Lake Luzerne, NY · standard
ZIP Code 12846
Warren County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,298
- 22/sq mi Moderate-density area
- $46,344
- Median income Below-median income area
- $221,100
- Median home value Near-median home value
- 24.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lake Luzerne pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 10th pct
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 22
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12846 against every reporting US ZIP.
ZIP code 12846 covers 150.6 square miles in Lake Luzerne, Warren County, New York (a standard USPS delivery area), with a modest 3,298 residents on file, a density of 22 people per square mile, in the New York time zone.
ZIP 12846 reports a modest median household income of $46,344 (50% below the average New York ZIP), while per-capita income is $32,985. The poverty rate is 34.1%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $221,100 (42% below the average New York ZIP), and median rent is $951; owner occupancy is 81.8%.
Educational attainment sits below the national norm: 24.6% of adults hold a bachelor's degree or higher, the median age is 51.4, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Warren County, so 12846 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12846
Top 5 sectors by establishment count in Lake Luzerne, NY
Which industries have the most business establishments in ZIP 12846.
- Accommodation and food services
Accommodation and food services
12 establishments
- Construction
Construction
10 establishments
- Retail trade
Retail trade
9 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Arts, entertainment, and recreation
Arts, entertainment, and recreation
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12846, Lake Luzerne, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,298
Population
150.6
Area (sq mi)
22
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12846?
51.4
Median Age
60.0%
Male
40.0%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$46,344
Median Household Income
-50% vs state ZIP avg
$32,985
Per Capita Income
34.1%
Poverty Rate
1.4%
Unemployment Rate
How ZIP 12846 ranks among New York ZIPs
Lake Luzerne, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$46,344 5th percentile higher than 5% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,175housing units
2,175
Total Housing Units
1,382
Occupied Units
793
Vacant Units
2.17
Avg Household Size
Occupancy Type
$221,100
Median Home Value
-42% vs state ZIP avg
$951
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 65 business establishments in ZIP 12846, employing approximately 276 people with a combined annual payroll of $13,320,000.
65
Businesses
276
Employees
$13.3M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 12 | 18.5% |
| Construction | 10 | 15.4% |
| Retail trade | 9 | 13.8% |
| Other services (except public administration) | 8 | 12.3% |
| Arts, entertainment, and recreation | 6 | 9.2% |
| Transportation and warehousing | 4 | 6.2% |
| Administrative and support and waste management and remediation services | 4 | 6.2% |
| Finance and insurance | 3 | 4.6% |
| Health care and social assistance | 3 | 4.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12846 vs 12804 →
ZIP 12846 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12804
Queensbury (12804)
26,540 residents
- 12831
Gansevoort (12831)
17,416 residents
- 12822 6,200
Corinth (12822)
6,200 residents
- 12845 4,842
Lake George (12845)
4,842 residents
- 12846 3,298
Lake Luzerne (12846)
3,298 residents
What this shows Among its immediate neighbors, ZIP 12846 ranks #5 by population - useful context the national average alone can't give.
ZIP 12846 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12845
Lake George (12845)
$100,774 median income
- 12831
Gansevoort (12831)
$100,024 median income
- 12804
Queensbury (12804)
$89,127 median income
- 12822
Corinth (12822)
$83,349 median income
- 12846
Lake Luzerne (12846)
$46,344 median income
What this shows By household income, ZIP 12846 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12846, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,298 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Warren County
Related Areas
Frequently Asked Questions
What county is ZIP code 12846 in?
ZIP code 12846 (Lake Luzerne) is located in Warren County, New York. Warren County contains multiple ZIP codes, see the full list at /counties/warren-ny.
What is the population of ZIP code 12846?
ZIP code 12846 in Lake Luzerne, NY has a population of 3,298 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12846?
The median household income in ZIP 12846 is $46,344, which is 39% below the national average of $76,288.
What is the average home value in ZIP 12846?
The median home value in ZIP 12846 is $221,100, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 12846?
The largest racial group in ZIP 12846 is White at 97.9%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 12846?
ZIP code 12846 has 65 business establishments employing approximately 276 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12846?
The top industries by establishment count in ZIP 12846 are: Accommodation and food services (12), Construction (10), Retail trade (9). There are 9 industry sectors represented in total.
What is the education level in ZIP code 12846?
In ZIP code 12846, 67.3% of residents aged 25+ have a high school diploma or higher, and 24.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12846?
In ZIP code 12846, approximately 81.8% of occupied housing units are owner-occupied and 18.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12846?
The poverty rate in ZIP code 12846 is 34.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12846's numbers, next.
- See how ZIP 12846 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lake Luzerne, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.