Philmont, NY · standard
ZIP Code 12565
Columbia County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,487
- 396/sq mi High-density area
- $56,563
- Median income Below-median income area
- $225,000
- Median home value Near-median home value
- 20.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Philmont pairs one of the lowest household incomes in the country with above-median home values, in a low-density, homeowner-dominated area.
- 23rd pct
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 396
- people per sq mi
- 61%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12565 against every reporting US ZIP.
ZIP code 12565 is a sparsely populated ZIP (a standard USPS delivery area) in Philmont, Columbia County, New York, home to just 1,487 residents across 3.8 square miles, a density of 396 people per square mile, in the New York time zone.
ZIP 12565 reports a modest median household income of $56,563 (39% below the average New York ZIP), while per-capita income is $36,895. The poverty rate is 21.6%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $225,000 (41% below the average New York ZIP), and median rent is $1,193; owner occupancy is 61.1%.
Educational attainment sits below the national norm: 20.3% of adults hold a bachelor's degree or higher, the median age is 37.3, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Columbia County, so 12565 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12565
Top 5 sectors by establishment count in Philmont, NY
Which industries have the most business establishments in ZIP 12565.
- Construction
Construction
6 establishments
- Retail trade
Retail trade
5 establishments
- Health care and social assistance
Health care and social assistance
5 establishments
- Accommodation and food services
Accommodation and food services
4 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12565, Philmont, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,487
Population
3.8
Area (sq mi)
396
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12565?
37.3
Median Age
60.3%
Male
39.7%
Female
11.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,563
Median Household Income
-39% vs state ZIP avg
$36,895
Per Capita Income
21.6%
Poverty Rate
7.1%
Unemployment Rate
How ZIP 12565 ranks among New York ZIPs
Philmont, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,563 12th percentile higher than 12% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
764housing units
764
Total Housing Units
579
Occupied Units
185
Vacant Units
2.25
Avg Household Size
Occupancy Type
$225,000
Median Home Value
-41% vs state ZIP avg
$1,193
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 32 business establishments in ZIP 12565, employing approximately 358 people with a combined annual payroll of $15,325,000.
32
Businesses
358
Employees
$15.3M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 6 | 18.8% |
| Retail trade | 5 | 15.6% |
| Health care and social assistance | 5 | 15.6% |
| Accommodation and food services | 4 | 12.5% |
| Other services (except public administration) | 3 | 9.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12565 vs 12075 →
ZIP 12565 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12534
Hudson (12534)
17,867 residents
- 12037 4,015
Chatham (12037)
4,015 residents
- 12075 3,418
Ghent (12075)
3,418 residents
- 12529 2,859
Hillsdale (12529)
2,859 residents
- 12521 1,644
Craryville (12521)
1,644 residents
- 12565 1,487
Philmont (12565)
1,487 residents
- 12513 651
Claverack (12513)
651 residents
- 12172 405
Stottville (12172)
405 residents
- 12174 345
Stuyvesant Falls (12174)
345 residents
What this shows Among its immediate neighbors, ZIP 12565 ranks #6 by population - useful context the national average alone can't give.
ZIP 12565 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12075
Ghent (12075)
$98,047 median income
- 12037
Chatham (12037)
$89,844 median income
- 12172
Stottville (12172)
$86,587 median income
- 12521
Craryville (12521)
$75,652 median income
- 12534
Hudson (12534)
$72,741 median income
- 12529
Hillsdale (12529)
$70,750 median income
- 12165
Spencertown (12165)
$65,368 median income
- 12513
Claverack (12513)
$60,951 median income
- 12565
Philmont (12565)
$56,563 median income
What this shows By household income, ZIP 12565 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12075 | Ghent, NY | 3,418 | 3.6 mi |
| 12521 | Craryville, NY | 1,644 | 5.4 mi |
| 12530 | Hollowville, NY | 124 | 3.5 mi |
| 12513 | Claverack, NY | 651 | 4.7 mi |
| 12534 | Hudson, NY | 17,867 | 5.7 mi |
| 12172 | Stottville, NY | 405 | 5.5 mi |
| 12529 | Hillsdale, NY | 2,859 | 6.0 mi |
| 12037 | Chatham, NY | 4,015 | 7.8 mi |
| 12174 | Stuyvesant Falls, NY | 345 | 8.4 mi |
| 12165 | Spencertown, NY | 175 | 8.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12565, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,487 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Columbia County
Related Areas
Frequently Asked Questions
What county is ZIP code 12565 in?
ZIP code 12565 (Philmont) is located in Columbia County, New York. Columbia County contains multiple ZIP codes, see the full list at /counties/columbia-ny.
What is the population of ZIP code 12565?
ZIP code 12565 in Philmont, NY has a population of 1,487 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12565?
The median household income in ZIP 12565 is $56,563, which is 26% below the national average of $76,288.
What is the average home value in ZIP 12565?
The median home value in ZIP 12565 is $225,000, which is 19% below the national average of $278,155.
What is the demographic makeup of ZIP 12565?
The largest racial group in ZIP 12565 is White at 77.1%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 12565?
ZIP code 12565 has 32 business establishments employing approximately 358 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12565?
The top industries by establishment count in ZIP 12565 are: Construction (6), Retail trade (5), Health care and social assistance (5). There are 5 industry sectors represented in total.
What is the education level in ZIP code 12565?
In ZIP code 12565, 70.3% of residents aged 25+ have a high school diploma or higher, and 20.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12565?
In ZIP code 12565, approximately 61.1% of occupied housing units are owner-occupied and 38.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12565?
The poverty rate in ZIP code 12565 is 21.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12565's numbers, next.
- See how ZIP 12565 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Philmont, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.