Rochester, NY · standard
ZIP Code 14609
Monroe County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 42,571
- 2,265/sq mi High-density area
- $64,603
- Median income Near-median income area
- $161,600
- Median home value Below-median home value
- 33.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Rochester pairs a below-median household income with below-median home values, in a suburban-density, homeowner-dominated area.
- 38th pct
- household income, US ZIPs
- 30th pct
- home value, US ZIPs
- 2,265
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14609 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 14609 (Rochester, NY) rose +10.9% from 2023 to 2024. The all-transactions index moved from 260.6 in 2023 to 289.1 in 2024 (2000 = 100).
ZIP code 14609 is a densely settled ZIP (a standard USPS delivery area) in Rochester, Monroe County, New York, with 42,571 residents across 18.8 square miles, a density of 2,265 people per square mile, in the New York time zone.
ZIP 14609 reports a modest median household income of $64,603 (30% below the average New York ZIP), while per-capita income is $36,073. The poverty rate is 17.7%, with unemployment at 7.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $161,600 (57% below the average New York ZIP), and median rent is $1,177; owner occupancy is 63.9%.
A solid share of residents have a four-year degree: 33.2% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Monroe County, so 14609 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 14609
Top 5 sectors by establishment count in Rochester, NY
Which industries have the most business establishments in ZIP 14609.
- Retail trade
Retail trade
90 establishments
- Construction
Construction
82 establishments
- Accommodation and food services
Accommodation and food services
81 establishments
- Health care and social assistance
Health care and social assistance
66 establishments
- Other services (except public administration)
Other services (except public administration)
51 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14609, Rochester, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
42,571
Population
18.8
Area (sq mi)
2,265
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 14609?
37.1
Median Age
45.2%
Male
54.8%
Female
7.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,603
Median Household Income
-30% vs state ZIP avg
$36,073
Per Capita Income
17.7%
Poverty Rate
7.4%
Unemployment Rate
19.7 min
Mean Commute Time
How ZIP 14609 ranks nationally
Rochester, NY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$64,603 38th percentile higher than 38% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
19,353housing units
19,353
Total Housing Units
17,785
Occupied Units
1,568
Vacant Units
2.25
Avg Household Size
Occupancy Type
$161,600
Median Home Value
-57% vs state ZIP avg
$1,177
Median Rent
1945
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.9%
YoY Change (2024)
289
HPI Index (2000 = 100)
+189%
Total Change Since 2000
Home values in ZIP 14609 have increased 10.9% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.0% | 177 |
| 2021 | +15.7% | 204 |
| 2022 | +14.8% | 234 |
| 2023 | +11.2% | 261 |
| 2024 | +10.9% | 289 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 591 business establishments in ZIP 14609, employing approximately 6,041 people with a combined annual payroll of $321,937,000.
591
Businesses
6,041
Employees
$321.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 90 | 15.2% |
| Construction | 82 | 13.9% |
| Accommodation and food services | 81 | 13.7% |
| Health care and social assistance | 66 | 11.2% |
| Other services (except public administration) | 51 | 8.6% |
| Administrative and support and waste management and remediation services | 45 | 7.6% |
| Professional, scientific, and technical services | 37 | 6.3% |
| Manufacturing | 30 | 5.1% |
| Real estate and rental and leasing | 27 | 4.6% |
| Wholesale trade | 25 | 4.2% |
| Finance and insurance | 17 | 2.9% |
| Transportation and warehousing | 16 | 2.7% |
| Arts, entertainment, and recreation | 10 | 1.7% |
| Educational services | 8 | 1.4% |
| Information | 5 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 14609 vs 14622 →
ZIP 14609 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14609
Rochester (14609)
42,571 residents
- 14621
Rochester (14621)
33,802 residents
- 14618
Rochester (14618)
22,920 residents
- 14617
Rochester (14617)
22,789 residents
- 14607 16,223
Rochester (14607)
16,223 residents
- 14610 14,233
Rochester (14610)
14,233 residents
- 14605 12,610
Rochester (14605)
12,610 residents
- 14622 12,108
Rochester (14622)
12,108 residents
- 14625 10,387
Rochester (14625)
10,387 residents
What this shows Among its immediate neighbors, ZIP 14609 ranks the most populous - useful context the national average alone can't give.
ZIP 14609 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14618
Rochester (14618)
$125,098 median income
- 14625
Rochester (14625)
$110,865 median income
- 14617
Rochester (14617)
$90,192 median income
- 14610
Rochester (14610)
$85,961 median income
- 14622
Rochester (14622)
$75,439 median income
- 14609
Rochester (14609)
$64,603 median income
- 14614
Rochester (14614)
$62,500 median income
- 14607
Rochester (14607)
$59,787 median income
- 14604
Rochester (14604)
$52,105 median income
What this shows By household income, ZIP 14609 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 14622 | Rochester, NY | 12,108 | 2.5 mi |
| 14610 | Rochester, NY | 14,233 | 2.4 mi |
| 14605 | Rochester, NY | 12,610 | 2.6 mi |
| 14607 | Rochester, NY | 16,223 | 2.5 mi |
| 14621 | Rochester, NY | 33,802 | 2.7 mi |
| 14618 | Rochester, NY | 22,920 | 4.5 mi |
| 14604 | Rochester, NY | 1,743 | 3.0 mi |
| 14625 | Rochester, NY | 10,387 | 3.1 mi |
| 14614 | Rochester, NY | 1,224 | 3.4 mi |
| 14617 | Rochester, NY | 22,789 | 3.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 14609, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (42,571 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monroe County
Related Areas
Frequently Asked Questions
What county is ZIP code 14609 in?
ZIP code 14609 (Rochester) is located in Monroe County, New York. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-ny.
What is the population of ZIP code 14609?
ZIP code 14609 in Rochester, NY has a population of 42,571 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14609?
The median household income in ZIP 14609 is $64,603, which is 15% below the national average of $76,288.
What is the average home value in ZIP 14609?
The median home value in ZIP 14609 is $161,600, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 14609?
The largest racial group in ZIP 14609 is White at 48.1%. Hispanic or Latino residents make up 18.9% of the population.
How many businesses are in ZIP code 14609?
ZIP code 14609 has 591 business establishments employing approximately 6,041 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14609?
The top industries by establishment count in ZIP 14609 are: Retail trade (90), Construction (82), Accommodation and food services (81). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 14609?
According to the FHFA House Price Index, home values in ZIP 14609 increased by 10.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14609?
In ZIP code 14609, 59.9% of residents aged 25+ have a high school diploma or higher, and 33.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14609?
The mean commute time for workers in ZIP code 14609 is 19.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14609?
In ZIP code 14609, approximately 63.9% of occupied housing units are owner-occupied and 36.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14609?
The poverty rate in ZIP code 14609 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 14609's numbers, next.
- See how ZIP 14609 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rochester, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.