PlainZIP

Chambersburg, PA · standard

ZIP Code 17202

Franklin County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,200
98/sq mi
$96,318
Median income
$278,700
Median home value
28.1%
Bachelor's or higher

The verdict

Chambersburg pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 37%
home value, US ZIPs
98
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 17202 against every reporting US ZIP.

ZIP code 17202 is a densely settled ZIP (a standard USPS delivery area) in Chambersburg, Franklin County, Pennsylvania, with 30,200 residents across 308.5 square miles, a density of 98 people per square mile, in the New York time zone.

ZIP 17202 lands in the middle-income range, with a median household income of $96,318 (24% above the Pennsylvania average), while per-capita income is $42,949. 6.0% of residents live below the poverty line, and the unemployment rate reads 3.0%. Housing costs here run $278,700 for a typical home value (23% above the state average), with rent averaging $1,229 a month; 81.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 28.1% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 22 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Franklin County, letting you compare 17202 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 17202

Top 5 sectors by establishment count in Chambersburg, PA

Which industries have the most business establishments in ZIP 17202.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 17202, Chambersburg, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,200

Population

308.5

Area (sq mi)

98

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 17202?

40.3

Median Age

50.6%

Male

49.4%

Female

4.2%

Foreign-Born

White 83.9%
African American 2.7%
Asian 2.2%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 6.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,318

Median Household Income

+24% vs state

$42,949

Per Capita Income

6.0%

Poverty Rate

3.0%

Unemployment Rate

22.0 min

Mean Commute Time

How ZIP 17202 ranks nationally

Chambersburg, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$96,318 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.2%
Bachelor's Degree or Higher 28.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,171

Total Housing Units

12,631

Occupied Units

540

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 81.1%
Renter 18.9%

$278,700

Median Home Value

+23% vs state

$1,229

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.5%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 17202 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 165
2021 +9.3% 181
2022 +16.6% 211
2023 +4.4% 220
2024 +8.5% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 477 business establishments in ZIP 17202, employing approximately 8,425 people with a combined annual payroll of $403,491,000.

477

Businesses

8,425

Employees

$403.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 89 18.7%
Other services (except public administration) 73 15.3%
Construction 62 13.0%
Administrative and support and waste management and remediation services 38 8.0%
Accommodation and food services 38 8.0%
Health care and social assistance 33 6.9%
Transportation and warehousing 28 5.9%
Professional, scientific, and technical services 25 5.2%
Wholesale trade 24 5.0%
Manufacturing 22 4.6%
Real estate and rental and leasing 14 2.9%
Finance and insurance 11 2.3%
Information 9 1.9%
Educational services 5 1.1%
Arts, entertainment, and recreation 5 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 17202 vs 17201 →

ZIP 17202 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 17202 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 17202 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 17202 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
17201 Chambersburg, PA 25,293 3.0 mi
17235 Marion, PA 672 4.6 mi
17254 Scotland, PA 89 5.7 mi
17256 Shady Grove, PA 91 9.6 mi
17252 Saint Thomas, PA 3,608 7.5 mi
17246 Pleasant Hall, PA 195 9.2 mi
17265 Upperstrasburg, PA 496 9.4 mi
17225 Greencastle, PA 18,879 10.3 mi
17237 Mont Alto, PA 1,917 9.2 mi
17247 Quincy, PA 366 9.9 mi

More ZIP Codes in Franklin County

17268 standard
Waynesboro, PA
Pop: 28,285
17201 standard
Chambersburg, PA
Pop: 25,293
17225 standard
Greencastle, PA
Pop: 18,879
17222 standard
Fayetteville, PA
Pop: 10,749
17236 standard
Mercersburg, PA
Pop: 8,895
17252 standard
Saint Thomas, PA
Pop: 3,608

Related Areas

Franklin County Chambersburg, PA Pennsylvania

Frequently Asked Questions

What county is ZIP code 17202 in? ▼
ZIP code 17202 (Chambersburg) is located in Franklin County, Pennsylvania. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-pa.
What is the population of ZIP code 17202? ▼
ZIP code 17202 in Chambersburg, PA has a population of 30,200 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 17202? ▼
The median household income in ZIP 17202 is $96,318, which is 26% above the national average of $76,288.
What is the average home value in ZIP 17202? ▼
The median home value in ZIP 17202 is $278,700, which is 0% above the national average of $278,155.
What is the demographic makeup of ZIP 17202? ▼
The largest racial group in ZIP 17202 is White at 83.9%. Hispanic or Latino residents make up 6.7% of the population.
How many businesses are in ZIP code 17202? ▼
ZIP code 17202 has 477 business establishments employing approximately 8,425 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 17202? ▼
The top industries by establishment count in ZIP 17202 are: Retail trade (89), Other services (except public administration) (73), Construction (62). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 17202? ▼
According to the FHFA House Price Index, home values in ZIP 17202 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 17202? ▼
In ZIP code 17202, 67.2% of residents aged 25+ have a high school diploma or higher, and 28.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 17202? ▼
The mean commute time for workers in ZIP code 17202 is 22.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 17202? ▼
In ZIP code 17202, approximately 81.1% of occupied housing units are owner-occupied and 18.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 17202? ▼
The poverty rate in ZIP code 17202 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.