Indian Lake, NY · standard
ZIP Code 12842
Hamilton County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,166
- 2/sq mi
- $58,702
- Median income
- $220,200
- Median home value
- 29.9%
- Bachelor's or higher
The verdict
Indian Lake pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 27th pct
- household income, US ZIPs
- 49th pct
- home value, US ZIPs
- 2
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12842 against every reporting US ZIP.
ZIP code 12842 is a sparsely populated ZIP (a standard USPS delivery area) in Indian Lake, Hamilton County, New York, home to just 1,166 residents across 485.8 square miles, a density of 2 people per square mile, in the New York time zone.
ZIP 12842 reports a modest median household income of $58,702 (37% below the New York average), while per-capita income is $46,283. Local economic indicators show a 5.9% poverty rate alongside 4.9% unemployment. On housing, the median home value is $220,200 (42% below the state average) with median rent at $792 per month, and 76.4% of occupied units are owner-occupied.
Educational attainment sits below the national norm: 29.9% of adults hold a bachelor's degree or higher, the median age is 59.4, and the average commute is -. To put 12842 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hamilton County, for a geography-aware comparison.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12842
Top 5 sectors by establishment count in Indian Lake, NY
Which industries have the most business establishments in ZIP 12842.
- Construction
Construction
7 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
- Retail trade
Retail trade
3 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
- Health care and social assistance
Health care and social assistance
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12842, Indian Lake, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,166
Population
485.8
Area (sq mi)
2
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12842?
59.4
Median Age
51.3%
Male
48.7%
Female
0.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,702
Median Household Income
-37% vs state
$46,283
Per Capita Income
5.9%
Poverty Rate
4.9%
Unemployment Rate
How ZIP 12842 ranks nationally
Indian Lake, NY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$58,702 27th percentile higher than 27% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,295
Total Housing Units
535
Occupied Units
760
Vacant Units
1.81
Avg Household Size
Occupancy Type
$220,200
Median Home Value
-42% vs state
$792
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 34 business establishments in ZIP 12842, employing approximately 179 people with a combined annual payroll of $4,979,000.
34
Businesses
179
Employees
$5.0M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 7 | 20.6% |
| Accommodation and food services | 5 | 14.7% |
| Retail trade | 3 | 8.8% |
| Professional, scientific, and technical services | 3 | 8.8% |
| Health care and social assistance | 3 | 8.8% |
| Arts, entertainment, and recreation | 3 | 8.8% |
| Other services (except public administration) | 3 | 8.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12842 vs 12864 →
ZIP 12842 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12842
Indian Lake (12842)
1,166 residents
- 12856 187
North River (12856)
187 residents
- 12812 150
Blue Mountain Lake (12812)
150 residents
- 12864 36
Sabael (12864)
36 residents
What this shows Among its immediate neighbors, ZIP 12842 ranks the most populous - useful context the national average alone can't give.
ZIP 12842 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12812
Blue Mountain Lake (12812)
$155,536 median income
- 12856 $59,200
North River (12856)
$59,200 median income
- 12842 $58,702
Indian Lake (12842)
$58,702 median income
What this shows By household income, ZIP 12842 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 12842 in? ▼
What is the population of ZIP code 12842? ▼
What is the median household income in ZIP 12842? ▼
What is the average home value in ZIP 12842? ▼
What is the demographic makeup of ZIP 12842? ▼
How many businesses are in ZIP code 12842? ▼
What are the main industries in ZIP code 12842? ▼
What is the education level in ZIP code 12842? ▼
What percentage of residents own vs. rent in ZIP 12842? ▼
What is the poverty rate in ZIP code 12842? ▼
Read our methodology to see how this data is sourced, computed, and verified.