PlainZIP

North Tonawanda, NY · standard

ZIP Code 14120

Niagara County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

45,100
529/sq mi
$74,871
Median income
$222,500
Median home value
31.0%
Bachelor's or higher

The verdict

North Tonawanda pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 45%
household income, US ZIPs
Top 50%
home value, US ZIPs
529
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14120 against every reporting US ZIP.

ZIP code 14120 is a densely settled ZIP (a standard USPS delivery area) in North Tonawanda, Niagara County, New York, with 45,100 residents across 85.2 square miles, a density of 529 people per square mile, in the New York time zone.

ZIP 14120 lands in the middle-income range, with a median household income of $74,871 (19% below the New York average), while per-capita income is $41,637. Local economic indicators show a 10.3% poverty rate alongside 5.1% unemployment. Median home value sits at $222,500 (41% below the state average), median rent at $954 a month, and owner-occupancy at 72.5%.

A solid share of residents have a four-year degree: 31.0% of adults hold a bachelor's degree or higher, the median age is 44.9, and the average commute is 21 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 14120, plus 6 more within Niagara County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 14120

Top 5 sectors by establishment count in North Tonawanda, NY

Which industries have the most business establishments in ZIP 14120.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14120, North Tonawanda, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

45,100

Population

85.2

Area (sq mi)

529

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14120?

44.9

Median Age

48.9%

Male

51.1%

Female

3.7%

Foreign-Born

White 91.1%
African American 2.2%
Asian 0.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,871

Median Household Income

-19% vs state

$41,637

Per Capita Income

10.3%

Poverty Rate

5.1%

Unemployment Rate

21.2 min

Mean Commute Time

How ZIP 14120 ranks nationally

North Tonawanda, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,871 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.6%
Bachelor's Degree or Higher 31.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,488

Total Housing Units

19,584

Occupied Units

904

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 72.5%
Renter 27.5%

$222,500

Median Home Value

-41% vs state

$954

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

276

HPI Index (2000 = 100)

+176%

Total Change Since 2000

Home values in ZIP 14120 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +176% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 185
2021 +13.6% 210
2022 +13.5% 238
2023 +10.4% 263
2024 +5.0% 276

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 818 business establishments in ZIP 14120, employing approximately 8,489 people with a combined annual payroll of $375,702,000.

818

Businesses

8,489

Employees

$375.7M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 119 14.6%
Retail trade 109 13.3%
Other services (except public administration) 101 12.3%
Health care and social assistance 87 10.6%
Accommodation and food services 66 8.1%
Manufacturing 61 7.5%
Administrative and support and waste management and remediation services 59 7.2%
Professional, scientific, and technical services 58 7.1%
Finance and insurance 40 4.9%
Wholesale trade 32 3.9%
Transportation and warehousing 26 3.2%
Real estate and rental and leasing 21 2.6%
Arts, entertainment, and recreation 20 2.4%
Educational services 12 1.5%
Information 3 0.4%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14120 vs 14228 →

ZIP 14120 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14120 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14120 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14120 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14228 Buffalo, NY 20,857 3.6 mi
14223 Buffalo, NY 22,665 6.9 mi
14132 Sanborn, NY 6,218 5.6 mi
14150 Tonawanda, NY 41,676 5.6 mi
14261 Buffalo, NY 5,713 5.6 mi
14068 Getzville, NY 7,150 5.1 mi
14214 Buffalo, NY 19,775 9.3 mi
14226 Buffalo, NY 29,267 7.3 mi
14304 Niagara Falls, NY 30,389 6.1 mi
14217 Buffalo, NY 23,480 7.3 mi

More ZIP Codes in Niagara County

14094 standard
Lockport, NY
Pop: 50,666
14304 standard
Niagara Falls, NY
Pop: 30,389
14305 standard
Niagara Falls, NY
Pop: 16,898
14301 standard
Niagara Falls, NY
Pop: 12,817
14092 standard
Lewiston, NY
Pop: 11,086
14132 standard
Sanborn, NY
Pop: 6,218

Related Areas

Niagara County North Tonawanda, NY New York

Frequently Asked Questions

What county is ZIP code 14120 in? ▼
ZIP code 14120 (North Tonawanda) is located in Niagara County, New York. Niagara County contains multiple ZIP codes, see the full list at /counties/niagara-ny.
What is the population of ZIP code 14120? ▼
ZIP code 14120 in North Tonawanda, NY has a population of 45,100 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14120? ▼
The median household income in ZIP 14120 is $74,871, which is 2% below the national average of $76,288.
What is the average home value in ZIP 14120? ▼
The median home value in ZIP 14120 is $222,500, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 14120? ▼
The largest racial group in ZIP 14120 is White at 91.1%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 14120? ▼
ZIP code 14120 has 818 business establishments employing approximately 8,489 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14120? ▼
The top industries by establishment count in ZIP 14120 are: Construction (119), Retail trade (109), Other services (except public administration) (101). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 14120? ▼
According to the FHFA House Price Index, home values in ZIP 14120 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 176%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14120? ▼
In ZIP code 14120, 62.6% of residents aged 25+ have a high school diploma or higher, and 31.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14120? ▼
The mean commute time for workers in ZIP code 14120 is 21.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14120? ▼
In ZIP code 14120, approximately 72.5% of occupied housing units are owner-occupied and 27.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14120? ▼
The poverty rate in ZIP code 14120 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.