Eldred, PA · standard
ZIP Code 16731
McKean County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,818
- 18/sq mi Moderate-density area
- $61,991
- Median income Below-median income area
- $107,500
- Median home value Below-median home value
- 18.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Eldred pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 33rd pct
- household income, US ZIPs
- 12th pct
- home value, US ZIPs
- 18
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 16731 against every reporting US ZIP.
ZIP code 16731 covers 154.0 square miles in Eldred, McKean County, Pennsylvania (a standard USPS delivery area), with a modest 2,818 residents on file, a density of 18 people per square mile, in the New York time zone.
ZIP 16731 reports a modest median household income of $61,991 (20% below the average Pennsylvania ZIP), while per-capita income is $37,845. The poverty rate is 11.7%, with unemployment at 8.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $107,500 (53% below the average Pennsylvania ZIP), and median rent is $693; owner occupancy is 79.0%.
Educational attainment sits below the national norm: 18.5% of adults hold a bachelor's degree or higher, the median age is 51.7, and the average commute is 27 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in McKean County, so 16731 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 16731
Top 5 sectors by establishment count in Eldred, PA
Which industries have the most business establishments in ZIP 16731.
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Retail trade
Retail trade
6 establishments
- Health care and social assistance
Health care and social assistance
4 establishments
- Construction 3
Construction
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 16731, Eldred, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,818
Population
154.0
Area (sq mi)
18
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 16731?
51.7
Median Age
53.6%
Male
46.4%
Female
0.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,991
Median Household Income
-20% vs state ZIP avg
$37,845
Per Capita Income
11.7%
Poverty Rate
8.4%
Unemployment Rate
27.0 min
Mean Commute Time
How ZIP 16731 ranks among Pennsylvania ZIPs
Eldred, PA household income vs. every Pennsylvania ZIP code
Median household income among 1,642 reporting Pennsylvania ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,991 30th percentile higher than 30% of 1,642 Pennsylvania ZIPs
Each bar is a $20K-wide band; taller bars hold more Pennsylvania ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,330housing units
1,330
Total Housing Units
1,171
Occupied Units
159
Vacant Units
2.05
Avg Household Size
Occupancy Type
$107,500
Median Home Value
-53% vs state ZIP avg
$693
Median Rent
1961
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 34 business establishments in ZIP 16731, employing approximately 240 people with a combined annual payroll of $7,249,000.
34
Businesses
240
Employees
$7.2M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 8 | 23.5% |
| Retail trade | 6 | 17.6% |
| Health care and social assistance | 4 | 11.8% |
| Construction | 3 | 8.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 16731 vs 16729 →
ZIP 16731 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14760
Olean (14760)
18,775 residents
- 14770 2,963
Portville (14770)
2,963 residents
- 16731 2,818
Eldred (16731)
2,818 residents
- 14778 1,453
Saint Bonaventure (14778)
1,453 residents
- 16729 761
Duke Center (16729)
761 residents
- 16745 611
Rixford (16745)
611 residents
- 16750 417
Turtlepoint (16750)
417 residents
- 14721 230
Ceres (14721)
230 residents
- 14788 163
Westons Mills (14788)
163 residents
What this shows Among its immediate neighbors, ZIP 16731 ranks #3 by population - useful context the national average alone can't give.
ZIP 16731 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 16750
Turtlepoint (16750)
$122,689 median income
- 14788
Westons Mills (14788)
$66,000 median income
- 16731
Eldred (16731)
$61,991 median income
- 16729
Duke Center (16729)
$57,574 median income
- 14770
Portville (14770)
$56,910 median income
- 14760
Olean (14760)
$54,929 median income
- 16745 $48,929
Rixford (16745)
$48,929 median income
- 14721 $40,250
Ceres (14721)
$40,250 median income
What this shows By household income, ZIP 16731 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 16729 | Duke Center, PA | 761 | 5.3 mi |
| 14788 | Westons Mills, NY | 163 | 8.1 mi |
| 16745 | Rixford, PA | 611 | 5.8 mi |
| 16750 | Turtlepoint, PA | 417 | 5.9 mi |
| 14760 | Olean, NY | 18,775 | 9.1 mi |
| 14770 | Portville, NY | 2,963 | 7.6 mi |
| 14721 | Ceres, NY | 230 | 7.3 mi |
| 16730 | East Smethport, PA | 121 | 9.2 mi |
| 14778 | Saint Bonaventure, NY | 1,453 | 10.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 16731, both outside PA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,818 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in McKean County
Related Areas
Frequently Asked Questions
What county is ZIP code 16731 in?
ZIP code 16731 (Eldred) is located in McKean County, Pennsylvania. McKean County contains multiple ZIP codes, see the full list at /counties/mckean-pa.
What is the population of ZIP code 16731?
ZIP code 16731 in Eldred, PA has a population of 2,818 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 16731?
The median household income in ZIP 16731 is $61,991, which is 19% below the national average of $76,288.
What is the average home value in ZIP 16731?
The median home value in ZIP 16731 is $107,500, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 16731?
The largest racial group in ZIP 16731 is White at 97.9%. Hispanic or Latino residents make up 0.7% of the population.
How many businesses are in ZIP code 16731?
ZIP code 16731 has 34 business establishments employing approximately 240 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 16731?
The top industries by establishment count in ZIP 16731 are: Other services (except public administration) (8), Retail trade (6), Health care and social assistance (4). There are 4 industry sectors represented in total.
What is the education level in ZIP code 16731?
In ZIP code 16731, 64.2% of residents aged 25+ have a high school diploma or higher, and 18.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 16731?
The mean commute time for workers in ZIP code 16731 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 16731?
In ZIP code 16731, approximately 79.0% of occupied housing units are owner-occupied and 21.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 16731?
The poverty rate in ZIP code 16731 is 11.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 16731's numbers, next.
- See how ZIP 16731 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Eldred, PA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.