PlainZIP

Utica, NY · standard

ZIP Code 13501

Oneida County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,546
1,701/sq mi
$52,548
Median income
$157,500
Median home value
22.3%
Bachelor's or higher

The verdict

Utica pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

18th pct
household income, US ZIPs
28th pct
home value, US ZIPs
1,701
people per sq mi
51%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13501 against every reporting US ZIP.

ZIP code 13501 is a densely settled ZIP (a standard USPS delivery area) in Utica, Oneida County, New York, with 38,546 residents across 22.7 square miles, a density of 1,701 people per square mile, in the New York time zone.

ZIP 13501 reports a modest median household income of $52,548 (43% below the New York average), while per-capita income is $27,818. Local economic indicators show a 27.0% poverty rate alongside 7.6% unemployment. Housing costs here run $157,500 for a typical home value (58% below the state average), with rent averaging $877 a month; 50.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.3% of adults hold a bachelor's degree or higher, the median age is 36.3, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Oneida County, so you can benchmark 13501 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13501

Top 5 sectors by establishment count in Utica, NY

Which industries have the most business establishments in ZIP 13501.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13501, Utica, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

38,546

Population

22.7

Area (sq mi)

1,701

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13501?

36.3

Median Age

47.8%

Male

52.2%

Female

26.2%

Foreign-Born

White 49.8%
African American 16.0%
Asian 15.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.7%
Hispanic or Latino 14.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,548

Median Household Income

-43% vs state

$27,818

Per Capita Income

27.0%

Poverty Rate

7.6%

Unemployment Rate

19.2 min

Mean Commute Time

How ZIP 13501 ranks nationally

Utica, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$52,548 18th percentile higher than 18% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.5%
Bachelor's Degree or Higher 22.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,076

Total Housing Units

15,428

Occupied Units

1,648

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 50.8%
Renter 49.2%

$157,500

Median Home Value

-58% vs state

$877

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.7%

YoY Change (2024)

303

HPI Index (2000 = 100)

+203%

Total Change Since 2000

Home values in ZIP 13501 have increased 11.7% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 184
2021 +11.5% 206
2022 +15.5% 237
2023 +14.3% 271
2024 +11.7% 303

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 659 business establishments in ZIP 13501, employing approximately 12,889 people with a combined annual payroll of $547,954,000.

659

Businesses

12,889

Employees

$548.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 108 16.4%
Retail trade 95 14.4%
Professional, scientific, and technical services 90 13.7%
Accommodation and food services 77 11.7%
Other services (except public administration) 71 10.8%
Construction 56 8.5%
Wholesale trade 31 4.7%
Manufacturing 27 4.1%
Administrative and support and waste management and remediation services 27 4.1%
Finance and insurance 22 3.3%
Real estate and rental and leasing 18 2.7%
Transportation and warehousing 13 2.0%
Information 10 1.5%
Arts, entertainment, and recreation 8 1.2%
Management of companies and enterprises 5 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13501 vs 13413 →

ZIP 13501 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13501 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13501 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13501 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13413 New Hartford, NY 16,135 3.0 mi
13495 Yorkville, NY 2,144 3.3 mi
13417 New York Mills, NY 3,305 3.7 mi
13319 Chadwicks, NY 1,079 4.3 mi
13456 Sauquoit, NY 4,164 5.8 mi
13502 Utica, NY 33,257 5.3 mi
13403 Marcy, NY 7,372 6.5 mi
13322 Clayville, NY 1,076 8.1 mi
13492 Whitesboro, NY 11,596 5.8 mi
13340 Frankfort, NY 8,205 6.1 mi

More ZIP Codes in Oneida County

13440 standard
Rome, NY
Pop: 42,986
13502 standard
Utica, NY
Pop: 33,257
13413 standard
New Hartford, NY
Pop: 16,135
13492 standard
Whitesboro, NY
Pop: 11,596
13323 standard
Clinton, NY
Pop: 11,323
13403 standard
Marcy, NY
Pop: 7,372

Related Areas

Oneida County Utica, NY New York

Frequently Asked Questions

What county is ZIP code 13501 in? ▼
ZIP code 13501 (Utica) is located in Oneida County, New York. Oneida County contains multiple ZIP codes, see the full list at /counties/oneida-ny.
What is the population of ZIP code 13501? ▼
ZIP code 13501 in Utica, NY has a population of 38,546 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13501? ▼
The median household income in ZIP 13501 is $52,548, which is 31% below the national average of $76,288.
What is the average home value in ZIP 13501? ▼
The median home value in ZIP 13501 is $157,500, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 13501? ▼
The largest racial group in ZIP 13501 is White at 49.8%. Hispanic or Latino residents make up 14.7% of the population.
How many businesses are in ZIP code 13501? ▼
ZIP code 13501 has 659 business establishments employing approximately 12,889 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13501? ▼
The top industries by establishment count in ZIP 13501 are: Health care and social assistance (108), Retail trade (95), Professional, scientific, and technical services (90). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 13501? ▼
According to the FHFA House Price Index, home values in ZIP 13501 increased by 11.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13501? ▼
In ZIP code 13501, 51.5% of residents aged 25+ have a high school diploma or higher, and 22.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13501? ▼
The mean commute time for workers in ZIP code 13501 is 19.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13501? ▼
In ZIP code 13501, approximately 50.8% of occupied housing units are owner-occupied and 49.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13501? ▼
The poverty rate in ZIP code 13501 is 27.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.