PlainZIP

Whitesboro, NY · standard

ZIP Code 13492

Oneida County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,596
297/sq mi
$82,173
Median income
$207,900
Median home value
37.2%
Bachelor's or higher

The verdict

Whitesboro pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.

Top 35%
household income, US ZIPs
46th pct
home value, US ZIPs
297
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13492 against every reporting US ZIP.

ZIP code 13492 is a mid-sized community (a standard USPS delivery area) in Whitesboro, Oneida County, New York, home to 11,596 residents across 39.1 square miles, a density of 297 people per square mile, in the New York time zone.

ZIP 13492 lands in the middle-income range, with a median household income of $82,173 (11% below the New York average), while per-capita income is $45,987. 11.1% of residents live below the poverty line, and the unemployment rate reads 3.0%. Median home value sits at $207,900 (45% below the state average), median rent at $962 a month, and owner-occupancy at 75.1%.

A solid share of residents have a four-year degree: 37.2% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 16 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Oneida County, so you can benchmark 13492 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13492

Top 5 sectors by establishment count in Whitesboro, NY

Which industries have the most business establishments in ZIP 13492.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13492, Whitesboro, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,596

Population

39.1

Area (sq mi)

297

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13492?

42.5

Median Age

46.9%

Male

53.1%

Female

2.7%

Foreign-Born

White 90.9%
African American 2.2%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,173

Median Household Income

-11% vs state

$45,987

Per Capita Income

11.1%

Poverty Rate

3.0%

Unemployment Rate

16.1 min

Mean Commute Time

How ZIP 13492 ranks nationally

Whitesboro, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,173 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.5%
Bachelor's Degree or Higher 37.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,270

Total Housing Units

5,063

Occupied Units

207

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 75.1%
Renter 24.9%

$207,900

Median Home Value

-45% vs state

$962

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.2%

YoY Change (2024)

261

HPI Index (2000 = 100)

+161%

Total Change Since 2000

Home values in ZIP 13492 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.1% 184
2021 +10.9% 204
2022 +12.4% 230
2023 +11.2% 256
2024 +2.2% 261

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 170 business establishments in ZIP 13492, employing approximately 1,782 people with a combined annual payroll of $93,028,000.

170

Businesses

1,782

Employees

$93.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 22 12.9%
Retail trade 22 12.9%
Other services (except public administration) 22 12.9%
Administrative and support and waste management and remediation services 14 8.2%
Professional, scientific, and technical services 13 7.7%
Accommodation and food services 13 7.7%
Finance and insurance 12 7.1%
Health care and social assistance 12 7.1%
Real estate and rental and leasing 11 6.5%
Arts, entertainment, and recreation 8 4.7%
Manufacturing 6 3.5%
Wholesale trade 6 3.5%
Transportation and warehousing 4 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13492 vs 13417 →

ZIP 13492 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13492 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13492 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13492 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13417 New York Mills, NY 3,305 2.2 mi
13495 Yorkville, NY 2,144 2.7 mi
13424 Oriskany, NY 2,725 2.9 mi
13321 Clark Mills, NY 1,049 3.2 mi
13403 Marcy, NY 7,372 4.5 mi
13490 Westmoreland, NY 1,361 5.0 mi
13413 New Hartford, NY 16,135 4.9 mi
13469 Stittville, NY 847 6.8 mi
13323 Clinton, NY 11,323 6.0 mi
13501 Utica, NY 38,546 5.8 mi

More ZIP Codes in Oneida County

13440 standard
Rome, NY
Pop: 42,986
13501 standard
Utica, NY
Pop: 38,546
13502 standard
Utica, NY
Pop: 33,257
13413 standard
New Hartford, NY
Pop: 16,135
13323 standard
Clinton, NY
Pop: 11,323
13403 standard
Marcy, NY
Pop: 7,372

Related Areas

Oneida County Whitesboro, NY New York

Frequently Asked Questions

What county is ZIP code 13492 in? ▼
ZIP code 13492 (Whitesboro) is located in Oneida County, New York. Oneida County contains multiple ZIP codes, see the full list at /counties/oneida-ny.
What is the population of ZIP code 13492? ▼
ZIP code 13492 in Whitesboro, NY has a population of 11,596 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13492? ▼
The median household income in ZIP 13492 is $82,173, which is 8% above the national average of $76,288.
What is the average home value in ZIP 13492? ▼
The median home value in ZIP 13492 is $207,900, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 13492? ▼
The largest racial group in ZIP 13492 is White at 90.9%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 13492? ▼
ZIP code 13492 has 170 business establishments employing approximately 1,782 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13492? ▼
The top industries by establishment count in ZIP 13492 are: Construction (22), Retail trade (22), Other services (except public administration) (22). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 13492? ▼
According to the FHFA House Price Index, home values in ZIP 13492 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13492? ▼
In ZIP code 13492, 65.5% of residents aged 25+ have a high school diploma or higher, and 37.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13492? ▼
The mean commute time for workers in ZIP code 13492 is 16.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13492? ▼
In ZIP code 13492, approximately 75.1% of occupied housing units are owner-occupied and 24.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13492? ▼
The poverty rate in ZIP code 13492 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.