Homer, NY · standard
ZIP Code 13077
Cortland County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,735
- 37/sq mi Moderate-density area
- $72,266
- Median income Near-median income area
- $171,200
- Median home value Near-median home value
- 36.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Homer pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 50%
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 37
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13077 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 13077 (Homer, NY) rose +3.8% from 2023 to 2024. The all-transactions index moved from 215.8 in 2023 to 224.0 in 2024 (2000 = 100).
ZIP code 13077 is a mid-sized community (a standard USPS delivery area) in Homer, Cortland County, New York, home to 6,735 residents across 182.5 square miles, a density of 37 people per square mile, in the New York time zone.
ZIP 13077 lands in the middle-income range, with a median household income of $72,266 (22% below the average New York ZIP), while per-capita income is $43,269. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.9% and unemployment is 3.8%. Home values sit below the statewide ZIP benchmark: the median is $171,200 (55% below the average New York ZIP), and median rent is $1,207; owner occupancy is 75.0%.
A solid share of residents have a four-year degree: 36.3% of adults hold a bachelor's degree or higher, the median age is 48.5, and the average commute is 24 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Cortland County, so 13077 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13077
Top 5 sectors by establishment count in Homer, NY
Which industries have the most business establishments in ZIP 13077.
- Construction
Construction
21 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
16 establishments
- Accommodation and food services
Accommodation and food services
15 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Administrative and support and waste management and remediation services 7
Administrative and support and waste management and remediation services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13077, Homer, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,735
Population
182.5
Area (sq mi)
37
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13077?
48.5
Median Age
49.0%
Male
51.0%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$72,266
Median Household Income
-22% vs state ZIP avg
$43,269
Per Capita Income
5.9%
Poverty Rate
3.8%
Unemployment Rate
24.4 min
Mean Commute Time
How ZIP 13077 ranks among New York ZIPs
Homer, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$72,266 35th percentile higher than 35% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,222housing units
3,222
Total Housing Units
3,006
Occupied Units
216
Vacant Units
2.12
Avg Household Size
Occupancy Type
$171,200
Median Home Value
-55% vs state ZIP avg
$1,207
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.8%
YoY Change (2024)
224
HPI Index (2000 = 100)
+124%
Total Change Since 2000
Home values in ZIP 13077 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 169 |
| 2021 | +6.0% | 179 |
| 2022 | +17.1% | 209 |
| 2023 | +3.1% | 216 |
| 2024 | +3.8% | 224 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 112 business establishments in ZIP 13077, employing approximately 653 people with a combined annual payroll of $29,755,000.
112
Businesses
653
Employees
$29.8M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 21 | 18.8% |
| Professional, scientific, and technical services | 16 | 14.3% |
| Accommodation and food services | 15 | 13.4% |
| Other services (except public administration) | 14 | 12.5% |
| Administrative and support and waste management and remediation services | 7 | 6.3% |
| Health care and social assistance | 7 | 6.3% |
| Retail trade | 6 | 5.4% |
| Wholesale trade | 5 | 4.5% |
| Finance and insurance | 5 | 4.5% |
| Manufacturing | 4 | 3.6% |
| Transportation and warehousing | 3 | 2.7% |
| Information | 3 | 2.7% |
| Arts, entertainment, and recreation | 3 | 2.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13077 vs 13087 →
ZIP 13077 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13045
Cortland (13045)
30,112 residents
- 13077 6,735
Homer (13077)
6,735 residents
- 13159 5,184
Tully (13159)
5,184 residents
- 13101 2,508
Mc Graw (13101)
2,508 residents
- 13141 596
Preble (13141)
596 residents
- 13087 168
Little York (13087)
168 residents
- 13020 150
Apulia Station (13020)
150 residents
What this shows Among its immediate neighbors, ZIP 13077 ranks #2 by population - useful context the national average alone can't give.
ZIP 13077 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13159
Tully (13159)
$101,250 median income
- 13087
Little York (13087)
$97,125 median income
- 13020
Apulia Station (13020)
$92,813 median income
- 13141
Preble (13141)
$80,208 median income
- 13077
Homer (13077)
$72,266 median income
- 13045
Cortland (13045)
$69,961 median income
- 13101
Mc Graw (13101)
$63,587 median income
What this shows By household income, ZIP 13077 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13077, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,735 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cortland County
Related Areas
Frequently Asked Questions
What county is ZIP code 13077 in?
ZIP code 13077 (Homer) is located in Cortland County, New York. Cortland County contains multiple ZIP codes, see the full list at /counties/cortland-ny.
What is the population of ZIP code 13077?
ZIP code 13077 in Homer, NY has a population of 6,735 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13077?
The median household income in ZIP 13077 is $72,266, which is 5% below the national average of $76,288.
What is the average home value in ZIP 13077?
The median home value in ZIP 13077 is $171,200, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 13077?
The largest racial group in ZIP 13077 is White at 93.4%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 13077?
ZIP code 13077 has 112 business establishments employing approximately 653 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13077?
The top industries by establishment count in ZIP 13077 are: Construction (21), Professional, scientific, and technical services (16), Accommodation and food services (15). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 13077?
According to the FHFA House Price Index, home values in ZIP 13077 increased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 124%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13077?
In ZIP code 13077, 61.5% of residents aged 25+ have a high school diploma or higher, and 36.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13077?
The mean commute time for workers in ZIP code 13077 is 24.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13077?
In ZIP code 13077, approximately 75.0% of occupied housing units are owner-occupied and 25.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13077?
The poverty rate in ZIP code 13077 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13077's numbers, next.
- See how ZIP 13077 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Homer, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.