per-capita income is $54,694. The poverty rate stands at 5.3% and the unemployment rate at 3.4%. On housing, the median home value is $285,100 (25% below the state average) with median rent at $1,216 per month, and 80.3% of occupied units are owner-occupied, a direct signal of whether 12198 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 40.8% of adults hold a bachelor's degree or higher, the median age is 46.6, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rensselaer County, so you can benchmark 12198 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 12198
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 12198.
- Construction
Construction
20 establishments
- Retail trade
Retail trade
16 establishments
- Health care and social assistance
Health care and social assistance
13 establishments
- Accommodation and food services
Accommodation and food services
13 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 12198, Wynantskill, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,903
Population
33.9
Area (sq mi)
233
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12198?
46.6
Median Age
47.4%
Male
52.6%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$113,083
Median Household Income
+22% vs state
$54,694
Per Capita Income
5.3%
Poverty Rate
3.4%
Unemployment Rate
21.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,017
Total Housing Units
2,800
Occupied Units
217
Vacant Units
2.42
Avg Household Size
Occupancy Type
$285,100
Median Home Value
-25% vs state
$1,216
Median Rent
1965
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.4%
YoY Change (2024)
273
HPI Index (2000 = 100)
+173%
Total Change Since 2000
Home values in ZIP 12198 have increased 12.4% over the past year (2024). Since 2000, this ZIP has seen +173% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.9% | 184 |
| 2021 | +9.3% | 201 |
| 2022 | +8.5% | 218 |
| 2023 | +11.3% | 243 |
| 2024 | +12.4% | 273 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 108 business establishments in ZIP 12198, employing approximately 961 people with a combined annual payroll of $33,405,000.
108
Businesses
961
Employees
$33.4M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 20 | 18.5% |
| Retail trade | 16 | 14.8% |
| Health care and social assistance | 13 | 12.0% |
| Accommodation and food services | 13 | 12.0% |
| Professional, scientific, and technical services | 11 | 10.2% |
| Finance and insurance | 9 | 8.3% |
| Other services (except public administration) | 9 | 8.3% |
| Administrative and support and waste management and remediation services | 8 | 7.4% |
| Educational services | 4 | 3.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12198 vs 12196 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12196 | West Sand Lake, NY | 3,031 | 3.2 mi |
| 12140 | Poestenkill, NY | 1,702 | 3.8 mi |
| 12061 | East Greenbush, NY | 9,050 | 5.5 mi |
| 12180 | Troy, NY | 53,606 | 5.4 mi |
| 12204 | Albany, NY | 7,349 | 4.9 mi |
| 12063 | East Schodack, NY | 444 | 7.7 mi |
| 12182 | Troy, NY | 14,733 | 8.5 mi |
| 12183 | Troy, NY | 2,620 | 5.7 mi |
| 12144 | Rensselaer, NY | 20,555 | 5.4 mi |
| 12207 | Albany, NY | 1,948 | 5.8 mi |
More ZIP Codes in Rensselaer County
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Frequently Asked Questions
What county is ZIP code 12198 in? ▼
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What is the median household income in ZIP 12198? ▼
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How many businesses are in ZIP code 12198? ▼
What are the main industries in ZIP code 12198? ▼
How have home values changed in ZIP code 12198? ▼
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What is the average commute time in ZIP 12198? ▼
What percentage of residents own vs. rent in ZIP 12198? ▼
What is the poverty rate in ZIP code 12198? ▼
ZIP Code Research Guides
Official Data Resources for Wynantskill, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.