PlainZIP

Craryville, NY · standard

ZIP Code 12521

Columbia County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,644
19/sq mi
$75,652
Median income
$338,700
Median home value
33.1%
Bachelor's or higher

The verdict

Craryville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 44%
household income, US ZIPs
Top 28%
home value, US ZIPs
19
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12521 against every reporting US ZIP.

ZIP code 12521 covers 85.2 square miles in Craryville, Columbia County, New York (a standard USPS delivery area), with a modest 1,644 residents on file, a density of 19 people per square mile, in the New York time zone.

ZIP 12521 lands in the middle-income range, with a median household income of $75,652 (18% below the New York average), while per-capita income is $51,185. Local economic indicators show a 7.6% poverty rate alongside 3.2% unemployment. Housing costs here run $338,700 for a typical home value (10% below the state average), with rent averaging $1,183 a month; 91.0% of homes are owner-occupied.

A solid share of residents have a four-year degree: 33.1% of adults hold a bachelor's degree or higher, the median age is 52.7, and the average commute is 24 minutes. To put 12521 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Columbia County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12521

Top 5 sectors by establishment count in Craryville, NY

Which industries have the most business establishments in ZIP 12521.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12521, Craryville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,644

Population

85.2

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12521?

52.7

Median Age

47.3%

Male

52.7%

Female

4.3%

Foreign-Born

White 82.8%
African American 1.0%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.9%
Hispanic or Latino 6.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,652

Median Household Income

-18% vs state

$51,185

Per Capita Income

7.6%

Poverty Rate

3.2%

Unemployment Rate

23.6 min

Mean Commute Time

How ZIP 12521 ranks nationally

Craryville, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,652 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.2%
Bachelor's Degree or Higher 33.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,294

Total Housing Units

878

Occupied Units

416

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 91.0%
Renter 9.0%

$338,700

Median Home Value

-10% vs state

$1,183

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 42 business establishments in ZIP 12521, employing approximately 157 people with a combined annual payroll of $8,134,000.

42

Businesses

157

Employees

$8.1M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 12 28.6%
Arts, entertainment, and recreation 7 16.7%
Accommodation and food services 7 16.7%
Retail trade 5 11.9%
Professional, scientific, and technical services 3 7.1%
Administrative and support and waste management and remediation services 3 7.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12521 vs 12530 →

ZIP 12521 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12521 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12521 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12521 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12530 Hollowville, NY 124 3.2 mi
12565 Philmont, NY 1,487 5.4 mi
12502 Ancram, NY 1,164 5.9 mi
12513 Claverack, NY 651 5.2 mi
12516 Copake, NY 1,833 5.9 mi
12075 Ghent, NY 3,418 9.0 mi
12534 Hudson, NY 17,867 6.3 mi
12529 Hillsdale, NY 2,859 6.6 mi
12523 Elizaville, NY 1,798 7.8 mi
12517 Copake Falls, NY 509 7.9 mi

More ZIP Codes in Columbia County

12534 standard
Hudson, NY
Pop: 17,867
12184 standard
Valatie, NY
Pop: 7,148
12037 standard
Chatham, NY
Pop: 4,015
12526 standard
Germantown, NY
Pop: 3,686
12075 standard
Ghent, NY
Pop: 3,418
12529 standard
Hillsdale, NY
Pop: 2,859

Related Areas

Columbia County Craryville, NY New York

Frequently Asked Questions

What county is ZIP code 12521 in? ▼
ZIP code 12521 (Craryville) is located in Columbia County, New York. Columbia County contains multiple ZIP codes, see the full list at /counties/columbia-ny.
What is the population of ZIP code 12521? ▼
ZIP code 12521 in Craryville, NY has a population of 1,644 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12521? ▼
The median household income in ZIP 12521 is $75,652, which is 1% below the national average of $76,288.
What is the average home value in ZIP 12521? ▼
The median home value in ZIP 12521 is $338,700, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 12521? ▼
The largest racial group in ZIP 12521 is White at 82.8%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 12521? ▼
ZIP code 12521 has 42 business establishments employing approximately 157 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12521? ▼
The top industries by establishment count in ZIP 12521 are: Construction (12), Arts, entertainment, and recreation (7), Accommodation and food services (7). There are 6 industry sectors represented in total.
What is the education level in ZIP code 12521? ▼
In ZIP code 12521, 63.2% of residents aged 25+ have a high school diploma or higher, and 33.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12521? ▼
The mean commute time for workers in ZIP code 12521 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12521? ▼
In ZIP code 12521, approximately 91.0% of occupied housing units are owner-occupied and 9.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12521? ▼
The poverty rate in ZIP code 12521 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.