Residential delivery area · New York
ZIP Code 12032: Caroga Lake, NY
ZIP code 12032 uses the postal name Caroga Lake, New York and lies mostly in Hamilton County (58% of its land) with the rest in Fulton County (Census 2020 ZIP-county file). About 660 people live there (Census Bureau, ACS 2020-2024). Median household income is $65,789 (Census Bureau, ACS 2020-2024). Its land lies mostly outside any Census place; 1% is in small places.
- ACS2020-24
- Census2020
- ZBP2023
- IRS2022
- Town
- Caroga Lake · its only residential ZIP
- County
- Hamilton County (58%); Fulton County (42%)
- House district
- NY-21 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 93.6 sq mi · 7 people per sq mi
Where is ZIP code 12032?
12032 centers on 43.288°, -74.591° and covers 93.6 square miles of land plus 4.5 of water. It borders 7 ZIP codes: 13470, 13353, 13329, 12139, 12078, 12134, 12095.
The map draws ZIP code areas only. For the streets inside 12032, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12032 compare with the rest of Hamilton County?
| Measure | 12032 | In Hamilton County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 662 | 5th of 14 | 1,406th of 1,826 |
| Median household income | $66k | not ranked | not ranked |
| Median home value | $182k | not ranked | not ranked |
12032's income and home value are not ranked: it has fewer than 1,000 residents (662). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 13% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12032?
The 2020 Census counted 834 people in 12032; the ACS, which samples households over 2020-2024, estimates 662. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 662±166 (90% margin)
- 2020 Census count
- 834
- Households
- 352
- Median age
- 55.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12032?
Of the 662 people the ACS estimates in 12032, 8.9% are under 18 and 33.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (98.2%).
- Under 188.9%
- 18 to 6457.7%
- 65 and older33.4%
- White, not Hispanic98.2%
- Other or two or more1.1%
- Hispanic or Latino0.6%
- Black, not Hispanic0.2%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12032 earn?
Median household income is $65,789 (ACS 2020-2024).
- Median household income
- $65,789±$21,173
- Income per person
- $43,961
- Below the poverty line
- 6.1%
- Unemployed (of the labor force)
- 2.1%
- Adults 25+ with a bachelor's degree
- 20.7%
- Adjusted gross income per tax return, 2022
- $73,663460 returns; wages 54% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12032?
- Median home value (owners' estimate)
- $182,300
- Median gross rent
- –
- Homes owned by their occupants
- 93.5%
- Housing units
- 1,343
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).
What businesses are in 12032?
19 business establishments had a location in this ZIP code in 2023, 3 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade5
- Accommodation and food services5
- Construction3
- Arts, entertainment, and recreation3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12032?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 13470 | Stratford | 877 | $75k | 6.6 mi |
| 13353 | Hoffmeister | 63 | $82k | 12.2 mi |
| 13329 | Dolgeville | 3,256 | $60k | 13.8 mi |
| 12139 | Piseco | 227 | $72k | 14.7 mi |
| 12078 | Gloversville | 22,589 | $58k | 16.5 mi |
| 12134 | Northville | 3,846 | $78k | 18.4 mi |
| 12095 | Johnstown | 12,391 | $70k | 19.4 mi |
| 13454 | Salisbury Center | 735 | $123k | 11.7 mi (near) |
| 12108 | Lake Pleasant | 350 | $56k | 14.7 mi (near) |
| 13324 | Cold Brook | 1,729 | $86k | 16.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.