PlainZIP

Bellefonte, PA · standard

ZIP Code 16823

Centre County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,617
80/sq mi
$76,245
Median income
$272,800
Median home value
28.0%
Bachelor's or higher

The verdict

Bellefonte pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
Top 38%
home value, US ZIPs
80
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 16823 against every reporting US ZIP.

ZIP code 16823 is a densely settled ZIP (a standard USPS delivery area) in Bellefonte, Centre County, Pennsylvania, with 26,617 residents across 332.3 square miles, a density of 80 people per square mile, in the New York time zone.

ZIP 16823 lands in the middle-income range, with a median household income of $76,245 (2% below the Pennsylvania average), while per-capita income is $38,332. Poverty here runs at 7.6%, with unemployment measured at 3.3%. The typical home here is valued at $272,800 (20% above the state average); renters pay a median of $1,045 monthly, and 70.5% of units are owner-occupied.

Educational attainment sits below the national norm: 28.0% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is 21 minutes. To put 16823 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Centre County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 16823

Top 5 sectors by establishment count in Bellefonte, PA

Which industries have the most business establishments in ZIP 16823.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 16823, Bellefonte, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,617

Population

332.3

Area (sq mi)

80

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 16823?

44.1

Median Age

57.3%

Male

42.7%

Female

2.6%

Foreign-Born

White 85.7%
African American 7.3%
Asian 1.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,245

Median Household Income

-2% vs state

$38,332

Per Capita Income

7.6%

Poverty Rate

3.3%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 16823 ranks nationally

Bellefonte, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,245 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.1%
Bachelor's Degree or Higher 28.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,977

Total Housing Units

11,293

Occupied Units

684

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 70.5%
Renter 29.5%

$272,800

Median Home Value

+20% vs state

$1,045

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.4%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 16823 have decreased 0.4% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 187
2021 +5.9% 198
2022 +9.5% 217
2023 +10.4% 239
2024 -0.4% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 498 business establishments in ZIP 16823, employing approximately 5,730 people with a combined annual payroll of $291,205,000.

498

Businesses

5,730

Employees

$291.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 61 12.3%
Health care and social assistance 60 12.1%
Other services (except public administration) 58 11.7%
Construction 51 10.2%
Professional, scientific, and technical services 46 9.2%
Accommodation and food services 45 9.0%
Manufacturing 34 6.8%
Administrative and support and waste management and remediation services 31 6.2%
Transportation and warehousing 27 5.4%
Finance and insurance 23 4.6%
Wholesale trade 20 4.0%
Real estate and rental and leasing 16 3.2%
Arts, entertainment, and recreation 11 2.2%
Information 4 0.8%
Mining, quarrying, and oil and gas extraction 3 0.6%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 16823 vs 16853 →

ZIP 16823 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 16823 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 16823 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 16823 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
16853 Milesburg, PA 300 0.7 mi
16851 Lemont, PA 866 8.0 mi
16835 Fleming, PA 238 5.8 mi
16841 Howard, PA 5,934 8.0 mi
16828 Centre Hall, PA 4,478 9.7 mi
16802 University Park, PA 12,764 10.4 mi
16803 State College, PA 23,685 11.5 mi
16829 Clarence, PA 666 11.9 mi

More ZIP Codes in Centre County

16801 standard
State College, PA
Pop: 42,812
16803 standard
State College, PA
Pop: 23,685
16802 standard
University Park, PA
Pop: 12,764
16866 standard
Philipsburg, PA
Pop: 9,881
16870 standard
Port Matilda, PA
Pop: 7,046
16841 standard
Howard, PA
Pop: 5,934

Related Areas

Centre County Bellefonte, PA Pennsylvania

Frequently Asked Questions

What county is ZIP code 16823 in? ▼
ZIP code 16823 (Bellefonte) is located in Centre County, Pennsylvania. Centre County contains multiple ZIP codes, see the full list at /counties/centre-pa.
What is the population of ZIP code 16823? ▼
ZIP code 16823 in Bellefonte, PA has a population of 26,617 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 16823? ▼
The median household income in ZIP 16823 is $76,245, which is 0% below the national average of $76,288.
What is the average home value in ZIP 16823? ▼
The median home value in ZIP 16823 is $272,800, which is 2% below the national average of $278,155.
What is the demographic makeup of ZIP 16823? ▼
The largest racial group in ZIP 16823 is White at 85.7%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 16823? ▼
ZIP code 16823 has 498 business establishments employing approximately 5,730 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 16823? ▼
The top industries by establishment count in ZIP 16823 are: Retail trade (61), Health care and social assistance (60), Other services (except public administration) (58). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 16823? ▼
According to the FHFA House Price Index, home values in ZIP 16823 decreased by 0.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 16823? ▼
In ZIP code 16823, 68.1% of residents aged 25+ have a high school diploma or higher, and 28.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 16823? ▼
The mean commute time for workers in ZIP code 16823 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 16823? ▼
In ZIP code 16823, approximately 70.5% of occupied housing units are owner-occupied and 29.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 16823? ▼
The poverty rate in ZIP code 16823 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.