PlainZIP

Stratford, NY · standard

ZIP Code 13470

Fulton County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

725
4/sq mi
$75,313
Median income
$159,900
Median home value
14.4%
Bachelor's or higher

The verdict

Stratford pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 45%
household income, US ZIPs
30th pct
home value, US ZIPs
4
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13470 against every reporting US ZIP.

ZIP code 13470 is a sparsely populated ZIP (a standard USPS delivery area) in Stratford, Fulton County, New York, home to just 725 residents across 172.6 square miles, a density of 4 people per square mile, in the New York time zone.

ZIP 13470 lands in the middle-income range, with a median household income of $75,313 (19% below the New York average), while per-capita income is $31,019. Poverty here runs at 26.7%, with unemployment measured at 2.4%. Housing costs here run $159,900 for a typical home value (58% below the state average), with rent averaging $844 a month; 85.0% of homes are owner-occupied.

Formal educational attainment runs low here: just 14.4% of adults hold a bachelor's degree or higher, the median age is 52.3, and the average commute is -. To put 13470 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Fulton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13470, Stratford, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

725

Population

172.6

Area (sq mi)

4

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13470?

52.3

Median Age

51.3%

Male

48.7%

Female

0.6%

Foreign-Born

White 93.7%
African American 0.8%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,313

Median Household Income

-19% vs state

$31,019

Per Capita Income

26.7%

Poverty Rate

2.4%

Unemployment Rate

How ZIP 13470 ranks nationally

Stratford, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,313 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.6%
Bachelor's Degree or Higher 14.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

685

Total Housing Units

313

Occupied Units

372

Vacant Units

2.71

Avg Household Size

Occupancy Type

Owner 85.0%
Renter 15.0%

$159,900

Median Home Value

-58% vs state

$844

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 13470, employing approximately 25 people with a combined annual payroll of $917,000.

6

Businesses

25

Employees

$917K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13470 vs 12032 →

ZIP 13470 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13470 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13470 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13470 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12032 Caroga Lake, NY 836 5.1 mi
13454 Salisbury Center, NY 826 5.9 mi
13329 Dolgeville, NY 3,889 6.8 mi

More ZIP Codes in Fulton County

12078 standard
Gloversville, NY
Pop: 23,773
12095 standard
Johnstown, NY
Pop: 12,606
12025 standard
Broadalbin, NY
Pop: 5,505
12134 standard
Northville, NY
Pop: 3,516
12117 standard
Mayfield, NY
Pop: 3,256
12032 standard
Caroga Lake, NY
Pop: 836

Related Areas

Fulton County Stratford, NY New York

Frequently Asked Questions

What county is ZIP code 13470 in? ▼
ZIP code 13470 (Stratford) is located in Fulton County, New York. Fulton County contains multiple ZIP codes, see the full list at /counties/fulton-ny.
What is the population of ZIP code 13470? ▼
ZIP code 13470 in Stratford, NY has a population of 725 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13470? ▼
The median household income in ZIP 13470 is $75,313, which is 1% below the national average of $76,288.
What is the average home value in ZIP 13470? ▼
The median home value in ZIP 13470 is $159,900, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 13470? ▼
The largest racial group in ZIP 13470 is White at 93.7%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 13470? ▼
ZIP code 13470 has 6 business establishments employing approximately 25 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 13470? ▼
In ZIP code 13470, 49.6% of residents aged 25+ have a high school diploma or higher, and 14.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13470? ▼
In ZIP code 13470, approximately 85.0% of occupied housing units are owner-occupied and 15.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13470? ▼
The poverty rate in ZIP code 13470 is 26.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.