ZIP Code 12165

ZIP code 12165 is classified by USPS as a standard delivery area and covers roughly 8.4 square miles in Spencertown, Columbia County, New York. The area is home to 175 residents, producing a population density of 21 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12165 against New York and the nation.

On the economic side, the median household income for ZIP 12165 sits at $65,368 (29% below the New York average), while per-capita income is $52,439. The poverty rate stands at 13.6% and the unemployment rate at 12.7%. On housing, the median home value is $417,500 (10% above the state average) with median rent at — per month, and 93.8% of occupied units are owner-occupied, a direct signal of whether 12165 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 72.7% of adults hold a bachelor's degree or higher, the median age is 66.4, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Columbia County, so you can benchmark 12165 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →