PlainZIP

Unadilla, NY · standard

ZIP Code 13849

Otsego County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,551
27/sq mi
$57,917
Median income
$137,400
Median home value
22.9%
Bachelor's or higher

The verdict

Unadilla pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
22th pct
home value, US ZIPs
27
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13849 against every reporting US ZIP.

ZIP code 13849 covers 171.7 square miles in Unadilla, Otsego County, New York (a standard USPS delivery area), with a modest 4,551 residents on file, a density of 27 people per square mile, in the New York time zone.

ZIP 13849 reports a modest median household income of $57,917 (37% below the New York average), while per-capita income is $36,132. Local economic indicators show a 12.0% poverty rate alongside 6.9% unemployment. Housing costs here run $137,400 for a typical home value (64% below the state average), with rent averaging $857 a month; 81.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.9% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is 24 minutes. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 13849, plus 6 more within Otsego County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13849

Top 5 sectors by establishment count in Unadilla, NY

Which industries have the most business establishments in ZIP 13849.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13849, Unadilla, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,551

Population

171.7

Area (sq mi)

27

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13849?

44.3

Median Age

44.0%

Male

56.0%

Female

3.5%

Foreign-Born

White 94.0%
African American 0.1%
Asian 1.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,917

Median Household Income

-37% vs state

$36,132

Per Capita Income

12.0%

Poverty Rate

6.9%

Unemployment Rate

23.5 min

Mean Commute Time

How ZIP 13849 ranks nationally

Unadilla, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,917 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.4%
Bachelor's Degree or Higher 22.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,374

Total Housing Units

1,867

Occupied Units

507

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 81.8%
Renter 18.2%

$137,400

Median Home Value

-64% vs state

$857

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 47 business establishments in ZIP 13849, employing approximately 240 people with a combined annual payroll of $9,981,000.

47

Businesses

240

Employees

$10.0M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 13 27.7%
Accommodation and food services 6 12.8%
Construction 5 10.6%
Health care and social assistance 5 10.6%
Other services (except public administration) 4 8.5%
Manufacturing 3 6.4%
Wholesale trade 3 6.4%
Real estate and rental and leasing 3 6.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13849 vs 13859 →

ZIP 13849 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13849 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13849 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13849 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13859 Wells Bridge, NY 182 3.7 mi
13839 Sidney Center, NY 1,405 6.3 mi
13838 Sidney, NY 4,409 5.8 mi
13809 Mount Upton, NY 1,517 6.0 mi
13776 Gilbertsville, NY 513 8.8 mi
13804 Masonville, NY 391 9.8 mi
13825 Otego, NY 3,442 8.6 mi

More ZIP Codes in Otsego County

13820 standard
Oneonta, NY
Pop: 22,455
13326 standard
Cooperstown, NY
Pop: 5,561
13439 standard
Richfield Springs, NY
Pop: 3,950
13825 standard
Otego, NY
Pop: 3,442
12197 standard
Worcester, NY
Pop: 2,233
13320 standard
Cherry Valley, NY
Pop: 2,018

Related Areas

Otsego County Unadilla, NY New York

Frequently Asked Questions

What county is ZIP code 13849 in? ▼
ZIP code 13849 (Unadilla) is located in Otsego County, New York. Otsego County contains multiple ZIP codes, see the full list at /counties/otsego-ny.
What is the population of ZIP code 13849? ▼
ZIP code 13849 in Unadilla, NY has a population of 4,551 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13849? ▼
The median household income in ZIP 13849 is $57,917, which is 24% below the national average of $76,288.
What is the average home value in ZIP 13849? ▼
The median home value in ZIP 13849 is $137,400, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 13849? ▼
The largest racial group in ZIP 13849 is White at 94.0%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 13849? ▼
ZIP code 13849 has 47 business establishments employing approximately 240 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13849? ▼
The top industries by establishment count in ZIP 13849 are: Retail trade (13), Accommodation and food services (6), Construction (5). There are 8 industry sectors represented in total.
What is the education level in ZIP code 13849? ▼
In ZIP code 13849, 63.4% of residents aged 25+ have a high school diploma or higher, and 22.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13849? ▼
The mean commute time for workers in ZIP code 13849 is 23.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13849? ▼
In ZIP code 13849, approximately 81.8% of occupied housing units are owner-occupied and 18.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13849? ▼
The poverty rate in ZIP code 13849 is 12.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.