Oneida, NY · standard
ZIP Code 13421
Madison County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,125
- 130/sq mi High-density area
- $65,752
- Median income Near-median income area
- $162,000
- Median home value Below-median home value
- 26.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Oneida pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 40th pct
- household income, US ZIPs
- 31st pct
- home value, US ZIPs
- 130
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13421 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 13421 (Oneida, NY) rose +6.8% from 2023 to 2024. The all-transactions index moved from 213.9 in 2023 to 228.4 in 2024 (2000 = 100).
ZIP code 13421 is a mid-sized community (a standard USPS delivery area) in Oneida, Madison County, New York, home to 14,125 residents across 108.8 square miles, a density of 130 people per square mile, in the New York time zone.
ZIP 13421 reports a modest median household income of $65,752 (29% below the average New York ZIP), while per-capita income is $40,901. The poverty rate is 12.6%, with unemployment at 4.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $162,000 (57% below the average New York ZIP), and median rent is $904; owner occupancy is 66.2%.
Educational attainment sits below the national norm: 26.5% of adults hold a bachelor's degree or higher, the median age is 46.1, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Madison County, so 13421 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13421
Top 5 sectors by establishment count in Oneida, NY
Which industries have the most business establishments in ZIP 13421.
- Health care and social assistance
Health care and social assistance
73 establishments
- Retail trade
Retail trade
51 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
- Accommodation and food services
Accommodation and food services
39 establishments
- Construction 24
Construction
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13421, Oneida, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,125
Population
108.8
Area (sq mi)
130
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13421?
46.1
Median Age
47.9%
Male
52.1%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,752
Median Household Income
-29% vs state ZIP avg
$40,901
Per Capita Income
12.6%
Poverty Rate
4.5%
Unemployment Rate
19.9 min
Mean Commute Time
How ZIP 13421 ranks among New York ZIPs
Oneida, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$65,752 25th percentile higher than 25% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,076housing units
6,076
Total Housing Units
5,712
Occupied Units
364
Vacant Units
2.20
Avg Household Size
Occupancy Type
$162,000
Median Home Value
-57% vs state ZIP avg
$904
Median Rent
1950
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.8%
YoY Change (2024)
228
HPI Index (2000 = 100)
+128%
Total Change Since 2000
Home values in ZIP 13421 have increased 6.8% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.7% | 152 |
| 2021 | +13.5% | 172 |
| 2022 | +7.8% | 186 |
| 2023 | +15.0% | 214 |
| 2024 | +6.8% | 228 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 334 business establishments in ZIP 13421, employing approximately 4,725 people with a combined annual payroll of $227,318,000.
334
Businesses
4,725
Employees
$227.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 73 | 21.9% |
| Retail trade | 51 | 15.3% |
| Other services (except public administration) | 46 | 13.8% |
| Accommodation and food services | 39 | 11.7% |
| Construction | 24 | 7.2% |
| Finance and insurance | 15 | 4.5% |
| Real estate and rental and leasing | 15 | 4.5% |
| Professional, scientific, and technical services | 15 | 4.5% |
| Administrative and support and waste management and remediation services | 12 | 3.6% |
| Information | 10 | 3.0% |
| Manufacturing | 8 | 2.4% |
| Arts, entertainment, and recreation | 8 | 2.4% |
| Wholesale trade | 6 | 1.8% |
| Transportation and warehousing | 5 | 1.5% |
| Educational services | 4 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13421 vs 13461 →
ZIP 13421 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13421
Oneida (13421)
14,125 residents
- 13032
Canastota (13032)
12,790 residents
- 13408 4,280
Morrisville (13408)
4,280 residents
- 13461 3,083
Sherrill (13461)
3,083 residents
- 13478 3,083
Verona (13478)
3,083 residents
- 13476 3,032
Vernon (13476)
3,032 residents
- 13409 2,374
Munnsville (13409)
2,374 residents
- 13054 1,582
Durhamville (13054)
1,582 residents
- 13477 1,452
Vernon Center (13477)
1,452 residents
What this shows Among its immediate neighbors, ZIP 13421 ranks the most populous - useful context the national average alone can't give.
ZIP 13421 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13054
Durhamville (13054)
$94,100 median income
- 13461
Sherrill (13461)
$88,750 median income
- 13478
Verona (13478)
$83,986 median income
- 13032
Canastota (13032)
$81,171 median income
- 13163
Wampsville (13163)
$78,125 median income
- 13409
Munnsville (13409)
$72,333 median income
- 13134
Peterboro (13134)
$72,188 median income
- 13477
Vernon Center (13477)
$71,111 median income
- 13408
Morrisville (13408)
$68,750 median income
What this shows By household income, ZIP 13421 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 13461 | Sherrill, NY | 3,083 | 2.3 mi |
| 13163 | Wampsville, NY | 339 | 3.5 mi |
| 13054 | Durhamville, NY | 1,582 | 7.4 mi |
| 13032 | Canastota, NY | 12,790 | 6.2 mi |
| 13134 | Peterboro, NY | 119 | 7.1 mi |
| 13409 | Munnsville, NY | 2,374 | 6.6 mi |
| 13478 | Verona, NY | 3,083 | 6.6 mi |
| 13476 | Vernon, NY | 3,032 | 7.0 mi |
| 13477 | Vernon Center, NY | 1,452 | 7.0 mi |
| 13408 | Morrisville, NY | 4,280 | 10.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13421, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,125 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Madison County
Related Areas
Frequently Asked Questions
What county is ZIP code 13421 in?
ZIP code 13421 (Oneida) is located in Madison County, New York. Madison County contains multiple ZIP codes, see the full list at /counties/madison-ny.
What is the population of ZIP code 13421?
ZIP code 13421 in Oneida, NY has a population of 14,125 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13421?
The median household income in ZIP 13421 is $65,752, which is 14% below the national average of $76,288.
What is the average home value in ZIP 13421?
The median home value in ZIP 13421 is $162,000, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 13421?
The largest racial group in ZIP 13421 is White at 92.1%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 13421?
ZIP code 13421 has 334 business establishments employing approximately 4,725 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13421?
The top industries by establishment count in ZIP 13421 are: Health care and social assistance (73), Retail trade (51), Other services (except public administration) (46). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 13421?
According to the FHFA House Price Index, home values in ZIP 13421 increased by 6.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13421?
In ZIP code 13421, 59.3% of residents aged 25+ have a high school diploma or higher, and 26.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13421?
The mean commute time for workers in ZIP code 13421 is 19.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13421?
In ZIP code 13421, approximately 66.2% of occupied housing units are owner-occupied and 33.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13421?
The poverty rate in ZIP code 13421 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13421's numbers, next.
- See how ZIP 13421 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Oneida, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.