Residential delivery area · New York
ZIP Code 12037: Chatham, NY
ZIP code 12037 uses the postal name Chatham, New York and lies entirely in Columbia County (Census 2020 ZIP-county file). About 3,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $89,844 (Census Bureau, ACS 2020-2024). By Census place, 3% of its land lies in Chatham; 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Chatham · its only residential ZIP
- County
- Columbia County
- Census places
- Chatham
- Micro area
- Hudson, NY
- House district
- NY-19 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 36.2 sq mi · 108 people per sq mi
Where is ZIP code 12037?
12037 centers on 42.339°, -73.566° and covers 36.2 square miles of land plus 0.1 of water. It borders 7 ZIP codes: 12165, 12075, 12136, 12017, 12060, 12184, 12529.
The map draws ZIP code areas only. For the streets inside 12037, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12037 compare with the rest of Columbia County?
| Measure | 12037 | In Columbia County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 3,926 | 5th of 38 | 806th of 1,826 |
| Median household income | $90k | 9th of 16 | 461st of 1,081 |
| Median home value | $344k | 11th of 22 | 510th of 1,172 |
Its median household income is higher than in 73% of U.S. residential ZIP codes, and it is denser than 55% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12037?
The 2020 Census counted 3,895 people in 12037; the ACS, which samples households over 2020-2024, estimates 3,926. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 3,926±522 (90% margin)
- 2020 Census count
- 3,895
- Households
- 1,839
- Median age
- 50.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12037?
Of the 3,926 people the ACS estimates in 12037, 15.3% are under 18 and 25.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (82.8%), then Other or two or more (12.1%).
- Under 1815.3%
- 18 to 6459.2%
- 65 and older25.4%
- White, not Hispanic82.8%
- Other or two or more12.1%
- Hispanic or Latino3.6%
- Asian, not Hispanic1.0%
- Black, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12037 earn?
Median household income is $89,844 (ACS 2020-2024), the 9th highest of the 16 ranked ZIP codes in Columbia County.
- Median household income
- $89,844±$22,231
- Income per person
- $52,994
- Below the poverty line
- 16.8%
- Unemployed (of the labor force)
- 1.9%
- Adults 25+ with a bachelor's degree
- 51.7%
- Adjusted gross income per tax return, 2022
- $90,5511,810 returns; wages 56% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12037?
FHFA's house price index for 12037, built from repeat sales and appraisals of the same homes, rose 92% from 2015 to 2025 and rose 51% from 2020 to 2025, and moved +11.4% in 2025.
- Median home value (owners' estimate)
- $343,900
- Median gross rent
- $1,067
- Homes owned by their occupants
- 72.2%
- Housing units
- 2,129
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12037?
147 business establishments had a location in this ZIP code in 2023, 11 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade28
- Professional, scientific, and technical services22
- Accommodation and food services15
- Other services (except public administration)13
- Construction10
- Health care and social assistance10
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12037?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12165 | Spencertown | 220 | $65k | 3.4 mi |
| 12075 | Ghent | 3,248 | $98k | 4.5 mi |
| 12136 | Old Chatham | 1,043 | $149k | 5.6 mi |
| 12017 | Austerlitz | 471 | – | 5.7 mi |
| 12060 | East Chatham | 1,859 | $102k | 5.8 mi |
| 12184 | Valatie | 7,787 | $99k | 7.2 mi |
| 12529 | Hillsdale | 2,410 | $71k | 9.9 mi |
| 12565 | Philmont | 1,439 | $57k | 7.5 mi (near) |
| 12544 | Mellenville | 127 | – | 7.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.