PlainZIP

Niagara Falls, NY · standard

ZIP Code 14304

Niagara County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,389
529/sq mi
$66,660
Median income
$164,000
Median home value
25.0%
Bachelor's or higher

The verdict

Niagara Falls pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

41th pct
household income, US ZIPs
32th pct
home value, US ZIPs
529
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14304 against every reporting US ZIP.

ZIP code 14304 is a densely settled ZIP (a standard USPS delivery area) in Niagara Falls, Niagara County, New York, with 30,389 residents across 57.5 square miles, a density of 529 people per square mile, in the New York time zone.

ZIP 14304 reports a modest median household income of $66,660 (28% below the New York average), while per-capita income is $36,938. Local economic indicators show a 13.3% poverty rate alongside 6.6% unemployment. On housing, the median home value is $164,000 (57% below the state average) with median rent at $971 per month, and 75.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 25.0% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 19 minutes. To put 14304 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Niagara County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 14304

Top 5 sectors by establishment count in Niagara Falls, NY

Which industries have the most business establishments in ZIP 14304.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14304, Niagara Falls, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,389

Population

57.5

Area (sq mi)

529

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14304?

43.0

Median Age

50.0%

Male

50.0%

Female

4.1%

Foreign-Born

White 85.5%
African American 3.6%
Asian 1.2%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.1%
Hispanic or Latino 4.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,660

Median Household Income

-28% vs state

$36,938

Per Capita Income

13.3%

Poverty Rate

6.6%

Unemployment Rate

19.0 min

Mean Commute Time

How ZIP 14304 ranks nationally

Niagara Falls, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,660 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.4%
Bachelor's Degree or Higher 25.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,855

Total Housing Units

13,021

Occupied Units

834

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 75.1%
Renter 24.9%

$164,000

Median Home Value

-57% vs state

$971

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

275

HPI Index (2000 = 100)

+175%

Total Change Since 2000

Home values in ZIP 14304 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +175% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 184
2021 +15.9% 213
2022 +11.8% 238
2023 +9.3% 260
2024 +5.8% 275

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 885 business establishments in ZIP 14304, employing approximately 12,239 people with a combined annual payroll of $520,622,000.

885

Businesses

12,239

Employees

$520.6M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 222 25.1%
Accommodation and food services 121 13.7%
Health care and social assistance 88 9.9%
Other services (except public administration) 84 9.5%
Construction 77 8.7%
Administrative and support and waste management and remediation services 51 5.8%
Professional, scientific, and technical services 49 5.5%
Real estate and rental and leasing 34 3.8%
Manufacturing 32 3.6%
Finance and insurance 32 3.6%
Wholesale trade 31 3.5%
Transportation and warehousing 31 3.5%
Arts, entertainment, and recreation 12 1.4%
Information 7 0.8%
Educational services 7 0.8%
Management of companies and enterprises 4 0.5%
Utilities 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14304 vs 14305 →

ZIP 14304 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14304 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14304 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14304 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14305 Niagara Falls, NY 16,898 3.8 mi
14301 Niagara Falls, NY 12,817 4.5 mi
14072 Grand Island, NY 20,374 5.6 mi
14303 Niagara Falls, NY 5,981 4.5 mi
14302 Niagara Falls, NY 107 4.9 mi
14092 Lewiston, NY 11,086 5.5 mi
14109 Niagara University, NY 1,117 5.0 mi
14132 Sanborn, NY 6,218 5.1 mi
14120 North Tonawanda, NY 45,100 6.1 mi
14150 Tonawanda, NY 41,676 7.9 mi

More ZIP Codes in Niagara County

14094 standard
Lockport, NY
Pop: 50,666
14120 standard
North Tonawanda, NY
Pop: 45,100
14305 standard
Niagara Falls, NY
Pop: 16,898
14301 standard
Niagara Falls, NY
Pop: 12,817
14092 standard
Lewiston, NY
Pop: 11,086
14132 standard
Sanborn, NY
Pop: 6,218

Related Areas

Niagara County Niagara Falls, NY New York

Frequently Asked Questions

What county is ZIP code 14304 in? ▼
ZIP code 14304 (Niagara Falls) is located in Niagara County, New York. Niagara County contains multiple ZIP codes, see the full list at /counties/niagara-ny.
What is the population of ZIP code 14304? ▼
ZIP code 14304 in Niagara Falls, NY has a population of 30,389 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14304? ▼
The median household income in ZIP 14304 is $66,660, which is 13% below the national average of $76,288.
What is the average home value in ZIP 14304? ▼
The median home value in ZIP 14304 is $164,000, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 14304? ▼
The largest racial group in ZIP 14304 is White at 85.5%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 14304? ▼
ZIP code 14304 has 885 business establishments employing approximately 12,239 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14304? ▼
The top industries by establishment count in ZIP 14304 are: Retail trade (222), Accommodation and food services (121), Health care and social assistance (88). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 14304? ▼
According to the FHFA House Price Index, home values in ZIP 14304 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 175%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14304? ▼
In ZIP code 14304, 58.4% of residents aged 25+ have a high school diploma or higher, and 25.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14304? ▼
The mean commute time for workers in ZIP code 14304 is 19.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14304? ▼
In ZIP code 14304, approximately 75.1% of occupied housing units are owner-occupied and 24.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14304? ▼
The poverty rate in ZIP code 14304 is 13.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.