Frankfort, NY · standard
ZIP Code 13340
Herkimer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,205
- 55/sq mi Moderate-density area
- $69,821
- Median income Near-median income area
- $157,800
- Median home value Below-median home value
- 21.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Frankfort pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 46th pct
- household income, US ZIPs
- 28th pct
- home value, US ZIPs
- 55
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13340 against every reporting US ZIP.
ZIP code 13340 is a mid-sized community (a standard USPS delivery area) in Frankfort, Herkimer County, New York, home to 8,205 residents across 150.0 square miles, a density of 55 people per square mile, in the New York time zone.
ZIP 13340 reports a modest median household income of $69,821 (24% below the average New York ZIP), while per-capita income is $37,919. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.7% and unemployment is 3.0%. Home values sit below the statewide ZIP benchmark: the median is $157,800 (58% below the average New York ZIP), and median rent is $907; owner occupancy is 80.7%.
Educational attainment sits below the national norm: 21.9% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 28 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Herkimer County, so 13340 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13340
Top 5 sectors by establishment count in Frankfort, NY
Which industries have the most business establishments in ZIP 13340.
- Construction
Construction
23 establishments
- Retail trade
Retail trade
20 establishments
- Manufacturing
Manufacturing
14 establishments
- Transportation and warehousing
Transportation and warehousing
12 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13340, Frankfort, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,205
Population
150.0
Area (sq mi)
55
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13340?
44.0
Median Age
51.3%
Male
48.7%
Female
9.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,821
Median Household Income
-24% vs state ZIP avg
$37,919
Per Capita Income
6.7%
Poverty Rate
3.0%
Unemployment Rate
27.5 min
Mean Commute Time
How ZIP 13340 ranks among New York ZIPs
Frankfort, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$69,821 32nd percentile higher than 32% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,484housing units
3,484
Total Housing Units
3,295
Occupied Units
189
Vacant Units
2.24
Avg Household Size
Occupancy Type
$157,800
Median Home Value
-58% vs state ZIP avg
$907
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.3%
YoY Change (2023)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 13340 have increased 5.3% over the past year (2023). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +0.3% | 156 |
| 2020 | +8.6% | 169 |
| 2021 | +16.4% | 197 |
| 2022 | +12.1% | 221 |
| 2023 | +5.3% | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 124 business establishments in ZIP 13340, employing approximately 2,571 people with a combined annual payroll of $115,284,000.
124
Businesses
2,571
Employees
$115.3M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 23 | 18.6% |
| Retail trade | 20 | 16.1% |
| Manufacturing | 14 | 11.3% |
| Transportation and warehousing | 12 | 9.7% |
| Accommodation and food services | 12 | 9.7% |
| Wholesale trade | 8 | 6.5% |
| Administrative and support and waste management and remediation services | 7 | 5.7% |
| Other services (except public administration) | 7 | 5.7% |
| Health care and social assistance | 5 | 4.0% |
| Professional, scientific, and technical services | 4 | 3.2% |
| Real estate and rental and leasing | 3 | 2.4% |
| Educational services | 3 | 2.4% |
| Arts, entertainment, and recreation | 3 | 2.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13340 vs 13357 →
ZIP 13340 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13501
Utica (13501)
38,546 residents
- 13502
Utica (13502)
33,257 residents
- 13357 11,096
Ilion (13357)
11,096 residents
- 13350 10,093
Herkimer (13350)
10,093 residents
- 13340 8,205
Frankfort (13340)
8,205 residents
- 13456 4,164
Sauquoit (13456)
4,164 residents
- 13318 1,325
Cassville (13318)
1,325 residents
- 13322 1,076
Clayville (13322)
1,076 residents
What this shows Among its immediate neighbors, ZIP 13340 ranks #5 by population - useful context the national average alone can't give.
ZIP 13340 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13456
Sauquoit (13456)
$93,510 median income
- 13322
Clayville (13322)
$91,369 median income
- 13318
Cassville (13318)
$84,211 median income
- 13340
Frankfort (13340)
$69,821 median income
- 13357
Ilion (13357)
$63,678 median income
- 13502
Utica (13502)
$57,835 median income
- 13350
Herkimer (13350)
$56,157 median income
- 13501
Utica (13501)
$52,548 median income
What this shows By household income, ZIP 13340 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13340, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,205 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Herkimer County
Related Areas
Frequently Asked Questions
What county is ZIP code 13340 in?
ZIP code 13340 (Frankfort) is located in Herkimer County, New York. Herkimer County contains multiple ZIP codes, see the full list at /counties/herkimer-ny.
What is the population of ZIP code 13340?
ZIP code 13340 in Frankfort, NY has a population of 8,205 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13340?
The median household income in ZIP 13340 is $69,821, which is 8% below the national average of $76,288.
What is the average home value in ZIP 13340?
The median home value in ZIP 13340 is $157,800, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 13340?
The largest racial group in ZIP 13340 is White at 91.0%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 13340?
ZIP code 13340 has 124 business establishments employing approximately 2,571 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13340?
The top industries by establishment count in ZIP 13340 are: Construction (23), Retail trade (20), Manufacturing (14). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 13340?
According to the FHFA House Price Index, home values in ZIP 13340 increased by 5.3% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13340?
In ZIP code 13340, 62.4% of residents aged 25+ have a high school diploma or higher, and 21.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13340?
The mean commute time for workers in ZIP code 13340 is 27.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13340?
In ZIP code 13340, approximately 80.7% of occupied housing units are owner-occupied and 19.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13340?
The poverty rate in ZIP code 13340 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13340's numbers, next.
- See how ZIP 13340 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Frankfort, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.