PlainZIP

West Oneonta, NY · standard

ZIP Code 13861

Otsego County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

432
38/sq mi
$57,847
Median income
$186,000
Median home value
57.0%
Bachelor's or higher

The verdict

West Oneonta pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

25th pct
household income, US ZIPs
40th pct
home value, US ZIPs
38
people per sq mi
60%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13861 against every reporting US ZIP.

ZIP code 13861 is a sparsely populated ZIP (a standard USPS delivery area) in West Oneonta, Otsego County, New York, home to just 432 residents across 11.4 square miles, a density of 38 people per square mile, in the New York time zone.

ZIP 13861 reports a modest median household income of $57,847 (37% below the New York average), while per-capita income is $58,165. Local economic indicators show a 1.3% poverty rate alongside 0.9% unemployment. Housing costs here run $186,000 for a typical home value (51% below the state average), with rent averaging - a month; 60.1% of homes are owner-occupied.

This is a highly-educated ZIP: 57.0% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is -. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 13861, plus 6 more within Otsego County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13861, West Oneonta, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

432

Population

11.4

Area (sq mi)

38

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13861?

41.6

Median Age

65.8%

Male

34.2%

Female

1.9%

Foreign-Born

White 93.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 4.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.7%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,847

Median Household Income

-37% vs state

$58,165

Per Capita Income

1.3%

Poverty Rate

0.9%

Unemployment Rate

How ZIP 13861 ranks nationally

West Oneonta, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,847 25th percentile higher than 25% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.4%
Bachelor's Degree or Higher 57.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

313

Total Housing Units

291

Occupied Units

22

Vacant Units

1.59

Avg Household Size

Occupancy Type

Owner 60.1%
Renter 39.9%

$186,000

Median Home Value

-51% vs state

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 13861, employing approximately 135 people with a combined annual payroll of $10,267,000.

10

Businesses

135

Employees

$10.3M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13861 vs 13796 →

ZIP 13861 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13861 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13861 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13861 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13796 Laurens, NY 1,236 3.2 mi
13825 Otego, NY 3,442 5.3 mi
13808 Morris, NY 1,771 5.7 mi
13820 Oneonta, NY 22,455 5.9 mi
13415 New Lisbon, NY 77 6.8 mi
13810 Mount Vision, NY 1,149 7.6 mi
13342 Garrattsville, NY 165 10.5 mi
13859 Wells Bridge, NY 182 10.6 mi
13846 Treadwell, NY 305 11.0 mi

More ZIP Codes in Otsego County

13820 standard
Oneonta, NY
Pop: 22,455
13326 standard
Cooperstown, NY
Pop: 5,561
13849 standard
Unadilla, NY
Pop: 4,551
13439 standard
Richfield Springs, NY
Pop: 3,950
13825 standard
Otego, NY
Pop: 3,442
12197 standard
Worcester, NY
Pop: 2,233

Related Areas

Otsego County West Oneonta, NY New York

Frequently Asked Questions

What county is ZIP code 13861 in? ▼
ZIP code 13861 (West Oneonta) is located in Otsego County, New York. Otsego County contains multiple ZIP codes, see the full list at /counties/otsego-ny.
What is the population of ZIP code 13861? ▼
ZIP code 13861 in West Oneonta, NY has a population of 432 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13861? ▼
The median household income in ZIP 13861 is $57,847, which is 24% below the national average of $76,288.
What is the average home value in ZIP 13861? ▼
The median home value in ZIP 13861 is $186,000, which is 33% below the national average of $278,155.
What is the demographic makeup of ZIP 13861? ▼
The largest racial group in ZIP 13861 is White at 93.9%.
How many businesses are in ZIP code 13861? ▼
ZIP code 13861 has 10 business establishments employing approximately 135 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 13861? ▼
In ZIP code 13861, 79.4% of residents aged 25+ have a high school diploma or higher, and 57.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13861? ▼
In ZIP code 13861, approximately 60.1% of occupied housing units are owner-occupied and 39.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13861? ▼
The poverty rate in ZIP code 13861 is 1.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.