West Oneonta, NY · standard
ZIP Code 13861
Otsego County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 432
- 38/sq mi Moderate-density area
- $57,847
- Median income Below-median income area
- $186,000
- Median home value Near-median home value
- 57.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
West Oneonta pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 25th pct
- household income, US ZIPs
- 40th pct
- home value, US ZIPs
- 38
- people per sq mi
- 60%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13861 against every reporting US ZIP.
ZIP code 13861 is a sparsely populated ZIP (a standard USPS delivery area) in West Oneonta, Otsego County, New York, home to just 432 residents across 11.4 square miles, a density of 38 people per square mile, in the New York time zone.
ZIP 13861 reports a modest median household income of $57,847 (37% below the average New York ZIP), while per-capita income is $58,165. Both reported hardship measures are comparatively low in absolute terms: poverty is 1.3% and unemployment is 0.9%. Home values sit below the statewide ZIP benchmark: the median is $186,000 (51% below the average New York ZIP); owner occupancy is 60.1%.
This is a highly-educated ZIP: 57.0% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Otsego County, so 13861 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13861, West Oneonta, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
432
Population
11.4
Area (sq mi)
38
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13861?
41.6
Median Age
65.8%
Male
34.2%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,847
Median Household Income
-37% vs state ZIP avg
$58,165
Per Capita Income
1.3%
Poverty Rate
0.9%
Unemployment Rate
How ZIP 13861 ranks among New York ZIPs
West Oneonta, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$57,847 13th percentile higher than 13% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
313housing units
313
Total Housing Units
291
Occupied Units
22
Vacant Units
1.59
Avg Household Size
Occupancy Type
$186,000
Median Home Value
-51% vs state ZIP avg
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 10 business establishments in ZIP 13861, employing approximately 135 people with a combined annual payroll of $10,267,000.
10
Businesses
135
Employees
$10.3M
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13861 vs 13796 →
ZIP 13861 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13820
Oneonta (13820)
22,455 residents
- 13825 3,442
Otego (13825)
3,442 residents
- 13808 1,771
Morris (13808)
1,771 residents
- 13796 1,236
Laurens (13796)
1,236 residents
- 13810 1,149
Mount Vision (13810)
1,149 residents
- 13861 432
West Oneonta (13861)
432 residents
- 13846 305
Treadwell (13846)
305 residents
- 13859 182
Wells Bridge (13859)
182 residents
- 13342 165
Garrattsville (13342)
165 residents
What this shows Among its immediate neighbors, ZIP 13861 ranks #6 by population - useful context the national average alone can't give.
ZIP 13861 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13810
Mount Vision (13810)
$93,819 median income
- 13796
Laurens (13796)
$88,750 median income
- 13415
New Lisbon (13415)
$83,750 median income
- 13342
Garrattsville (13342)
$83,333 median income
- 13825
Otego (13825)
$76,875 median income
- 13808
Morris (13808)
$67,071 median income
- 13820
Oneonta (13820)
$65,953 median income
- 13861
West Oneonta (13861)
$57,847 median income
- 13859
Wells Bridge (13859)
$53,846 median income
What this shows By household income, ZIP 13861 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 13796 | Laurens, NY | 1,236 | 3.2 mi |
| 13825 | Otego, NY | 3,442 | 5.3 mi |
| 13808 | Morris, NY | 1,771 | 5.7 mi |
| 13820 | Oneonta, NY | 22,455 | 5.9 mi |
| 13415 | New Lisbon, NY | 77 | 6.8 mi |
| 13810 | Mount Vision, NY | 1,149 | 7.6 mi |
| 13342 | Garrattsville, NY | 165 | 10.5 mi |
| 13859 | Wells Bridge, NY | 182 | 10.6 mi |
| 13846 | Treadwell, NY | 305 | 11.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13861, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Otsego County
Related Areas
Frequently Asked Questions
What county is ZIP code 13861 in?
ZIP code 13861 (West Oneonta) is located in Otsego County, New York. Otsego County contains multiple ZIP codes, see the full list at /counties/otsego-ny.
What is the population of ZIP code 13861?
ZIP code 13861 in West Oneonta, NY has a population of 432 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13861?
The median household income in ZIP 13861 is $57,847, which is 24% below the national average of $76,288.
What is the average home value in ZIP 13861?
The median home value in ZIP 13861 is $186,000, which is 33% below the national average of $278,155.
What is the demographic makeup of ZIP 13861?
The largest racial group in ZIP 13861 is White at 93.9%.
How many businesses are in ZIP code 13861?
ZIP code 13861 has 10 business establishments employing approximately 135 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 13861?
In ZIP code 13861, 79.4% of residents aged 25+ have a high school diploma or higher, and 57.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13861?
In ZIP code 13861, approximately 60.1% of occupied housing units are owner-occupied and 39.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13861?
The poverty rate in ZIP code 13861 is 1.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13861's numbers, next.
- See how ZIP 13861 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where West Oneonta, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.