Whitesboro, NY · standard
ZIP Code 13492
Oneida County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,596
- 297/sq mi High-density area
- $82,173
- Median income Near-median income area
- $207,900
- Median home value Near-median home value
- 37.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Whitesboro pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.
- Top 35%
- household income, US ZIPs
- 46th pct
- home value, US ZIPs
- 297
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13492 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 13492 (Whitesboro, NY) rose +2.2% from 2023 to 2024. The all-transactions index moved from 255.6 in 2023 to 261.2 in 2024 (2000 = 100).
ZIP code 13492 is a mid-sized community (a standard USPS delivery area) in Whitesboro, Oneida County, New York, home to 11,596 residents across 39.1 square miles, a density of 297 people per square mile, in the New York time zone.
ZIP 13492 lands in the middle-income range, with a median household income of $82,173 (11% below the average New York ZIP), while per-capita income is $45,987. The poverty rate is 11.1%, with unemployment at 3.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $207,900 (45% below the average New York ZIP), and median rent is $962; owner occupancy is 75.1%.
A solid share of residents have a four-year degree: 37.2% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 16 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Oneida County, so 13492 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13492
Top 5 sectors by establishment count in Whitesboro, NY
Which industries have the most business establishments in ZIP 13492.
- Construction
Construction
22 establishments
- Retail trade
Retail trade
22 establishments
- Other services (except public administration)
Other services (except public administration)
22 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
14 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13492, Whitesboro, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,596
Population
39.1
Area (sq mi)
297
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13492?
42.5
Median Age
46.9%
Male
53.1%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,173
Median Household Income
-11% vs state ZIP avg
$45,987
Per Capita Income
11.1%
Poverty Rate
3.0%
Unemployment Rate
16.1 min
Mean Commute Time
How ZIP 13492 ranks among New York ZIPs
Whitesboro, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$82,173 Top 50% higher than 50% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,270housing units
5,270
Total Housing Units
5,063
Occupied Units
207
Vacant Units
2.21
Avg Household Size
Occupancy Type
$207,900
Median Home Value
-45% vs state ZIP avg
$962
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.2%
YoY Change (2024)
261
HPI Index (2000 = 100)
+161%
Total Change Since 2000
Home values in ZIP 13492 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.1% | 184 |
| 2021 | +10.9% | 204 |
| 2022 | +12.4% | 230 |
| 2023 | +11.2% | 256 |
| 2024 | +2.2% | 261 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 170 business establishments in ZIP 13492, employing approximately 1,782 people with a combined annual payroll of $93,028,000.
170
Businesses
1,782
Employees
$93.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 22 | 12.9% |
| Retail trade | 22 | 12.9% |
| Other services (except public administration) | 22 | 12.9% |
| Administrative and support and waste management and remediation services | 14 | 8.2% |
| Professional, scientific, and technical services | 13 | 7.7% |
| Accommodation and food services | 13 | 7.7% |
| Finance and insurance | 12 | 7.1% |
| Health care and social assistance | 12 | 7.1% |
| Real estate and rental and leasing | 11 | 6.5% |
| Arts, entertainment, and recreation | 8 | 4.7% |
| Manufacturing | 6 | 3.5% |
| Wholesale trade | 6 | 3.5% |
| Transportation and warehousing | 4 | 2.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13492 vs 13417 →
ZIP 13492 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13501
Utica (13501)
38,546 residents
- 13413
New Hartford (13413)
16,135 residents
- 13492 11,596
Whitesboro (13492)
11,596 residents
- 13323 11,323
Clinton (13323)
11,323 residents
- 13403 7,372
Marcy (13403)
7,372 residents
- 13417 3,305
New York Mills (13417)
3,305 residents
- 13424 2,725
Oriskany (13424)
2,725 residents
- 13495 2,144
Yorkville (13495)
2,144 residents
- 13490 1,361
Westmoreland (13490)
1,361 residents
What this shows Among its immediate neighbors, ZIP 13492 ranks #3 by population - useful context the national average alone can't give.
ZIP 13492 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13490
Westmoreland (13490)
$135,302 median income
- 13413
New Hartford (13413)
$95,261 median income
- 13469
Stittville (13469)
$94,185 median income
- 13403
Marcy (13403)
$86,300 median income
- 13424
Oriskany (13424)
$84,844 median income
- 13492
Whitesboro (13492)
$82,173 median income
- 13323
Clinton (13323)
$78,224 median income
- 13321
Clark Mills (13321)
$68,438 median income
- 13495
Yorkville (13495)
$66,995 median income
What this shows By household income, ZIP 13492 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 13417 | New York Mills, NY | 3,305 | 2.2 mi |
| 13495 | Yorkville, NY | 2,144 | 2.7 mi |
| 13424 | Oriskany, NY | 2,725 | 2.9 mi |
| 13321 | Clark Mills, NY | 1,049 | 3.2 mi |
| 13403 | Marcy, NY | 7,372 | 4.5 mi |
| 13490 | Westmoreland, NY | 1,361 | 5.0 mi |
| 13413 | New Hartford, NY | 16,135 | 4.9 mi |
| 13469 | Stittville, NY | 847 | 6.8 mi |
| 13323 | Clinton, NY | 11,323 | 6.0 mi |
| 13501 | Utica, NY | 38,546 | 5.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13492, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,596 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Oneida County
Related Areas
Frequently Asked Questions
What county is ZIP code 13492 in?
ZIP code 13492 (Whitesboro) is located in Oneida County, New York. Oneida County contains multiple ZIP codes, see the full list at /counties/oneida-ny.
What is the population of ZIP code 13492?
ZIP code 13492 in Whitesboro, NY has a population of 11,596 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13492?
The median household income in ZIP 13492 is $82,173, which is 8% above the national average of $76,288.
What is the average home value in ZIP 13492?
The median home value in ZIP 13492 is $207,900, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 13492?
The largest racial group in ZIP 13492 is White at 90.9%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 13492?
ZIP code 13492 has 170 business establishments employing approximately 1,782 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13492?
The top industries by establishment count in ZIP 13492 are: Construction (22), Retail trade (22), Other services (except public administration) (22). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 13492?
According to the FHFA House Price Index, home values in ZIP 13492 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13492?
In ZIP code 13492, 65.5% of residents aged 25+ have a high school diploma or higher, and 37.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13492?
The mean commute time for workers in ZIP code 13492 is 16.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13492?
In ZIP code 13492, approximately 75.1% of occupied housing units are owner-occupied and 24.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13492?
The poverty rate in ZIP code 13492 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13492's numbers, next.
- See how ZIP 13492 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Whitesboro, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.