PlainZIP

Eldred, PA · standard

ZIP Code 16731

McKean County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,818
18/sq mi
$61,991
Median income
$107,500
Median home value
18.5%
Bachelor's or higher

The verdict

Eldred pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

33th pct
household income, US ZIPs
12th pct
home value, US ZIPs
18
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 16731 against every reporting US ZIP.

ZIP code 16731 covers 154.0 square miles in Eldred, McKean County, Pennsylvania (a standard USPS delivery area), with a modest 2,818 residents on file, a density of 18 people per square mile, in the New York time zone.

ZIP 16731 reports a modest median household income of $61,991 (20% below the Pennsylvania average), while per-capita income is $37,845. 11.7% of residents live below the poverty line, and the unemployment rate reads 8.4%. Housing costs here run $107,500 for a typical home value (53% below the state average), with rent averaging $693 a month; 79.0% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.5% of adults hold a bachelor's degree or higher, the median age is 51.7, and the average commute is 27 minutes. Beyond these figures, 9 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing McKean County, letting you compare 16731 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 16731

Top 5 sectors by establishment count in Eldred, PA

Which industries have the most business establishments in ZIP 16731.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 16731, Eldred, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,818

Population

154.0

Area (sq mi)

18

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 16731?

51.7

Median Age

53.6%

Male

46.4%

Female

0.8%

Foreign-Born

White 97.9%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.9%
Hispanic or Latino 0.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,991

Median Household Income

-20% vs state

$37,845

Per Capita Income

11.7%

Poverty Rate

8.4%

Unemployment Rate

27.0 min

Mean Commute Time

How ZIP 16731 ranks nationally

Eldred, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,991 33rd percentile higher than 33% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.2%
Bachelor's Degree or Higher 18.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,330

Total Housing Units

1,171

Occupied Units

159

Vacant Units

2.05

Avg Household Size

Occupancy Type

Owner 79.0%
Renter 21.0%

$107,500

Median Home Value

-53% vs state

$693

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 34 business establishments in ZIP 16731, employing approximately 240 people with a combined annual payroll of $7,249,000.

34

Businesses

240

Employees

$7.2M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 8 23.5%
Retail trade 6 17.6%
Health care and social assistance 4 11.8%
Construction 3 8.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 16731 vs 16729 →

ZIP 16731 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 16731 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 16731 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 16731 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
16729 Duke Center, PA 761 5.3 mi
14788 Westons Mills, NY 163 8.1 mi
16745 Rixford, PA 611 5.8 mi
16750 Turtlepoint, PA 417 5.9 mi
14760 Olean, NY 18,775 9.1 mi
14770 Portville, NY 2,963 7.6 mi
14721 Ceres, NY 230 7.3 mi
16730 East Smethport, PA 121 9.2 mi
14778 Saint Bonaventure, NY 1,453 10.7 mi

More ZIP Codes in McKean County

16701 standard
Bradford, PA
Pop: 17,980
16735 standard
Kane, PA
Pop: 6,309
16749 standard
Smethport, PA
Pop: 4,319
16743 standard
Port Allegany, PA
Pop: 3,942
16738 standard
Lewis Run, PA
Pop: 2,679
16740 standard
Mount Jewett, PA
Pop: 1,032

Related Areas

McKean County Eldred, PA Pennsylvania

Frequently Asked Questions

What county is ZIP code 16731 in? ▼
ZIP code 16731 (Eldred) is located in McKean County, Pennsylvania. McKean County contains multiple ZIP codes, see the full list at /counties/mckean-pa.
What is the population of ZIP code 16731? ▼
ZIP code 16731 in Eldred, PA has a population of 2,818 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 16731? ▼
The median household income in ZIP 16731 is $61,991, which is 19% below the national average of $76,288.
What is the average home value in ZIP 16731? ▼
The median home value in ZIP 16731 is $107,500, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 16731? ▼
The largest racial group in ZIP 16731 is White at 97.9%. Hispanic or Latino residents make up 0.7% of the population.
How many businesses are in ZIP code 16731? ▼
ZIP code 16731 has 34 business establishments employing approximately 240 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 16731? ▼
The top industries by establishment count in ZIP 16731 are: Other services (except public administration) (8), Retail trade (6), Health care and social assistance (4). There are 4 industry sectors represented in total.
What is the education level in ZIP code 16731? ▼
In ZIP code 16731, 64.2% of residents aged 25+ have a high school diploma or higher, and 18.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 16731? ▼
The mean commute time for workers in ZIP code 16731 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 16731? ▼
In ZIP code 16731, approximately 79.0% of occupied housing units are owner-occupied and 21.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 16731? ▼
The poverty rate in ZIP code 16731 is 11.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.