PlainZIP

Bedford, PA · standard

ZIP Code 15522

Bedford County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,036
25/sq mi
$57,029
Median income
$197,200
Median home value
19.5%
Bachelor's or higher

The verdict

Bedford pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
43th pct
home value, US ZIPs
25
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 15522 against every reporting US ZIP.

ZIP code 15522 is a mid-sized community (a standard USPS delivery area) in Bedford, Bedford County, Pennsylvania, home to 12,036 residents across 485.3 square miles, a density of 25 people per square mile, in the New York time zone.

ZIP 15522 reports a modest median household income of $57,029 (27% below the Pennsylvania average), while per-capita income is $34,990. The poverty rate stands at 7.3% and the unemployment rate at 3.8%. Housing costs here run $197,200 for a typical home value (13% below the state average), with rent averaging $817 a month; 74.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 19.5% of adults hold a bachelor's degree or higher, the median age is 50.7, and the average commute is 21 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 15522, plus 6 more within Bedford County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 15522

Top 5 sectors by establishment count in Bedford, PA

Which industries have the most business establishments in ZIP 15522.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 15522, Bedford, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,036

Population

485.3

Area (sq mi)

25

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 15522?

50.7

Median Age

51.1%

Male

48.9%

Female

1.5%

Foreign-Born

White 95.3%
African American 0.9%
Asian 1.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,029

Median Household Income

-27% vs state

$34,990

Per Capita Income

7.3%

Poverty Rate

3.8%

Unemployment Rate

20.7 min

Mean Commute Time

How ZIP 15522 ranks nationally

Bedford, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,029 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 19.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,949

Total Housing Units

5,064

Occupied Units

885

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 74.6%
Renter 25.4%

$197,200

Median Home Value

-13% vs state

$817

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.4%

YoY Change (2024)

250

HPI Index (2000 = 100)

+150%

Total Change Since 2000

Home values in ZIP 15522 have increased 17.4% over the past year (2024). Since 2000, this ZIP has seen +150% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.4% 167
2021 +9.6% 183
2022 +12.0% 205
2023 +3.7% 213
2024 +17.4% 250

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 434 business establishments in ZIP 15522, employing approximately 6,645 people with a combined annual payroll of $306,382,000.

434

Businesses

6,645

Employees

$306.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 82 18.9%
Other services (except public administration) 61 14.1%
Finance and insurance 50 11.5%
Accommodation and food services 44 10.1%
Health care and social assistance 41 9.4%
Construction 29 6.7%
Manufacturing 26 6.0%
Professional, scientific, and technical services 22 5.1%
Transportation and warehousing 21 4.8%
Administrative and support and waste management and remediation services 17 3.9%
Wholesale trade 14 3.2%
Information 7 1.6%
Real estate and rental and leasing 7 1.6%
Arts, entertainment, and recreation 6 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 15522 vs 15550 →

ZIP 15522 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 15522 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 15522 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 15522 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
15550 Manns Choice, PA 1,699 5.5 mi
15534 Buffalo Mills, PA 932 8.5 mi
15535 Clearville, PA 2,203 10.1 mi
15559 Schellsburg, PA 1,968 10.0 mi

More ZIP Codes in Bedford County

15537 standard
Everett, PA
Pop: 7,952
15545 standard
Hyndman, PA
Pop: 2,879
16678 standard
Saxton, PA
Pop: 2,689
15554 standard
New Paris, PA
Pop: 2,553
15535 standard
Clearville, PA
Pop: 2,203
16664 standard
New Enterprise, PA
Pop: 2,104

Related Areas

Bedford County Bedford, PA Pennsylvania

Frequently Asked Questions

What county is ZIP code 15522 in? ▼
ZIP code 15522 (Bedford) is located in Bedford County, Pennsylvania. Bedford County contains multiple ZIP codes, see the full list at /counties/bedford-pa.
What is the population of ZIP code 15522? ▼
ZIP code 15522 in Bedford, PA has a population of 12,036 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 15522? ▼
The median household income in ZIP 15522 is $57,029, which is 25% below the national average of $76,288.
What is the average home value in ZIP 15522? ▼
The median home value in ZIP 15522 is $197,200, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 15522? ▼
The largest racial group in ZIP 15522 is White at 95.3%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 15522? ▼
ZIP code 15522 has 434 business establishments employing approximately 6,645 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 15522? ▼
The top industries by establishment count in ZIP 15522 are: Retail trade (82), Other services (except public administration) (61), Finance and insurance (50). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 15522? ▼
According to the FHFA House Price Index, home values in ZIP 15522 increased by 17.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 150%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 15522? ▼
In ZIP code 15522, 62.1% of residents aged 25+ have a high school diploma or higher, and 19.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 15522? ▼
The mean commute time for workers in ZIP code 15522 is 20.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 15522? ▼
In ZIP code 15522, approximately 74.6% of occupied housing units are owner-occupied and 25.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 15522? ▼
The poverty rate in ZIP code 15522 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.