PlainZIP

Homer, NY · standard

ZIP Code 13077

Cortland County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,735
37/sq mi
$72,266
Median income
$171,200
Median home value
36.3%
Bachelor's or higher

The verdict

Homer pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 50%
household income, US ZIPs
35th pct
home value, US ZIPs
37
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13077 against every reporting US ZIP.

ZIP code 13077 is a mid-sized community (a standard USPS delivery area) in Homer, Cortland County, New York, home to 6,735 residents across 182.5 square miles, a density of 37 people per square mile, in the New York time zone.

ZIP 13077 lands in the middle-income range, with a median household income of $72,266 (22% below the New York average), while per-capita income is $43,269. Poverty here runs at 5.9%, with unemployment measured at 3.8%. Median home value sits at $171,200 (55% below the state average), median rent at $1,207 a month, and owner-occupancy at 75.0%.

A solid share of residents have a four-year degree: 36.3% of adults hold a bachelor's degree or higher, the median age is 48.5, and the average commute is 24 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 13077, plus 6 more within Cortland County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13077

Top 5 sectors by establishment count in Homer, NY

Which industries have the most business establishments in ZIP 13077.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13077, Homer, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,735

Population

182.5

Area (sq mi)

37

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13077?

48.5

Median Age

49.0%

Male

51.0%

Female

2.2%

Foreign-Born

White 93.4%
African American 0.3%
Asian 2.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,266

Median Household Income

-22% vs state

$43,269

Per Capita Income

5.9%

Poverty Rate

3.8%

Unemployment Rate

24.4 min

Mean Commute Time

How ZIP 13077 ranks nationally

Homer, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$72,266 Top 50% higher than 50% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.5%
Bachelor's Degree or Higher 36.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,222

Total Housing Units

3,006

Occupied Units

216

Vacant Units

2.12

Avg Household Size

Occupancy Type

Owner 75.0%
Renter 25.0%

$171,200

Median Home Value

-55% vs state

$1,207

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.8%

YoY Change (2024)

224

HPI Index (2000 = 100)

+124%

Total Change Since 2000

Home values in ZIP 13077 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 169
2021 +6.0% 179
2022 +17.1% 209
2023 +3.1% 216
2024 +3.8% 224

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 112 business establishments in ZIP 13077, employing approximately 653 people with a combined annual payroll of $29,755,000.

112

Businesses

653

Employees

$29.8M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 21 18.8%
Professional, scientific, and technical services 16 14.3%
Accommodation and food services 15 13.4%
Other services (except public administration) 14 12.5%
Administrative and support and waste management and remediation services 7 6.3%
Health care and social assistance 7 6.3%
Retail trade 6 5.4%
Wholesale trade 5 4.5%
Finance and insurance 5 4.5%
Manufacturing 4 3.6%
Transportation and warehousing 3 2.7%
Information 3 2.7%
Arts, entertainment, and recreation 3 2.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13077 vs 13087 →

ZIP 13077 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13077 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13077 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13077 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13087 Little York, NY 168 2.1 mi
13141 Preble, NY 596 3.5 mi
13045 Cortland, NY 30,112 9.2 mi
13159 Tully, NY 5,184 7.4 mi
13020 Apulia Station, NY 150 9.4 mi
13101 Mc Graw, NY 2,508 10.3 mi

More ZIP Codes in Cortland County

13045 standard
Cortland, NY
Pop: 30,112
13803 standard
Marathon, NY
Pop: 3,975
13040 standard
Cincinnatus, NY
Pop: 2,758
13101 standard
Mc Graw, NY
Pop: 2,508
13158 standard
Truxton, NY
Pop: 1,855
13863 standard
Willet, NY
Pop: 688

Related Areas

Cortland County Homer, NY New York

Frequently Asked Questions

What county is ZIP code 13077 in? ▼
ZIP code 13077 (Homer) is located in Cortland County, New York. Cortland County contains multiple ZIP codes, see the full list at /counties/cortland-ny.
What is the population of ZIP code 13077? ▼
ZIP code 13077 in Homer, NY has a population of 6,735 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13077? ▼
The median household income in ZIP 13077 is $72,266, which is 5% below the national average of $76,288.
What is the average home value in ZIP 13077? ▼
The median home value in ZIP 13077 is $171,200, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 13077? ▼
The largest racial group in ZIP 13077 is White at 93.4%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 13077? ▼
ZIP code 13077 has 112 business establishments employing approximately 653 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13077? ▼
The top industries by establishment count in ZIP 13077 are: Construction (21), Professional, scientific, and technical services (16), Accommodation and food services (15). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 13077? ▼
According to the FHFA House Price Index, home values in ZIP 13077 increased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 124%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13077? ▼
In ZIP code 13077, 61.5% of residents aged 25+ have a high school diploma or higher, and 36.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13077? ▼
The mean commute time for workers in ZIP code 13077 is 24.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13077? ▼
In ZIP code 13077, approximately 75.0% of occupied housing units are owner-occupied and 25.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13077? ▼
The poverty rate in ZIP code 13077 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.