PlainZIP

Olean, NY · standard

ZIP Code 14760

Cattaraugus County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,775
114/sq mi
$54,929
Median income
$94,600
Median home value
28.5%
Bachelor's or higher

The verdict

Olean pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

21th pct
household income, US ZIPs
8th pct
home value, US ZIPs
114
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14760 against every reporting US ZIP.

ZIP code 14760 is a mid-sized community (a standard USPS delivery area) in Olean, Cattaraugus County, New York, home to 18,775 residents across 164.3 square miles, a density of 114 people per square mile, in the New York time zone.

ZIP 14760 reports a modest median household income of $54,929 (41% below the New York average), while per-capita income is $32,530. Poverty here runs at 23.8%, with unemployment measured at 6.1%. The typical home here is valued at $94,600 (75% below the state average); renters pay a median of $785 monthly, and 61.6% of units are owner-occupied.

Educational attainment sits below the national norm: 28.5% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 16 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cattaraugus County, so you can benchmark 14760 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 14760

Top 5 sectors by establishment count in Olean, NY

Which industries have the most business establishments in ZIP 14760.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14760, Olean, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,775

Population

164.3

Area (sq mi)

114

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14760?

43.0

Median Age

50.3%

Male

49.7%

Female

2.5%

Foreign-Born

White 87.9%
African American 2.8%
Asian 2.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 0.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,929

Median Household Income

-41% vs state

$32,530

Per Capita Income

23.8%

Poverty Rate

6.1%

Unemployment Rate

15.7 min

Mean Commute Time

How ZIP 14760 ranks nationally

Olean, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,929 21st percentile higher than 21% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.9%
Bachelor's Degree or Higher 28.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,065

Total Housing Units

8,092

Occupied Units

973

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 61.6%
Renter 38.4%

$94,600

Median Home Value

-75% vs state

$785

Median Rent

1941

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.9%

YoY Change (2024)

195

HPI Index (2000 = 100)

+95%

Total Change Since 2000

Home values in ZIP 14760 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +95% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.5% 128
2021 +14.6% 147
2022 +17.8% 173
2023 +8.8% 188
2024 +3.9% 195

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 558 business establishments in ZIP 14760, employing approximately 8,728 people with a combined annual payroll of $458,116,000.

558

Businesses

8,728

Employees

$458.1M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 119 21.3%
Health care and social assistance 91 16.3%
Accommodation and food services 71 12.7%
Other services (except public administration) 61 10.9%
Professional, scientific, and technical services 37 6.6%
Finance and insurance 30 5.4%
Construction 27 4.8%
Wholesale trade 23 4.1%
Manufacturing 19 3.4%
Administrative and support and waste management and remediation services 17 3.0%
Information 15 2.7%
Real estate and rental and leasing 15 2.7%
Management of companies and enterprises 8 1.4%
Transportation and warehousing 7 1.3%
Educational services 7 1.3%
Arts, entertainment, and recreation 6 1.1%
Utilities 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14760 vs 14788 →

ZIP 14760 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14760 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14760 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14760 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14788 Westons Mills, NY 163 1.9 mi
14778 Saint Bonaventure, NY 1,453 3.6 mi
14743 Hinsdale, NY 1,783 9.0 mi
14770 Portville, NY 2,963 6.0 mi
14706 Allegany, NY 6,356 6.4 mi
16731 Eldred, PA 2,818 9.1 mi
16729 Duke Center, PA 761 8.3 mi
14721 Ceres, NY 230 8.6 mi
16727 Derrick City, PA 211 8.7 mi
14727 Cuba, NY 5,450 11.2 mi

More ZIP Codes in Cattaraugus County

14779 standard
Salamanca, NY
Pop: 6,932
14706 standard
Allegany, NY
Pop: 6,356
14772 standard
Randolph, NY
Pop: 4,255
14737 standard
Franklinville, NY
Pop: 4,252
14042 standard
Delevan, NY
Pop: 3,969
14719 standard
Cattaraugus, NY
Pop: 3,497

Related Areas

Cattaraugus County Olean, NY New York

Frequently Asked Questions

What county is ZIP code 14760 in? ▼
ZIP code 14760 (Olean) is located in Cattaraugus County, New York. Cattaraugus County contains multiple ZIP codes, see the full list at /counties/cattaraugus-ny.
What is the population of ZIP code 14760? ▼
ZIP code 14760 in Olean, NY has a population of 18,775 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14760? ▼
The median household income in ZIP 14760 is $54,929, which is 28% below the national average of $76,288.
What is the average home value in ZIP 14760? ▼
The median home value in ZIP 14760 is $94,600, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 14760? ▼
The largest racial group in ZIP 14760 is White at 87.9%. Hispanic or Latino residents make up 0.9% of the population.
How many businesses are in ZIP code 14760? ▼
ZIP code 14760 has 558 business establishments employing approximately 8,728 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14760? ▼
The top industries by establishment count in ZIP 14760 are: Retail trade (119), Health care and social assistance (91), Accommodation and food services (71). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 14760? ▼
According to the FHFA House Price Index, home values in ZIP 14760 increased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 95%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14760? ▼
In ZIP code 14760, 65.9% of residents aged 25+ have a high school diploma or higher, and 28.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14760? ▼
The mean commute time for workers in ZIP code 14760 is 15.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14760? ▼
In ZIP code 14760, approximately 61.6% of occupied housing units are owner-occupied and 38.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14760? ▼
The poverty rate in ZIP code 14760 is 23.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.