ZIP Code 12972
standardSource:
Peru · Clinton County · New York
- Population
- 6,364
- Median income
- $125,373
- Median home value
- $201,700
- Bachelor's or higher
- 34.1%
- Land area
- 214.3 sq mi
30/sq mi
▲ 64% vs US
higher than 92% of US ZIPs
▼ 27% vs US
higher than 44% of US ZIPs
Median age 41.9
New York
ZIP code 12972 in Peru, New York has a population of 6,364. The median household income is $125,373, which is 64% above the national average. Median home value is $201,700, 27% below the US average. 34.1% of residents hold a bachelor's degree or higher.
ZIP code 12972 is classified by USPS as a standard delivery area and covers roughly 214.3 square miles in Peru, Clinton County, New York. The area is home to 6,364 residents, producing a population density of 30 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12972 against New York and the nation.
On the economic side, the median household income for ZIP 12972 sits at $125,373 (36% above the New York average), while per-capita income is $48,980. The poverty rate stands at 8.8% and the unemployment rate at 1.4%. On housing, the median home value is $201,700 (47% below the state average) with median rent at $1,057 per month, and 85.4% of occupied units are owner-occupied, a direct signal of whether 12972 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 34.1% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is —. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clinton County, so you can benchmark 12972 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 12972
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 12972.
- Retail trade
Retail trade
13 establishments
- Health care and social assistance
Health care and social assistance
12 establishments
- Accommodation and food services
Accommodation and food services
11 establishments
- Construction
Construction
10 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 12972, Peru, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
6,364
Population
214.3
Area (sq mi)
30
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12972?
41.9
Median Age
49.8%
Male
50.2%
Female
4.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$125,373
Median Household Income
+36% vs state
$48,980
Per Capita Income
8.8%
Poverty Rate
1.4%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,957
Total Housing Units
2,733
Occupied Units
224
Vacant Units
2.36
Avg Household Size
Occupancy Type
$201,700
Median Home Value
-47% vs state
$1,057
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-15.6%
YoY Change (2024)
254
HPI Index (2000 = 100)
+154%
Total Change Since 2000
Home values in ZIP 12972 have decreased 15.6% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.1% | 183 |
| 2021 | +9.9% | 201 |
| 2022 | +16.8% | 235 |
| 2023 | +28.1% | 300 |
| 2024 | -15.6% | 254 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 79 business establishments in ZIP 12972, employing approximately 523 people with a combined annual payroll of $19,312,000.
79
Businesses
523
Employees
$19.3M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 13 | 16.5% |
| Health care and social assistance | 12 | 15.2% |
| Accommodation and food services | 11 | 13.9% |
| Construction | 10 | 12.7% |
| Other services (except public administration) | 10 | 12.7% |
| Finance and insurance | 5 | 6.3% |
| Administrative and support and waste management and remediation services | 5 | 6.3% |
| Wholesale trade | 3 | 3.8% |
| Transportation and warehousing | 3 | 3.8% |
| Professional, scientific, and technical services | 3 | 3.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12972 vs 12924 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12924 | Keeseville, NY | 158 | 5.6 mi |
| 12911 | Keeseville, NY | 36 | 6.0 mi |
| 12944 | Keeseville, NY | 4,080 | 8.0 mi |
| 12975 | Port Kent, NY | 265 | 7.3 mi |
| 12962 | Morrisonville, NY | 5,499 | 10.0 mi |
| 12918 | Cadyville, NY | 2,381 | 10.6 mi |
| 12901 | Plattsburgh, NY | 33,439 | 11.2 mi |
| 12903 | Plattsburgh, NY | 1,217 | 10.5 mi |
More ZIP Codes in Clinton County
Related Areas
Frequently Asked Questions
What county is ZIP code 12972 in? ▼
What is the population of ZIP code 12972? ▼
What is the median household income in ZIP 12972? ▼
What is the average home value in ZIP 12972? ▼
What is the demographic makeup of ZIP 12972? ▼
How many businesses are in ZIP code 12972? ▼
What are the main industries in ZIP code 12972? ▼
How have home values changed in ZIP code 12972? ▼
What is the education level in ZIP code 12972? ▼
What percentage of residents own vs. rent in ZIP 12972? ▼
What is the poverty rate in ZIP code 12972? ▼
ZIP Code Research Guides
Official Data Resources for Peru, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.