Bedford, PA · standard
ZIP Code 15522
Bedford County, Pennsylvania — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,036
- 25/sq mi
- $57,029
- Median income
- $197,200
- Median home value
- 19.5%
- Bachelor's or higher
The verdict
Bedford pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 24th pct
- household income, US ZIPs
- 43th pct
- home value, US ZIPs
- 25
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 15522 against every reporting US ZIP.
ZIP code 15522 is classified by USPS as a standard delivery area and covers roughly 485.3 square miles in Bedford, Bedford County, Pennsylvania. The area is home to 12,036 residents, producing a population density of 25 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 15522 against Pennsylvania and the nation.
On the economic side, the median household income for ZIP 15522 sits at $57,029 (27% below the Pennsylvania average), while per-capita income is $34,990. The poverty rate stands at 7.3% and the unemployment rate at 3.8%. On housing, the median home value is $197,200 (13% below the state average) with median rent at $817 per month, and 74.6% of occupied units are owner-occupied, a direct signal of whether 15522 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 19.5% of adults hold a bachelor's degree or higher, the median age is 50.7, and the average commute is 21 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bedford County, so you can benchmark 15522 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 15522
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 15522.
- Retail trade
Retail trade
82 establishments
- Other services (except public administration)
Other services (except public administration)
61 establishments
- Finance and insurance
Finance and insurance
50 establishments
- Accommodation and food services
Accommodation and food services
44 establishments
- Health care and social assistance
Health care and social assistance
41 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 15522, Bedford, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
12,036
Population
485.3
Area (sq mi)
25
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 15522?
50.7
Median Age
51.1%
Male
48.9%
Female
1.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,029
Median Household Income
-27% vs state
$34,990
Per Capita Income
7.3%
Poverty Rate
3.8%
Unemployment Rate
20.7 min
Mean Commute Time
How ZIP 15522 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$57,029 24th percentile higher than 24% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,949
Total Housing Units
5,064
Occupied Units
885
Vacant Units
2.15
Avg Household Size
Occupancy Type
$197,200
Median Home Value
-13% vs state
$817
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+17.4%
YoY Change (2024)
250
HPI Index (2000 = 100)
+150%
Total Change Since 2000
Home values in ZIP 15522 have increased 17.4% over the past year (2024). Since 2000, this ZIP has seen +150% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.4% | 167 |
| 2021 | +9.6% | 183 |
| 2022 | +12.0% | 205 |
| 2023 | +3.7% | 213 |
| 2024 | +17.4% | 250 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 434 business establishments in ZIP 15522, employing approximately 6,645 people with a combined annual payroll of $306,382,000.
434
Businesses
6,645
Employees
$306.4M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 82 | 18.9% |
| Other services (except public administration) | 61 | 14.1% |
| Finance and insurance | 50 | 11.5% |
| Accommodation and food services | 44 | 10.1% |
| Health care and social assistance | 41 | 9.4% |
| Construction | 29 | 6.7% |
| Manufacturing | 26 | 6.0% |
| Professional, scientific, and technical services | 22 | 5.1% |
| Transportation and warehousing | 21 | 4.8% |
| Administrative and support and waste management and remediation services | 17 | 3.9% |
| Wholesale trade | 14 | 3.2% |
| Information | 7 | 1.6% |
| Real estate and rental and leasing | 7 | 1.6% |
| Arts, entertainment, and recreation | 6 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 15522 vs 15550 →
ZIP 15522 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 15522
Bedford (15522)
12,036 residents
- 15535 2,203
Clearville (15535)
2,203 residents
- 15559 1,968
Schellsburg (15559)
1,968 residents
- 15550 1,699
Manns Choice (15550)
1,699 residents
- 15534 932
Buffalo Mills (15534)
932 residents
What this shows Among its immediate neighbors, ZIP 15522 ranks the most populous — useful context the national average alone can't give.
ZIP 15522 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 15559
Schellsburg (15559)
$61,902 median income
- 15535
Clearville (15535)
$57,212 median income
- 15522
Bedford (15522)
$57,029 median income
- 15550
Manns Choice (15550)
$53,750 median income
- 15534
Buffalo Mills (15534)
$49,191 median income
What this shows By household income, ZIP 15522 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Bedford County
Related Areas
Frequently Asked Questions
What county is ZIP code 15522 in? ▼
What is the population of ZIP code 15522? ▼
What is the median household income in ZIP 15522? ▼
What is the average home value in ZIP 15522? ▼
What is the demographic makeup of ZIP 15522? ▼
How many businesses are in ZIP code 15522? ▼
What are the main industries in ZIP code 15522? ▼
How have home values changed in ZIP code 15522? ▼
What is the education level in ZIP code 15522? ▼
What is the average commute time in ZIP 15522? ▼
What percentage of residents own vs. rent in ZIP 15522? ▼
What is the poverty rate in ZIP code 15522? ▼
ZIP Code Research Guides
Official Data Resources for Bedford, PA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.