Residential delivery area · New York
ZIP Code 12846: Lake Luzerne, NY
ZIP code 12846 uses the postal name Lake Luzerne, New York and lies entirely in Warren County (Census 2020 ZIP-county file). About 3,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $46,344 (Census Bureau, ACS 2020-2024). By Census place, 8% of its land lies in Lake Luzerne (a census-designated place); 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Lake Luzerne · its only residential ZIP
- County
- Warren County
- Census places
- Lake Luzerne census-designated place
- Metro area
- Glens Falls, NY
- House district
- NY-21 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 54.0 sq mi · 56 people per sq mi
Where is ZIP code 12846?
12846 centers on 43.346°, -73.789° and covers 54.0 square miles of land plus 1.2 of water. It borders 5 ZIP codes: 12804, 12845, 12822, 12835, 12885.
The map draws ZIP code areas only. For the streets inside 12846, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12846 compare with the rest of Warren County?
| Measure | 12846 | In Warren County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 3,013 | 5th of 25 | 886th of 1,826 |
| Median household income | $46k | 9th of 9 | 1,041st of 1,081 |
| Median home value | $221k | 6th of 8 | 711th of 1,172 |
Its median household income is higher than in 10% of U.S. residential ZIP codes, and it is denser than 44% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12846?
The 2020 Census counted 3,008 people in 12846; the ACS, which samples households over 2020-2024, estimates 3,013. Between the 2010 and 2020 censuses its population fell 8.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,013
- 2020 Census count
- 3,008−8.8% since 2010 (3,298)
- Households
- 1,382
- Median age
- 51.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12846?
Of the 3,013 people the ACS estimates in 12846, 16.7% are under 18 and 26.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (97.9%).
- Under 1816.7%
- 18 to 6457.0%
- 65 and older26.3%
- White, not Hispanic97.9%
- Other or two or more1.8%
- Black, not Hispanic0.2%
- Hispanic or Latino0.1%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12846 earn?
Median household income is $46,344 (ACS 2020-2024), the 9th highest of the 9 ranked ZIP codes in Warren County. It fell from $72,331 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $46,344±$9,003
- Income per person
- $32,985
- Below the poverty line
- 34.1%
- Unemployed (of the labor force)
- 1.4%
- Adults 25+ with a bachelor's degree
- 24.6%
- Adjusted gross income per tax return, 2022
- $66,1381,570 returns; wages 64% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12846?
FHFA's house price index for 12846, built from repeat sales and appraisals of the same homes, rose 76% from 2015 to 2025 and rose 42% from 2020 to 2025.
- Median home value (owners' estimate)
- $221,100
- Median gross rent
- $951
- Homes owned by their occupants
- 81.8%
- Housing units
- 2,175
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12846?
65 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services12
- Construction10
- Retail trade9
- Other services (except public administration)8
- Arts, entertainment, and recreation6
- Transportation and warehousing4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12846?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12804 | Queensbury | 28,208 | $89k | 5.4 mi |
| 12845 | Lake George | 4,370 | $101k | 6.9 mi |
| 12822 | Corinth | 6,284 | $83k | 10.5 mi |
| 12835 | Hadley | 2,708 | $67k | 10.9 mi |
| 12885 | Warrensburg | 4,444 | $59k | 12.9 mi |
| 12801 | Glens Falls | 14,628 | $68k | 7.6 mi (near) |
| 12803 | South Glens Falls | 9,712 | $82k | 8.9 mi (near) |
| 12820 | Cleverdale | 10 | – | 10.9 mi (near) |
| 12831 | Gansevoort | 18,025 | $100k | 11.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.