Mc Graw, NY · standard
ZIP Code 13101
Cortland County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,508
- 25/sq mi Moderate-density area
- $63,587
- Median income Near-median income area
- $143,700
- Median home value Below-median home value
- 18.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Mc Graw pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 36th pct
- household income, US ZIPs
- 24th pct
- home value, US ZIPs
- 25
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13101 against every reporting US ZIP.
ZIP code 13101 covers 101.1 square miles in Mc Graw, Cortland County, New York (a standard USPS delivery area), with a modest 2,508 residents on file, a density of 25 people per square mile, in the New York time zone.
ZIP 13101 reports a modest median household income of $63,587 (31% below the average New York ZIP), while per-capita income is $32,947. The poverty rate is 9.3%, with unemployment at 1.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $143,700 (62% below the average New York ZIP), and median rent is $1,042; owner occupancy is 80.5%.
Educational attainment sits below the national norm: 18.9% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 24 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Cortland County, so 13101 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13101
Top 5 sectors by establishment count in Mc Graw, NY
Which industries have the most business establishments in ZIP 13101.
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Accommodation and food services
Accommodation and food services
6 establishments
- Construction
Construction
4 establishments
- Manufacturing
Manufacturing
4 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13101, Mc Graw, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,508
Population
101.1
Area (sq mi)
25
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13101?
43.6
Median Age
54.1%
Male
45.9%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,587
Median Household Income
-31% vs state ZIP avg
$32,947
Per Capita Income
9.3%
Poverty Rate
1.8%
Unemployment Rate
23.6 min
Mean Commute Time
How ZIP 13101 ranks among New York ZIPs
Mc Graw, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,587 21st percentile higher than 21% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,032housing units
1,032
Total Housing Units
996
Occupied Units
36
Vacant Units
2.35
Avg Household Size
Occupancy Type
$143,700
Median Home Value
-62% vs state ZIP avg
$1,042
Median Rent
1953
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 29 business establishments in ZIP 13101, employing approximately 177 people with a combined annual payroll of $7,103,000.
29
Businesses
177
Employees
$7.1M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 7 | 24.1% |
| Accommodation and food services | 6 | 20.7% |
| Construction | 4 | 13.8% |
| Manufacturing | 4 | 13.8% |
| Professional, scientific, and technical services | 4 | 13.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13101 vs 13045 →
ZIP 13101 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13045
Cortland (13045)
30,112 residents
- 13077 6,735
Homer (13077)
6,735 residents
- 13803 3,975
Marathon (13803)
3,975 residents
- 13040 2,758
Cincinnatus (13040)
2,758 residents
- 13101 2,508
Mc Graw (13101)
2,508 residents
- 13158 1,855
Truxton (13158)
1,855 residents
- 13087 168
Little York (13087)
168 residents
What this shows Among its immediate neighbors, ZIP 13101 ranks #5 by population - useful context the national average alone can't give.
ZIP 13101 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13087
Little York (13087)
$97,125 median income
- 13158
Truxton (13158)
$85,208 median income
- 13077
Homer (13077)
$72,266 median income
- 13040
Cincinnatus (13040)
$70,167 median income
- 13045
Cortland (13045)
$69,961 median income
- 13803
Marathon (13803)
$63,713 median income
- 13101
Mc Graw (13101)
$63,587 median income
What this shows By household income, ZIP 13101 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13101, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,508 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cortland County
Related Areas
Frequently Asked Questions
What county is ZIP code 13101 in?
ZIP code 13101 (Mc Graw) is located in Cortland County, New York. Cortland County contains multiple ZIP codes, see the full list at /counties/cortland-ny.
What is the population of ZIP code 13101?
ZIP code 13101 in Mc Graw, NY has a population of 2,508 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13101?
The median household income in ZIP 13101 is $63,587, which is 17% below the national average of $76,288.
What is the average home value in ZIP 13101?
The median home value in ZIP 13101 is $143,700, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 13101?
The largest racial group in ZIP 13101 is White at 95.7%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 13101?
ZIP code 13101 has 29 business establishments employing approximately 177 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13101?
The top industries by establishment count in ZIP 13101 are: Other services (except public administration) (7), Accommodation and food services (6), Construction (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 13101?
In ZIP code 13101, 59.6% of residents aged 25+ have a high school diploma or higher, and 18.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13101?
The mean commute time for workers in ZIP code 13101 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13101?
In ZIP code 13101, approximately 80.5% of occupied housing units are owner-occupied and 19.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13101?
The poverty rate in ZIP code 13101 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13101's numbers, next.
- See how ZIP 13101 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mc Graw, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.