PlainZIP

Cincinnatus, NY · standard

ZIP Code 13040

Cortland County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,758
11/sq mi
$70,167
Median income
$139,200
Median home value
18.1%
Bachelor's or higher

The verdict

Cincinnatus pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
22th pct
home value, US ZIPs
11
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13040 against every reporting US ZIP.

ZIP code 13040 covers 248.5 square miles in Cincinnatus, Cortland County, New York (a standard USPS delivery area), with a modest 2,758 residents on file, a density of 11 people per square mile, in the New York time zone.

ZIP 13040 lands in the middle-income range, with a median household income of $70,167 (24% below the New York average), while per-capita income is $30,942. Local economic indicators show a 12.6% poverty rate alongside 7.5% unemployment. Median home value sits at $139,200 (63% below the state average), median rent at $908 a month, and owner-occupancy at 80.7%.

Educational attainment sits below the national norm: 18.1% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 32 minutes. To put 13040 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Cortland County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13040

Top 5 sectors by establishment count in Cincinnatus, NY

Which industries have the most business establishments in ZIP 13040.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13040, Cincinnatus, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,758

Population

248.5

Area (sq mi)

11

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13040?

40.4

Median Age

52.5%

Male

47.5%

Female

1.3%

Foreign-Born

White 94.7%
African American 0.2%
Asian 0.3%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 2.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,167

Median Household Income

-24% vs state

$30,942

Per Capita Income

12.6%

Poverty Rate

7.5%

Unemployment Rate

31.9 min

Mean Commute Time

How ZIP 13040 ranks nationally

Cincinnatus, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,167 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.4%
Bachelor's Degree or Higher 18.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,249

Total Housing Units

998

Occupied Units

251

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 80.7%
Renter 19.3%

$139,200

Median Home Value

-63% vs state

$908

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 33 business establishments in ZIP 13040, employing approximately 162 people with a combined annual payroll of $5,708,000.

33

Businesses

162

Employees

$5.7M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 8 24.2%
Retail trade 7 21.2%
Health care and social assistance 3 9.1%
Accommodation and food services 3 9.1%
Other services (except public administration) 3 9.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13040 vs 13863 →

ZIP 13040 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13040 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13040 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13040 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13863 Willet, NY 688 7.9 mi
13136 Pitcher, NY 534 5.6 mi
13101 Mc Graw, NY 2,508 7.3 mi
13124 North Pitcher, NY 124 8.2 mi
13803 Marathon, NY 3,975 9.9 mi
13841 Smithville Flats, NY 529 11.3 mi

More ZIP Codes in Cortland County

13045 standard
Cortland, NY
Pop: 30,112
13077 standard
Homer, NY
Pop: 6,735
13803 standard
Marathon, NY
Pop: 3,975
13101 standard
Mc Graw, NY
Pop: 2,508
13158 standard
Truxton, NY
Pop: 1,855
13863 standard
Willet, NY
Pop: 688

Related Areas

Cortland County Cincinnatus, NY New York

Frequently Asked Questions

What county is ZIP code 13040 in? ▼
ZIP code 13040 (Cincinnatus) is located in Cortland County, New York. Cortland County contains multiple ZIP codes, see the full list at /counties/cortland-ny.
What is the population of ZIP code 13040? ▼
ZIP code 13040 in Cincinnatus, NY has a population of 2,758 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13040? ▼
The median household income in ZIP 13040 is $70,167, which is 8% below the national average of $76,288.
What is the average home value in ZIP 13040? ▼
The median home value in ZIP 13040 is $139,200, which is 50% below the national average of $278,155.
What is the demographic makeup of ZIP 13040? ▼
The largest racial group in ZIP 13040 is White at 94.7%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 13040? ▼
ZIP code 13040 has 33 business establishments employing approximately 162 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13040? ▼
The top industries by establishment count in ZIP 13040 are: Construction (8), Retail trade (7), Health care and social assistance (3). There are 5 industry sectors represented in total.
What is the education level in ZIP code 13040? ▼
In ZIP code 13040, 59.4% of residents aged 25+ have a high school diploma or higher, and 18.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13040? ▼
The mean commute time for workers in ZIP code 13040 is 31.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13040? ▼
In ZIP code 13040, approximately 80.7% of occupied housing units are owner-occupied and 19.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13040? ▼
The poverty rate in ZIP code 13040 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.