Niagara Falls, NY · standard
ZIP Code 14304
Niagara County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 30,389
- 529/sq mi High-density area
- $66,660
- Median income Near-median income area
- $164,000
- Median home value Below-median home value
- 25.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Niagara Falls pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 41st pct
- household income, US ZIPs
- 32nd pct
- home value, US ZIPs
- 529
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14304 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 14304 (Niagara Falls, NY) rose +5.8% from 2023 to 2024. The all-transactions index moved from 259.8 in 2023 to 274.8 in 2024 (2000 = 100).
ZIP code 14304 is a densely settled ZIP (a standard USPS delivery area) in Niagara Falls, Niagara County, New York, with 30,389 residents across 57.5 square miles, a density of 529 people per square mile, in the New York time zone.
ZIP 14304 reports a modest median household income of $66,660 (28% below the average New York ZIP), while per-capita income is $36,938. The poverty rate is 13.3%, with unemployment at 6.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $164,000 (57% below the average New York ZIP), and median rent is $971; owner occupancy is 75.1%.
Educational attainment sits below the national norm: 25.0% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 19 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Niagara County, so 14304 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 14304
Top 5 sectors by establishment count in Niagara Falls, NY
Which industries have the most business establishments in ZIP 14304.
- Retail trade
Retail trade
222 establishments
- Accommodation and food services
Accommodation and food services
121 establishments
- Health care and social assistance 88
Health care and social assistance
88 establishments
- Other services (except public administration) 84
Other services (except public administration)
84 establishments
- Construction 77
Construction
77 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14304, Niagara Falls, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
30,389
Population
57.5
Area (sq mi)
529
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 14304?
43.0
Median Age
50.0%
Male
50.0%
Female
4.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,660
Median Household Income
-28% vs state ZIP avg
$36,938
Per Capita Income
13.3%
Poverty Rate
6.6%
Unemployment Rate
19.0 min
Mean Commute Time
How ZIP 14304 ranks nationally
Niagara Falls, NY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$66,660 41st percentile higher than 41% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,855housing units
13,855
Total Housing Units
13,021
Occupied Units
834
Vacant Units
2.23
Avg Household Size
Occupancy Type
$164,000
Median Home Value
-57% vs state ZIP avg
$971
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.8%
YoY Change (2024)
275
HPI Index (2000 = 100)
+175%
Total Change Since 2000
Home values in ZIP 14304 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +175% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.2% | 184 |
| 2021 | +15.9% | 213 |
| 2022 | +11.8% | 238 |
| 2023 | +9.3% | 260 |
| 2024 | +5.8% | 275 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 885 business establishments in ZIP 14304, employing approximately 12,239 people with a combined annual payroll of $520,622,000.
885
Businesses
12,239
Employees
$520.6M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 222 | 25.1% |
| Accommodation and food services | 121 | 13.7% |
| Health care and social assistance | 88 | 9.9% |
| Other services (except public administration) | 84 | 9.5% |
| Construction | 77 | 8.7% |
| Administrative and support and waste management and remediation services | 51 | 5.8% |
| Professional, scientific, and technical services | 49 | 5.5% |
| Real estate and rental and leasing | 34 | 3.8% |
| Manufacturing | 32 | 3.6% |
| Finance and insurance | 32 | 3.6% |
| Wholesale trade | 31 | 3.5% |
| Transportation and warehousing | 31 | 3.5% |
| Arts, entertainment, and recreation | 12 | 1.4% |
| Information | 7 | 0.8% |
| Educational services | 7 | 0.8% |
| Management of companies and enterprises | 4 | 0.5% |
| Utilities | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 14304 vs 14305 →
ZIP 14304 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14120
North Tonawanda (14120)
45,100 residents
- 14150
Tonawanda (14150)
41,676 residents
- 14304
Niagara Falls (14304)
30,389 residents
- 14072
Grand Island (14072)
20,374 residents
- 14305 16,898
Niagara Falls (14305)
16,898 residents
- 14301 12,817
Niagara Falls (14301)
12,817 residents
- 14092 11,086
Lewiston (14092)
11,086 residents
- 14132 6,218
Sanborn (14132)
6,218 residents
- 14303 5,981
Niagara Falls (14303)
5,981 residents
What this shows Among its immediate neighbors, ZIP 14304 ranks #3 by population - useful context the national average alone can't give.
ZIP 14304 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14072
Grand Island (14072)
$115,991 median income
- 14132
Sanborn (14132)
$97,210 median income
- 14120
North Tonawanda (14120)
$74,871 median income
- 14092
Lewiston (14092)
$72,218 median income
- 14150
Tonawanda (14150)
$71,406 median income
- 14304
Niagara Falls (14304)
$66,660 median income
- 14305
Niagara Falls (14305)
$51,004 median income
- 14303 $45,646
Niagara Falls (14303)
$45,646 median income
- 14301 $34,549
Niagara Falls (14301)
$34,549 median income
What this shows By household income, ZIP 14304 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 14305 | Niagara Falls, NY | 16,898 | 3.8 mi |
| 14301 | Niagara Falls, NY | 12,817 | 4.5 mi |
| 14072 | Grand Island, NY | 20,374 | 5.6 mi |
| 14303 | Niagara Falls, NY | 5,981 | 4.5 mi |
| 14302 | Niagara Falls, NY | 107 | 4.9 mi |
| 14092 | Lewiston, NY | 11,086 | 5.5 mi |
| 14109 | Niagara University, NY | 1,117 | 5.0 mi |
| 14132 | Sanborn, NY | 6,218 | 5.1 mi |
| 14120 | North Tonawanda, NY | 45,100 | 6.1 mi |
| 14150 | Tonawanda, NY | 41,676 | 7.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 14304, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (30,389 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Niagara County
Related Areas
Frequently Asked Questions
What county is ZIP code 14304 in?
ZIP code 14304 (Niagara Falls) is located in Niagara County, New York. Niagara County contains multiple ZIP codes, see the full list at /counties/niagara-ny.
What is the population of ZIP code 14304?
ZIP code 14304 in Niagara Falls, NY has a population of 30,389 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14304?
The median household income in ZIP 14304 is $66,660, which is 13% below the national average of $76,288.
What is the average home value in ZIP 14304?
The median home value in ZIP 14304 is $164,000, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 14304?
The largest racial group in ZIP 14304 is White at 85.5%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 14304?
ZIP code 14304 has 885 business establishments employing approximately 12,239 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14304?
The top industries by establishment count in ZIP 14304 are: Retail trade (222), Accommodation and food services (121), Health care and social assistance (88). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 14304?
According to the FHFA House Price Index, home values in ZIP 14304 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 175%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14304?
In ZIP code 14304, 58.4% of residents aged 25+ have a high school diploma or higher, and 25.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14304?
The mean commute time for workers in ZIP code 14304 is 19.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14304?
In ZIP code 14304, approximately 75.1% of occupied housing units are owner-occupied and 24.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14304?
The poverty rate in ZIP code 14304 is 13.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 14304's numbers, next.
- See how ZIP 14304 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Niagara Falls, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.