Pennsylvania Furnace, PA · standard

ZIP Code 16865

Centre County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,839
20/sq mi Moderate-density area
$77,717
Median income Near-median income area
$270,700
Median home value Near-median home value
45.0%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Pennsylvania Furnace pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 38%
home value, US ZIPs
20
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 16865 against every reporting US ZIP.

ZIP code 16865 covers 91.0 square miles in Pennsylvania Furnace, Centre County, Pennsylvania (a standard USPS delivery area), with a modest 1,839 residents on file, a density of 20 people per square mile, in the New York time zone.

ZIP 16865 lands in the middle-income range, with a median household income of $77,717 (0% below the average Pennsylvania ZIP), while per-capita income is $42,413. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.5% and unemployment is 0.2%. Housing is both higher-cost and owner-heavy: median home value is $270,700 (19% above the average Pennsylvania ZIP), while 78.6% of occupied homes are owner-occupied.

A solid share of residents have a four-year degree: 45.0% of adults hold a bachelor's degree or higher, the median age is 47.5, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Centre County, so 16865 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 16865

Top 5 sectors by establishment count in Pennsylvania Furnace, PA

Which industries have the most business establishments in ZIP 16865.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 16865, Pennsylvania Furnace, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,839

Population

91.0

Area (sq mi)

20

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 16865?

47.5

Median Age

57.3%

Male

42.7%

Female

2.7%

Foreign-Born

White 94.9%
African American 1.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 0.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,717

Median Household Income

-0% vs state ZIP avg

$42,413

Per Capita Income

4.5%

Poverty Rate

0.2%

Unemployment Rate

How ZIP 16865 ranks among Pennsylvania ZIPs

Pennsylvania Furnace, PA household income vs. every Pennsylvania ZIP code

Median household income among 1,642 reporting Pennsylvania ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$77,717 Top 38% higher than 62% of 1,642 Pennsylvania ZIPs

This ZIP $0 $200K+ every Pennsylvania ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Pennsylvania ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.0%
Bachelor's Degree or Higher 45.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

827

Total Housing Units

822

Occupied Units

5

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 78.6%
Renter 21.4%

$270,700

Median Home Value

+19% vs state ZIP avg

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.6%

YoY Change (2022)

264

HPI Index (2000 = 100)

+164%

Total Change Since 2000

Home values in ZIP 16865 have increased 15.6% over the past year (2022). Since 2000, this ZIP has seen +164% cumulative appreciation.

Year Annual Change HPI Index
2018 +7.1% 186
2019 +7.6% 200
2020 +4.0% 208
2021 +9.6% 228
2022 +15.6% 264

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 22 business establishments in ZIP 16865, employing approximately 68 people with a combined annual payroll of $3,042,000.

22

Businesses

68

Employees

$3.0M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 7 31.8%
Other services (except public administration) 6 27.3%
Real estate and rental and leasing 4 18.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 16865 vs 16877 →

ZIP 16865 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 16865 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 16865 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 16865 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
16877 Warriors Mark, PA 1,762 3.9 mi
16868 Pine Grove Mills, PA 483 6.2 mi
16669 Petersburg, PA 2,351 6.0 mi
16683 Spruce Creek, PA 383 6.3 mi
16870 Port Matilda, PA 7,046 7.1 mi
16803 State College, PA 23,685 8.1 mi
16802 University Park, PA 12,764 9.5 mi
16611 Alexandria, PA 2,410 11.5 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 16865, both outside PA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (1,839 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Centre County

Frequently Asked Questions

What county is ZIP code 16865 in?

ZIP code 16865 (Pennsylvania Furnace) is located in Centre County, Pennsylvania. Centre County contains multiple ZIP codes, see the full list at /counties/centre-pa.

What is the population of ZIP code 16865?

ZIP code 16865 in Pennsylvania Furnace, PA has a population of 1,839 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 16865?

The median household income in ZIP 16865 is $77,717, which is 2% above the national average of $76,288.

What is the average home value in ZIP 16865?

The median home value in ZIP 16865 is $270,700, which is 3% below the national average of $278,155.

What is the demographic makeup of ZIP 16865?

The largest racial group in ZIP 16865 is White at 94.9%. Hispanic or Latino residents make up 0.9% of the population.

How many businesses are in ZIP code 16865?

ZIP code 16865 has 22 business establishments employing approximately 68 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 16865?

The top industries by establishment count in ZIP 16865 are: Construction (7), Other services (except public administration) (6), Real estate and rental and leasing (4). There are 3 industry sectors represented in total.

How have home values changed in ZIP code 16865?

According to the FHFA House Price Index, home values in ZIP 16865 increased by 15.6% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 164%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 16865?

In ZIP code 16865, 75.0% of residents aged 25+ have a high school diploma or higher, and 45.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 16865?

In ZIP code 16865, approximately 78.6% of occupied housing units are owner-occupied and 21.4% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 16865?

The poverty rate in ZIP code 16865 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 16865's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 16865's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.