Craryville, NY · standard
ZIP Code 12521
Columbia County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,644
- 19/sq mi Moderate-density area
- $75,652
- Median income Near-median income area
- $338,700
- Median home value Above-median home value
- 33.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Craryville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 44%
- household income, US ZIPs
- Top 28%
- home value, US ZIPs
- 19
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12521 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12521 (Craryville, NY) rose +27.0% from 2023 to 2024.
ZIP code 12521 covers 85.2 square miles in Craryville, Columbia County, New York (a standard USPS delivery area), with a modest 1,644 residents on file, a density of 19 people per square mile, in the New York time zone.
ZIP 12521 lands in the middle-income range, with a median household income of $75,652 (18% below the average New York ZIP), while per-capita income is $51,185. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.6% and unemployment is 3.2%. Median home value is $338,700 (10% below the average New York ZIP) and median rent is $1,183; 91.0% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 33.1% of adults hold a bachelor's degree or higher, the median age is 52.7, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Columbia County, so 12521 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12521
Top 5 sectors by establishment count in Craryville, NY
Which industries have the most business establishments in ZIP 12521.
- Construction
Construction
12 establishments
- Arts, entertainment, and recreation
Arts, entertainment, and recreation
7 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
- Retail trade
Retail trade
5 establishments
- Professional, scientific, and technical services 3
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12521, Craryville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,644
Population
85.2
Area (sq mi)
19
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12521?
52.7
Median Age
47.3%
Male
52.7%
Female
4.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$75,652
Median Household Income
-18% vs state ZIP avg
$51,185
Per Capita Income
7.6%
Poverty Rate
3.2%
Unemployment Rate
23.6 min
Mean Commute Time
How ZIP 12521 ranks among New York ZIPs
Craryville, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$75,652 40th percentile higher than 40% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,294housing units
1,294
Total Housing Units
878
Occupied Units
416
Vacant Units
2.33
Avg Household Size
Occupancy Type
$338,700
Median Home Value
-10% vs state ZIP avg
$1,183
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 42 business establishments in ZIP 12521, employing approximately 157 people with a combined annual payroll of $8,134,000.
42
Businesses
157
Employees
$8.1M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 28.6% |
| Arts, entertainment, and recreation | 7 | 16.7% |
| Accommodation and food services | 7 | 16.7% |
| Retail trade | 5 | 11.9% |
| Professional, scientific, and technical services | 3 | 7.1% |
| Administrative and support and waste management and remediation services | 3 | 7.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12521 vs 12530 →
ZIP 12521 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12534
Hudson (12534)
17,867 residents
- 12075 3,418
Ghent (12075)
3,418 residents
- 12529 2,859
Hillsdale (12529)
2,859 residents
- 12516 1,833
Copake (12516)
1,833 residents
- 12523 1,798
Elizaville (12523)
1,798 residents
- 12521 1,644
Craryville (12521)
1,644 residents
- 12565 1,487
Philmont (12565)
1,487 residents
- 12502 1,164
Ancram (12502)
1,164 residents
- 12513 651
Claverack (12513)
651 residents
What this shows Among its immediate neighbors, ZIP 12521 ranks #6 by population - useful context the national average alone can't give.
ZIP 12521 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12517
Copake Falls (12517)
$153,958 median income
- 12516
Copake (12516)
$128,750 median income
- 12075
Ghent (12075)
$98,047 median income
- 12502
Ancram (12502)
$85,192 median income
- 12521
Craryville (12521)
$75,652 median income
- 12534
Hudson (12534)
$72,741 median income
- 12529
Hillsdale (12529)
$70,750 median income
- 12513 $60,951
Claverack (12513)
$60,951 median income
- 12565 $56,563
Philmont (12565)
$56,563 median income
What this shows By household income, ZIP 12521 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12530 | Hollowville, NY | 124 | 3.2 mi |
| 12565 | Philmont, NY | 1,487 | 5.4 mi |
| 12502 | Ancram, NY | 1,164 | 5.9 mi |
| 12513 | Claverack, NY | 651 | 5.2 mi |
| 12516 | Copake, NY | 1,833 | 5.9 mi |
| 12075 | Ghent, NY | 3,418 | 9.0 mi |
| 12534 | Hudson, NY | 17,867 | 6.3 mi |
| 12529 | Hillsdale, NY | 2,859 | 6.6 mi |
| 12523 | Elizaville, NY | 1,798 | 7.8 mi |
| 12517 | Copake Falls, NY | 509 | 7.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12521, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,644 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Columbia County
Related Areas
Frequently Asked Questions
What county is ZIP code 12521 in?
ZIP code 12521 (Craryville) is located in Columbia County, New York. Columbia County contains multiple ZIP codes, see the full list at /counties/columbia-ny.
What is the population of ZIP code 12521?
ZIP code 12521 in Craryville, NY has a population of 1,644 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12521?
The median household income in ZIP 12521 is $75,652, which is 1% below the national average of $76,288.
What is the average home value in ZIP 12521?
The median home value in ZIP 12521 is $338,700, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 12521?
The largest racial group in ZIP 12521 is White at 82.8%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 12521?
ZIP code 12521 has 42 business establishments employing approximately 157 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12521?
The top industries by establishment count in ZIP 12521 are: Construction (12), Arts, entertainment, and recreation (7), Accommodation and food services (7). There are 6 industry sectors represented in total.
What is the education level in ZIP code 12521?
In ZIP code 12521, 63.2% of residents aged 25+ have a high school diploma or higher, and 33.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12521?
The mean commute time for workers in ZIP code 12521 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12521?
In ZIP code 12521, approximately 91.0% of occupied housing units are owner-occupied and 9.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12521?
The poverty rate in ZIP code 12521 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12521's numbers, next.
- See how ZIP 12521 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Craryville, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.