PlainZIP

Gloversville, NY · standard

ZIP Code 12078

Fulton County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,773
85/sq mi
$58,367
Median income
$136,100
Median home value
18.6%
Bachelor's or higher

The verdict

Gloversville pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
21th pct
home value, US ZIPs
85
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12078 against every reporting US ZIP.

ZIP code 12078 is a densely settled ZIP (a standard USPS delivery area) in Gloversville, Fulton County, New York, with 23,773 residents across 281.0 square miles, a density of 85 people per square mile, in the New York time zone.

ZIP 12078 reports a modest median household income of $58,367 (37% below the New York average), while per-capita income is $32,528. Local economic indicators show a 15.9% poverty rate alongside 4.2% unemployment. Median home value sits at $136,100 (64% below the state average), median rent at $911 a month, and owner-occupancy at 64.1%.

Educational attainment sits below the national norm: 18.6% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 25 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Fulton County, letting you compare 12078 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12078

Top 5 sectors by establishment count in Gloversville, NY

Which industries have the most business establishments in ZIP 12078.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12078, Gloversville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,773

Population

281.0

Area (sq mi)

85

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12078?

40.7

Median Age

49.6%

Male

50.4%

Female

2.7%

Foreign-Born

White 86.9%
African American 1.4%
Asian 1.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 8.4%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,367

Median Household Income

-37% vs state

$32,528

Per Capita Income

15.9%

Poverty Rate

4.2%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 12078 ranks nationally

Gloversville, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,367 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.2%
Bachelor's Degree or Higher 18.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,750

Total Housing Units

10,071

Occupied Units

1,679

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 64.1%
Renter 35.9%

$136,100

Median Home Value

-64% vs state

$911

Median Rent

1948

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.3%

YoY Change (2024)

255

HPI Index (2000 = 100)

+155%

Total Change Since 2000

Home values in ZIP 12078 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +155% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 163
2021 +16.1% 189
2022 +16.9% 221
2023 +3.6% 229
2024 +11.3% 255

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 415 business establishments in ZIP 12078, employing approximately 5,256 people with a combined annual payroll of $253,296,000.

415

Businesses

5,256

Employees

$253.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 77 18.6%
Retail trade 64 15.4%
Other services (except public administration) 44 10.6%
Accommodation and food services 38 9.2%
Construction 37 8.9%
Professional, scientific, and technical services 34 8.2%
Manufacturing 23 5.5%
Administrative and support and waste management and remediation services 20 4.8%
Finance and insurance 19 4.6%
Wholesale trade 13 3.1%
Transportation and warehousing 13 3.1%
Real estate and rental and leasing 12 2.9%
Information 8 1.9%
Arts, entertainment, and recreation 6 1.4%
Management of companies and enterprises 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12078 vs 12095 →

ZIP 12078 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12078 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12078 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12078 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12095 Johnstown, NY 12,606 7.0 mi
12117 Mayfield, NY 3,256 6.3 mi
12070 Fort Johnson, NY 1,410 11.1 mi
12134 Northville, NY 3,516 12.0 mi

More ZIP Codes in Fulton County

12095 standard
Johnstown, NY
Pop: 12,606
12025 standard
Broadalbin, NY
Pop: 5,505
12134 standard
Northville, NY
Pop: 3,516
12117 standard
Mayfield, NY
Pop: 3,256
12032 standard
Caroga Lake, NY
Pop: 836
13470 standard
Stratford, NY
Pop: 725

Related Areas

Fulton County Gloversville, NY New York

Frequently Asked Questions

What county is ZIP code 12078 in? ▼
ZIP code 12078 (Gloversville) is located in Fulton County, New York. Fulton County contains multiple ZIP codes, see the full list at /counties/fulton-ny.
What is the population of ZIP code 12078? ▼
ZIP code 12078 in Gloversville, NY has a population of 23,773 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12078? ▼
The median household income in ZIP 12078 is $58,367, which is 23% below the national average of $76,288.
What is the average home value in ZIP 12078? ▼
The median home value in ZIP 12078 is $136,100, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 12078? ▼
The largest racial group in ZIP 12078 is White at 86.9%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 12078? ▼
ZIP code 12078 has 415 business establishments employing approximately 5,256 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12078? ▼
The top industries by establishment count in ZIP 12078 are: Health care and social assistance (77), Retail trade (64), Other services (except public administration) (44). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 12078? ▼
According to the FHFA House Price Index, home values in ZIP 12078 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 155%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12078? ▼
In ZIP code 12078, 53.2% of residents aged 25+ have a high school diploma or higher, and 18.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12078? ▼
The mean commute time for workers in ZIP code 12078 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12078? ▼
In ZIP code 12078, approximately 64.1% of occupied housing units are owner-occupied and 35.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12078? ▼
The poverty rate in ZIP code 12078 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.