Gloversville, NY · standard
ZIP Code 12078
Fulton County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,773
- 85/sq mi Moderate-density area
- $58,367
- Median income Below-median income area
- $136,100
- Median home value Below-median home value
- 18.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Gloversville pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 26th pct
- household income, US ZIPs
- 21st pct
- home value, US ZIPs
- 85
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12078 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12078 (Gloversville, NY) rose +11.3% from 2023 to 2024. The all-transactions index moved from 228.7 in 2023 to 254.5 in 2024 (2000 = 100).
ZIP code 12078 is a densely settled ZIP (a standard USPS delivery area) in Gloversville, Fulton County, New York, with 23,773 residents across 281.0 square miles, a density of 85 people per square mile, in the New York time zone.
ZIP 12078 reports a modest median household income of $58,367 (37% below the average New York ZIP), while per-capita income is $32,528. The poverty rate is 15.9%, with unemployment at 4.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $136,100 (64% below the average New York ZIP), and median rent is $911; owner occupancy is 64.1%.
Educational attainment sits below the national norm: 18.6% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 25 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Fulton County, so 12078 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12078
Top 5 sectors by establishment count in Gloversville, NY
Which industries have the most business establishments in ZIP 12078.
- Health care and social assistance
Health care and social assistance
77 establishments
- Retail trade
Retail trade
64 establishments
- Other services (except public administration)
Other services (except public administration)
44 establishments
- Accommodation and food services
Accommodation and food services
38 establishments
- Construction
Construction
37 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12078, Gloversville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,773
Population
281.0
Area (sq mi)
85
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12078?
40.7
Median Age
49.6%
Male
50.4%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,367
Median Household Income
-37% vs state ZIP avg
$32,528
Per Capita Income
15.9%
Poverty Rate
4.2%
Unemployment Rate
24.9 min
Mean Commute Time
How ZIP 12078 ranks among New York ZIPs
Gloversville, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$58,367 14th percentile higher than 14% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,750housing units
11,750
Total Housing Units
10,071
Occupied Units
1,679
Vacant Units
2.19
Avg Household Size
Occupancy Type
$136,100
Median Home Value
-64% vs state ZIP avg
$911
Median Rent
1948
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.3%
YoY Change (2024)
255
HPI Index (2000 = 100)
+155%
Total Change Since 2000
Home values in ZIP 12078 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +155% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.2% | 163 |
| 2021 | +16.1% | 189 |
| 2022 | +16.9% | 221 |
| 2023 | +3.6% | 229 |
| 2024 | +11.3% | 255 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 415 business establishments in ZIP 12078, employing approximately 5,256 people with a combined annual payroll of $253,296,000.
415
Businesses
5,256
Employees
$253.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 77 | 18.6% |
| Retail trade | 64 | 15.4% |
| Other services (except public administration) | 44 | 10.6% |
| Accommodation and food services | 38 | 9.2% |
| Construction | 37 | 8.9% |
| Professional, scientific, and technical services | 34 | 8.2% |
| Manufacturing | 23 | 5.5% |
| Administrative and support and waste management and remediation services | 20 | 4.8% |
| Finance and insurance | 19 | 4.6% |
| Wholesale trade | 13 | 3.1% |
| Transportation and warehousing | 13 | 3.1% |
| Real estate and rental and leasing | 12 | 2.9% |
| Information | 8 | 1.9% |
| Arts, entertainment, and recreation | 6 | 1.4% |
| Management of companies and enterprises | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12078 vs 12095 →
ZIP 12078 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12078
Gloversville (12078)
23,773 residents
- 12095
Johnstown (12095)
12,606 residents
- 12134 3,516
Northville (12134)
3,516 residents
- 12117 3,256
Mayfield (12117)
3,256 residents
- 12070 1,410
Fort Johnson (12070)
1,410 residents
What this shows Among its immediate neighbors, ZIP 12078 ranks the most populous - useful context the national average alone can't give.
ZIP 12078 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12070
Fort Johnson (12070)
$86,989 median income
- 12134
Northville (12134)
$77,928 median income
- 12095
Johnstown (12095)
$69,469 median income
- 12117
Mayfield (12117)
$66,000 median income
- 12078
Gloversville (12078)
$58,367 median income
What this shows By household income, ZIP 12078 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12078, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,773 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Fulton County
Related Areas
Frequently Asked Questions
What county is ZIP code 12078 in?
ZIP code 12078 (Gloversville) is located in Fulton County, New York. Fulton County contains multiple ZIP codes, see the full list at /counties/fulton-ny.
What is the population of ZIP code 12078?
ZIP code 12078 in Gloversville, NY has a population of 23,773 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12078?
The median household income in ZIP 12078 is $58,367, which is 23% below the national average of $76,288.
What is the average home value in ZIP 12078?
The median home value in ZIP 12078 is $136,100, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 12078?
The largest racial group in ZIP 12078 is White at 86.9%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 12078?
ZIP code 12078 has 415 business establishments employing approximately 5,256 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12078?
The top industries by establishment count in ZIP 12078 are: Health care and social assistance (77), Retail trade (64), Other services (except public administration) (44). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 12078?
According to the FHFA House Price Index, home values in ZIP 12078 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 155%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12078?
In ZIP code 12078, 53.2% of residents aged 25+ have a high school diploma or higher, and 18.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12078?
The mean commute time for workers in ZIP code 12078 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12078?
In ZIP code 12078, approximately 64.1% of occupied housing units are owner-occupied and 35.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12078?
The poverty rate in ZIP code 12078 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12078's numbers, next.
- See how ZIP 12078 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Gloversville, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.