Oneida, NY · standard

ZIP Code 13421

Madison County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,125
130/sq mi
$65,752
Median income
$162,000
Median home value
26.5%
Bachelor's or higher

The verdict

Oneida pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

40th pct
household income, US ZIPs
31th pct
home value, US ZIPs
130
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13421 against every reporting US ZIP.

ZIP code 13421 is a mid-sized community (a standard USPS delivery area) in Oneida, Madison County, New York, home to 14,125 residents across 108.8 square miles, a density of 130 people per square mile, in the New York time zone.

ZIP 13421 reports a modest median household income of $65,752 (29% below the New York average), while per-capita income is $40,901. Poverty here runs at 12.6%, with unemployment measured at 4.5%. The typical home here is valued at $162,000 (57% below the state average); renters pay a median of $904 monthly, and 66.2% of units are owner-occupied.

Educational attainment sits below the national norm: 26.5% of adults hold a bachelor's degree or higher, the median age is 46.1, and the average commute is 20 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 13421, plus 6 more within Madison County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13421

Top 5 sectors by establishment count in Oneida, NY

Which industries have the most business establishments in ZIP 13421.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13421, Oneida, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,125

Population

108.8

Area (sq mi)

130

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13421?

46.1

Median Age

47.9%

Male

52.1%

Female

1.4%

Foreign-Born

White 92.1%
African American 1.1%
Asian 0.4%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.7%
Hispanic or Latino 2.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,752

Median Household Income

-29% vs state

$40,901

Per Capita Income

12.6%

Poverty Rate

4.5%

Unemployment Rate

19.9 min

Mean Commute Time

How ZIP 13421 ranks nationally

Oneida, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,752 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.3%
Bachelor's Degree or Higher 26.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,076

Total Housing Units

5,712

Occupied Units

364

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 66.2%
Renter 33.8%

$162,000

Median Home Value

-57% vs state

$904

Median Rent

1950

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.8%

YoY Change (2024)

228

HPI Index (2000 = 100)

+128%

Total Change Since 2000

Home values in ZIP 13421 have increased 6.8% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 152
2021 +13.5% 172
2022 +7.8% 186
2023 +15.0% 214
2024 +6.8% 228

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 334 business establishments in ZIP 13421, employing approximately 4,725 people with a combined annual payroll of $227,318,000.

334

Businesses

4,725

Employees

$227.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 73 21.9%
Retail trade 51 15.3%
Other services (except public administration) 46 13.8%
Accommodation and food services 39 11.7%
Construction 24 7.2%
Finance and insurance 15 4.5%
Real estate and rental and leasing 15 4.5%
Professional, scientific, and technical services 15 4.5%
Administrative and support and waste management and remediation services 12 3.6%
Information 10 3.0%
Manufacturing 8 2.4%
Arts, entertainment, and recreation 8 2.4%
Wholesale trade 6 1.8%
Transportation and warehousing 5 1.5%
Educational services 4 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13421 vs 13461 →

ZIP 13421 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13421 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13421 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13421 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13461 Sherrill, NY 3,083 2.3 mi
13163 Wampsville, NY 339 3.5 mi
13054 Durhamville, NY 1,582 7.4 mi
13032 Canastota, NY 12,790 6.2 mi
13134 Peterboro, NY 119 7.1 mi
13409 Munnsville, NY 2,374 6.6 mi
13478 Verona, NY 3,083 6.6 mi
13476 Vernon, NY 3,032 7.0 mi
13477 Vernon Center, NY 1,452 7.0 mi
13408 Morrisville, NY 4,280 10.1 mi

More ZIP Codes in Madison County

Frequently Asked Questions

What county is ZIP code 13421 in?
ZIP code 13421 (Oneida) is located in Madison County, New York. Madison County contains multiple ZIP codes, see the full list at /counties/madison-ny.
What is the population of ZIP code 13421?
ZIP code 13421 in Oneida, NY has a population of 14,125 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13421?
The median household income in ZIP 13421 is $65,752, which is 14% below the national average of $76,288.
What is the average home value in ZIP 13421?
The median home value in ZIP 13421 is $162,000, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 13421?
The largest racial group in ZIP 13421 is White at 92.1%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 13421?
ZIP code 13421 has 334 business establishments employing approximately 4,725 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13421?
The top industries by establishment count in ZIP 13421 are: Health care and social assistance (73), Retail trade (51), Other services (except public administration) (46). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 13421?
According to the FHFA House Price Index, home values in ZIP 13421 increased by 6.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13421?
In ZIP code 13421, 59.3% of residents aged 25+ have a high school diploma or higher, and 26.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13421?
The mean commute time for workers in ZIP code 13421 is 19.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13421?
In ZIP code 13421, approximately 66.2% of occupied housing units are owner-occupied and 33.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13421?
The poverty rate in ZIP code 13421 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.