ZIP Code 13040

ZIP code 13040 is classified by USPS as a standard delivery area and covers roughly 248.5 square miles in Cincinnatus, Cortland County, New York. The area is home to 2,758 residents, producing a population density of 11 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 13040 against New York and the nation.

On the economic side, the median household income for ZIP 13040 sits at $70,167 (24% below the New York average), while per-capita income is $30,942. The poverty rate stands at 12.6% and the unemployment rate at 7.5%. On housing, the median home value is $139,200 (63% below the state average) with median rent at $908 per month, and 80.7% of occupied units are owner-occupied, a direct signal of whether 13040 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.1% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 32 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cortland County, so you can benchmark 13040 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →