North Tonawanda, NY · standard
ZIP Code 14120
Niagara County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 45,100
- 529/sq mi High-density area
- $74,871
- Median income Near-median income area
- $222,500
- Median home value Near-median home value
- 31.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
North Tonawanda pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 45%
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 529
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14120 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 14120 (North Tonawanda, NY) rose +5.0% from 2023 to 2024. The all-transactions index moved from 263.2 in 2023 to 276.3 in 2024 (2000 = 100).
ZIP code 14120 is a densely settled ZIP (a standard USPS delivery area) in North Tonawanda, Niagara County, New York, with 45,100 residents across 85.2 square miles, a density of 529 people per square mile, in the New York time zone.
ZIP 14120 lands in the middle-income range, with a median household income of $74,871 (19% below the average New York ZIP), while per-capita income is $41,637. The poverty rate is 10.3%, with unemployment at 5.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $222,500 (41% below the average New York ZIP), and median rent is $954; owner occupancy is 72.5%.
A solid share of residents have a four-year degree: 31.0% of adults hold a bachelor's degree or higher, the median age is 44.9, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Niagara County, so 14120 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 14120
Top 5 sectors by establishment count in North Tonawanda, NY
Which industries have the most business establishments in ZIP 14120.
- Construction
Construction
119 establishments
- Retail trade
Retail trade
109 establishments
- Other services (except public administration)
Other services (except public administration)
101 establishments
- Health care and social assistance
Health care and social assistance
87 establishments
- Accommodation and food services
Accommodation and food services
66 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14120, North Tonawanda, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
45,100
Population
85.2
Area (sq mi)
529
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 14120?
44.9
Median Age
48.9%
Male
51.1%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,871
Median Household Income
-19% vs state ZIP avg
$41,637
Per Capita Income
10.3%
Poverty Rate
5.1%
Unemployment Rate
21.2 min
Mean Commute Time
How ZIP 14120 ranks nationally
North Tonawanda, NY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$74,871 Top 45% higher than 55% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
20,488housing units
20,488
Total Housing Units
19,584
Occupied Units
904
Vacant Units
2.23
Avg Household Size
Occupancy Type
$222,500
Median Home Value
-41% vs state ZIP avg
$954
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.0%
YoY Change (2024)
276
HPI Index (2000 = 100)
+176%
Total Change Since 2000
Home values in ZIP 14120 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +176% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 185 |
| 2021 | +13.6% | 210 |
| 2022 | +13.5% | 238 |
| 2023 | +10.4% | 263 |
| 2024 | +5.0% | 276 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 818 business establishments in ZIP 14120, employing approximately 8,489 people with a combined annual payroll of $375,702,000.
818
Businesses
8,489
Employees
$375.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 119 | 14.6% |
| Retail trade | 109 | 13.3% |
| Other services (except public administration) | 101 | 12.3% |
| Health care and social assistance | 87 | 10.6% |
| Accommodation and food services | 66 | 8.1% |
| Manufacturing | 61 | 7.5% |
| Administrative and support and waste management and remediation services | 59 | 7.2% |
| Professional, scientific, and technical services | 58 | 7.1% |
| Finance and insurance | 40 | 4.9% |
| Wholesale trade | 32 | 3.9% |
| Transportation and warehousing | 26 | 3.2% |
| Real estate and rental and leasing | 21 | 2.6% |
| Arts, entertainment, and recreation | 20 | 2.4% |
| Educational services | 12 | 1.5% |
| Information | 3 | 0.4% |
| Management of companies and enterprises | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 14120 vs 14228 →
ZIP 14120 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14120
North Tonawanda (14120)
45,100 residents
- 14150
Tonawanda (14150)
41,676 residents
- 14304
Niagara Falls (14304)
30,389 residents
- 14226
Buffalo (14226)
29,267 residents
- 14217
Buffalo (14217)
23,480 residents
- 14223
Buffalo (14223)
22,665 residents
- 14228
Buffalo (14228)
20,857 residents
- 14214
Buffalo (14214)
19,775 residents
- 14068 7,150
Getzville (14068)
7,150 residents
What this shows Among its immediate neighbors, ZIP 14120 ranks the most populous - useful context the national average alone can't give.
ZIP 14120 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14068
Getzville (14068)
$98,750 median income
- 14132
Sanborn (14132)
$97,210 median income
- 14226
Buffalo (14226)
$84,325 median income
- 14223
Buffalo (14223)
$84,161 median income
- 14120
North Tonawanda (14120)
$74,871 median income
- 14228
Buffalo (14228)
$74,871 median income
- 14217
Buffalo (14217)
$73,800 median income
- 14150
Tonawanda (14150)
$71,406 median income
- 14304
Niagara Falls (14304)
$66,660 median income
What this shows By household income, ZIP 14120 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 14228 | Buffalo, NY | 20,857 | 3.6 mi |
| 14223 | Buffalo, NY | 22,665 | 6.9 mi |
| 14132 | Sanborn, NY | 6,218 | 5.6 mi |
| 14150 | Tonawanda, NY | 41,676 | 5.6 mi |
| 14261 | Buffalo, NY | 5,713 | 5.6 mi |
| 14068 | Getzville, NY | 7,150 | 5.1 mi |
| 14214 | Buffalo, NY | 19,775 | 9.3 mi |
| 14226 | Buffalo, NY | 29,267 | 7.3 mi |
| 14304 | Niagara Falls, NY | 30,389 | 6.1 mi |
| 14217 | Buffalo, NY | 23,480 | 7.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 14120, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (45,100 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Niagara County
Related Areas
Frequently Asked Questions
What county is ZIP code 14120 in?
ZIP code 14120 (North Tonawanda) is located in Niagara County, New York. Niagara County contains multiple ZIP codes, see the full list at /counties/niagara-ny.
What is the population of ZIP code 14120?
ZIP code 14120 in North Tonawanda, NY has a population of 45,100 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14120?
The median household income in ZIP 14120 is $74,871, which is 2% below the national average of $76,288.
What is the average home value in ZIP 14120?
The median home value in ZIP 14120 is $222,500, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 14120?
The largest racial group in ZIP 14120 is White at 91.1%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 14120?
ZIP code 14120 has 818 business establishments employing approximately 8,489 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14120?
The top industries by establishment count in ZIP 14120 are: Construction (119), Retail trade (109), Other services (except public administration) (101). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 14120?
According to the FHFA House Price Index, home values in ZIP 14120 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 176%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14120?
In ZIP code 14120, 62.6% of residents aged 25+ have a high school diploma or higher, and 31.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14120?
The mean commute time for workers in ZIP code 14120 is 21.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14120?
In ZIP code 14120, approximately 72.5% of occupied housing units are owner-occupied and 27.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14120?
The poverty rate in ZIP code 14120 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 14120's numbers, next.
- See how ZIP 14120 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where North Tonawanda, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.