PlainZIP

Spencertown, NY · standard

ZIP Code 12165

Columbia County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

175
21/sq mi
$65,368
Median income
$417,500
Median home value
72.7%
Bachelor's or higher

The verdict

Spencertown pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

39th pct
household income, US ZIPs
Top 19%
home value, US ZIPs
21
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12165 against every reporting US ZIP.

ZIP code 12165 is a sparsely populated ZIP (a standard USPS delivery area) in Spencertown, Columbia County, New York, home to just 175 residents across 8.4 square miles, a density of 21 people per square mile, in the New York time zone.

ZIP 12165 reports a modest median household income of $65,368 (29% below the New York average), while per-capita income is $52,439. 13.6% of residents live below the poverty line, and the unemployment rate reads 12.7%. On housing, the median home value is $417,500 (10% above the state average) with median rent at - per month, and 93.8% of occupied units are owner-occupied.

This is a highly-educated ZIP: 72.7% of adults hold a bachelor's degree or higher, the median age is 66.4, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Columbia County, so you can benchmark 12165 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12165, Spencertown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

175

Population

8.4

Area (sq mi)

21

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12165?

66.4

Median Age

62.3%

Male

37.7%

Female

3.2%

Foreign-Born

White 96.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,368

Median Household Income

-29% vs state

$52,439

Per Capita Income

13.6%

Poverty Rate

12.7%

Unemployment Rate

How ZIP 12165 ranks nationally

Spencertown, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,368 39th percentile higher than 39% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.1%
Bachelor's Degree or Higher 72.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

132

Total Housing Units

113

Occupied Units

19

Vacant Units

1.95

Avg Household Size

Occupancy Type

Owner 93.8%
Renter 6.2%

$417,500

Median Home Value

+10% vs state

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 13 business establishments in ZIP 12165, employing approximately 64 people with a combined annual payroll of $4,212,000.

13

Businesses

64

Employees

$4.2M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12165 vs 12017 →

ZIP 12165 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12165 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12165 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12165 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12017 Austerlitz, NY 435 2.4 mi
12037 Chatham, NY 4,015 3.9 mi
12060 East Chatham, NY 1,507 7.4 mi
12529 Hillsdale, NY 2,859 6.7 mi
01266 West Stockbridge, MA 1,463 6.3 mi
12075 Ghent, NY 3,418 6.5 mi
01236 Housatonic, MA 1,509 7.4 mi
12136 Old Chatham, NY 804 9.1 mi
12029 Canaan, NY 1,113 7.8 mi
12565 Philmont, NY 1,487 8.3 mi

More ZIP Codes in Columbia County

12534 standard
Hudson, NY
Pop: 17,867
12184 standard
Valatie, NY
Pop: 7,148
12037 standard
Chatham, NY
Pop: 4,015
12526 standard
Germantown, NY
Pop: 3,686
12075 standard
Ghent, NY
Pop: 3,418
12529 standard
Hillsdale, NY
Pop: 2,859

Related Areas

Columbia County Spencertown, NY New York

Frequently Asked Questions

What county is ZIP code 12165 in? ▼
ZIP code 12165 (Spencertown) is located in Columbia County, New York. Columbia County contains multiple ZIP codes, see the full list at /counties/columbia-ny.
What is the population of ZIP code 12165? ▼
ZIP code 12165 in Spencertown, NY has a population of 175 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12165? ▼
The median household income in ZIP 12165 is $65,368, which is 14% below the national average of $76,288.
What is the average home value in ZIP 12165? ▼
The median home value in ZIP 12165 is $417,500, which is 50% above the national average of $278,155.
What is the demographic makeup of ZIP 12165? ▼
The largest racial group in ZIP 12165 is White at 96.8%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 12165? ▼
ZIP code 12165 has 13 business establishments employing approximately 64 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12165? ▼
In ZIP code 12165, 83.1% of residents aged 25+ have a high school diploma or higher, and 72.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12165? ▼
In ZIP code 12165, approximately 93.8% of occupied housing units are owner-occupied and 6.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12165? ▼
The poverty rate in ZIP code 12165 is 13.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.