PlainZIP

Otego, NY · standard

ZIP Code 13825

Otsego County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,442
24/sq mi
$76,875
Median income
$194,500
Median home value
24.9%
Bachelor's or higher

The verdict

Otego pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
42th pct
home value, US ZIPs
24
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13825 against every reporting US ZIP.

ZIP code 13825 covers 146.5 square miles in Otego, Otsego County, New York (a standard USPS delivery area), with a modest 3,442 residents on file, a density of 24 people per square mile, in the New York time zone.

ZIP 13825 lands in the middle-income range, with a median household income of $76,875 (17% below the New York average), while per-capita income is $39,739. Local economic indicators show a 8.6% poverty rate alongside 9.3% unemployment. Housing costs here run $194,500 for a typical home value (49% below the state average), with rent averaging $953 a month; 80.0% of homes are owner-occupied.

Educational attainment sits below the national norm: 24.9% of adults hold a bachelor's degree or higher, the median age is 49.2, and the average commute is 23 minutes. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 13825, plus 6 more within Otsego County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13825

Top 5 sectors by establishment count in Otego, NY

Which industries have the most business establishments in ZIP 13825.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13825, Otego, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,442

Population

146.5

Area (sq mi)

24

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13825?

49.2

Median Age

55.1%

Male

44.9%

Female

4.8%

Foreign-Born

White 91.2%
African American 0.3%
Asian 2.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.2%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,875

Median Household Income

-17% vs state

$39,739

Per Capita Income

8.6%

Poverty Rate

9.3%

Unemployment Rate

22.8 min

Mean Commute Time

How ZIP 13825 ranks nationally

Otego, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,875 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.2%
Bachelor's Degree or Higher 24.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,605

Total Housing Units

1,283

Occupied Units

322

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 80.0%
Renter 20.0%

$194,500

Median Home Value

-49% vs state

$953

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 40 business establishments in ZIP 13825, employing approximately 192 people with a combined annual payroll of $6,622,000.

40

Businesses

192

Employees

$6.6M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 10 25.0%
Retail trade 8 20.0%
Health care and social assistance 5 12.5%
Administrative and support and waste management and remediation services 4 10.0%
Accommodation and food services 3 7.5%
Other services (except public administration) 3 7.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13825 vs 13859 →

ZIP 13825 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13825 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13825 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13825 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13859 Wells Bridge, NY 182 5.3 mi
13861 West Oneonta, NY 432 5.3 mi
13808 Morris, NY 1,771 6.7 mi
13776 Gilbertsville, NY 513 7.0 mi
13775 Franklin, NY 1,631 8.0 mi
13796 Laurens, NY 1,236 8.3 mi
13849 Unadilla, NY 4,551 8.6 mi

More ZIP Codes in Otsego County

13820 standard
Oneonta, NY
Pop: 22,455
13326 standard
Cooperstown, NY
Pop: 5,561
13849 standard
Unadilla, NY
Pop: 4,551
13439 standard
Richfield Springs, NY
Pop: 3,950
12197 standard
Worcester, NY
Pop: 2,233
13320 standard
Cherry Valley, NY
Pop: 2,018

Related Areas

Otsego County Otego, NY New York

Frequently Asked Questions

What county is ZIP code 13825 in? ▼
ZIP code 13825 (Otego) is located in Otsego County, New York. Otsego County contains multiple ZIP codes, see the full list at /counties/otsego-ny.
What is the population of ZIP code 13825? ▼
ZIP code 13825 in Otego, NY has a population of 3,442 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13825? ▼
The median household income in ZIP 13825 is $76,875, which is 1% above the national average of $76,288.
What is the average home value in ZIP 13825? ▼
The median home value in ZIP 13825 is $194,500, which is 30% below the national average of $278,155.
What is the demographic makeup of ZIP 13825? ▼
The largest racial group in ZIP 13825 is White at 91.2%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 13825? ▼
ZIP code 13825 has 40 business establishments employing approximately 192 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13825? ▼
The top industries by establishment count in ZIP 13825 are: Construction (10), Retail trade (8), Health care and social assistance (5). There are 6 industry sectors represented in total.
What is the education level in ZIP code 13825? ▼
In ZIP code 13825, 68.2% of residents aged 25+ have a high school diploma or higher, and 24.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13825? ▼
The mean commute time for workers in ZIP code 13825 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13825? ▼
In ZIP code 13825, approximately 80.0% of occupied housing units are owner-occupied and 20.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13825? ▼
The poverty rate in ZIP code 13825 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.