ZIP Code 12078
standardSource:
Gloversville · Fulton County · New York
- Population
- 23,773
- Median income
- $58,367
- Median home value
- $136,100
- Bachelor's or higher
- 18.6%
- Land area
- 281.0 sq mi
85/sq mi
▼ 23% vs US
higher than 26% of US ZIPs
▼ 51% vs US
higher than 21% of US ZIPs
Median age 40.7
New York
ZIP code 12078 in Gloversville, New York has a population of 23,773. The median household income is $58,367, which is 23% below the national average. Median home value is $136,100, 51% below the US average. 18.6% of residents hold a bachelor's degree or higher.
ZIP code 12078 is classified by USPS as a standard delivery area and covers roughly 281.0 square miles in Gloversville, Fulton County, New York. The area is home to 23,773 residents, producing a population density of 85 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12078 against New York and the nation.
On the economic side, the median household income for ZIP 12078 sits at $58,367 (37% below the New York average), while per-capita income is $32,528. The poverty rate stands at 15.9% and the unemployment rate at 4.2%. On housing, the median home value is $136,100 (64% below the state average) with median rent at $911 per month, and 64.1% of occupied units are owner-occupied, a direct signal of whether 12078 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.6% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Fulton County, so you can benchmark 12078 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 12078
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 12078.
- Health care and social assistance
Health care and social assistance
77 establishments
- Retail trade
Retail trade
64 establishments
- Other services (except public administration)
Other services (except public administration)
44 establishments
- Accommodation and food services
Accommodation and food services
38 establishments
- Construction
Construction
37 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 12078, Gloversville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
23,773
Population
281.0
Area (sq mi)
85
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12078?
40.7
Median Age
49.6%
Male
50.4%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,367
Median Household Income
-37% vs state
$32,528
Per Capita Income
15.9%
Poverty Rate
4.2%
Unemployment Rate
24.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,750
Total Housing Units
10,071
Occupied Units
1,679
Vacant Units
2.19
Avg Household Size
Occupancy Type
$136,100
Median Home Value
-64% vs state
$911
Median Rent
1948
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.3%
YoY Change (2024)
255
HPI Index (2000 = 100)
+155%
Total Change Since 2000
Home values in ZIP 12078 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +155% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.2% | 163 |
| 2021 | +16.1% | 189 |
| 2022 | +16.9% | 221 |
| 2023 | +3.6% | 229 |
| 2024 | +11.3% | 255 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 415 business establishments in ZIP 12078, employing approximately 5,256 people with a combined annual payroll of $253,296,000.
415
Businesses
5,256
Employees
$253.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 77 | 18.6% |
| Retail trade | 64 | 15.4% |
| Other services (except public administration) | 44 | 10.6% |
| Accommodation and food services | 38 | 9.2% |
| Construction | 37 | 8.9% |
| Professional, scientific, and technical services | 34 | 8.2% |
| Manufacturing | 23 | 5.5% |
| Administrative and support and waste management and remediation services | 20 | 4.8% |
| Finance and insurance | 19 | 4.6% |
| Wholesale trade | 13 | 3.1% |
| Transportation and warehousing | 13 | 3.1% |
| Real estate and rental and leasing | 12 | 2.9% |
| Information | 8 | 1.9% |
| Arts, entertainment, and recreation | 6 | 1.4% |
| Management of companies and enterprises | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12078 vs 12095 →
More ZIP Codes in Fulton County
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Frequently Asked Questions
What county is ZIP code 12078 in? ▼
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How many businesses are in ZIP code 12078? ▼
What are the main industries in ZIP code 12078? ▼
How have home values changed in ZIP code 12078? ▼
What is the education level in ZIP code 12078? ▼
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What percentage of residents own vs. rent in ZIP 12078? ▼
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ZIP Code Research Guides
Official Data Resources for Gloversville, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.