Spencertown, NY · standard
ZIP Code 12165
Columbia County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 175
- 21/sq mi Moderate-density area
- $65,368
- Median income Near-median income area
- $417,500
- Median home value Above-median home value
- 72.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Spencertown pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- 39th pct
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 21
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12165 against every reporting US ZIP.
ZIP code 12165 is a sparsely populated ZIP (a standard USPS delivery area) in Spencertown, Columbia County, New York, home to just 175 residents across 8.4 square miles, a density of 21 people per square mile, in the New York time zone.
ZIP 12165 reports a modest median household income of $65,368 (29% below the average New York ZIP), while per-capita income is $52,439. Unemployment is 12.7%, an important qualifier alongside the household-income figure. Median home value is $417,500 (10% above the average New York ZIP); 93.8% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 72.7% of adults hold a bachelor's degree or higher, the median age is 66.4, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Columbia County, so 12165 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12165, Spencertown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
175
Population
8.4
Area (sq mi)
21
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12165?
66.4
Median Age
62.3%
Male
37.7%
Female
3.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,368
Median Household Income
-29% vs state ZIP avg
$52,439
Per Capita Income
13.6%
Poverty Rate
12.7%
Unemployment Rate
How ZIP 12165 ranks among New York ZIPs
Spencertown, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$65,368 24th percentile higher than 24% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
132housing units
132
Total Housing Units
113
Occupied Units
19
Vacant Units
1.95
Avg Household Size
Occupancy Type
$417,500
Median Home Value
+10% vs state ZIP avg
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 13 business establishments in ZIP 12165, employing approximately 64 people with a combined annual payroll of $4,212,000.
13
Businesses
64
Employees
$4.2M
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12165 vs 12017 →
ZIP 12165 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12037
Chatham (12037)
4,015 residents
- 12075
Ghent (12075)
3,418 residents
- 12529
Hillsdale (12529)
2,859 residents
- 01236 1,509
Housatonic (01236)
1,509 residents
- 12060 1,507
East Chatham (12060)
1,507 residents
- 12565 1,487
Philmont (12565)
1,487 residents
- 01266 1,463
West Stockbridge (01266)
1,463 residents
- 12029 1,113
Canaan (12029)
1,113 residents
- 12136 804
Old Chatham (12136)
804 residents
What this shows Among its immediate neighbors, ZIP 12165 ranks #0 by population - useful context the national average alone can't give.
ZIP 12165 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12136
Old Chatham (12136)
$148,750 median income
- 01236
Housatonic (01236)
$111,250 median income
- 12029
Canaan (12029)
$103,542 median income
- 12060
East Chatham (12060)
$101,548 median income
- 01266
West Stockbridge (01266)
$100,417 median income
- 12075
Ghent (12075)
$98,047 median income
- 12037
Chatham (12037)
$89,844 median income
- 12529
Hillsdale (12529)
$70,750 median income
- 12165
Spencertown (12165)
$65,368 median income
What this shows By household income, ZIP 12165 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12017 | Austerlitz, NY | 435 | 2.4 mi |
| 12037 | Chatham, NY | 4,015 | 3.9 mi |
| 12060 | East Chatham, NY | 1,507 | 7.4 mi |
| 12529 | Hillsdale, NY | 2,859 | 6.7 mi |
| 01266 | West Stockbridge, MA | 1,463 | 6.3 mi |
| 12075 | Ghent, NY | 3,418 | 6.5 mi |
| 01236 | Housatonic, MA | 1,509 | 7.4 mi |
| 12136 | Old Chatham, NY | 804 | 9.1 mi |
| 12029 | Canaan, NY | 1,113 | 7.8 mi |
| 12565 | Philmont, NY | 1,487 | 8.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12165, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Columbia County
Related Areas
Frequently Asked Questions
What county is ZIP code 12165 in?
ZIP code 12165 (Spencertown) is located in Columbia County, New York. Columbia County contains multiple ZIP codes, see the full list at /counties/columbia-ny.
What is the population of ZIP code 12165?
ZIP code 12165 in Spencertown, NY has a population of 175 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12165?
The median household income in ZIP 12165 is $65,368, which is 14% below the national average of $76,288.
What is the average home value in ZIP 12165?
The median home value in ZIP 12165 is $417,500, which is 50% above the national average of $278,155.
What is the demographic makeup of ZIP 12165?
The largest racial group in ZIP 12165 is White at 96.8%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 12165?
ZIP code 12165 has 13 business establishments employing approximately 64 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12165?
In ZIP code 12165, 83.1% of residents aged 25+ have a high school diploma or higher, and 72.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12165?
In ZIP code 12165, approximately 93.8% of occupied housing units are owner-occupied and 6.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12165?
The poverty rate in ZIP code 12165 is 13.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12165's numbers, next.
- See how ZIP 12165 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Spencertown, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.