Elverson, PA · standard
ZIP Code 19520
Chester County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,465
- 57/sq mi Moderate-density area
- $100,088
- Median income Above-median income area
- $417,200
- Median home value Above-median home value
- 35.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Elverson pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 19%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 57
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 19520 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 19520 (Elverson, PA) rose +7.8% from 2023 to 2024. The all-transactions index moved from 257.2 in 2023 to 277.1 in 2024 (2000 = 100).
ZIP code 19520 is a mid-sized community (a standard USPS delivery area) in Elverson, Chester County, Pennsylvania, home to 5,465 residents across 96.7 square miles, a density of 57 people per square mile, in the New York time zone.
ZIP 19520 lands in the middle-income range, with a median household income of $100,088 (29% above the average Pennsylvania ZIP), while per-capita income is $50,275. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.4% and unemployment is 3.9%. Housing is both higher-cost and owner-heavy: median home value is $417,200 (84% above the average Pennsylvania ZIP), while 81.3% of occupied homes are owner-occupied and median rent is $1,079.
A solid share of residents have a four-year degree: 35.6% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Chester County, so 19520 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 19520
Top 5 sectors by establishment count in Elverson, PA
Which industries have the most business establishments in ZIP 19520.
- Construction
Construction
31 establishments
- Other services (except public administration)
Other services (except public administration)
23 establishments
- Health care and social assistance
Health care and social assistance
18 establishments
- Retail trade
Retail trade
16 establishments
- Accommodation and food services
Accommodation and food services
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 19520, Elverson, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,465
Population
96.7
Area (sq mi)
57
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 19520?
50.5
Median Age
46.1%
Male
53.9%
Female
2.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$100,088
Median Household Income
+29% vs state ZIP avg
$50,275
Per Capita Income
4.4%
Poverty Rate
3.9%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 19520 ranks among Pennsylvania ZIPs
Median household income among 1,642 reporting Pennsylvania ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$100,088 Top 16% higher than 84% of 1,642 Pennsylvania ZIPs
Each bar is a $20K-wide band; taller bars hold more Pennsylvania ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,557housing units
2,557
Total Housing Units
2,498
Occupied Units
59
Vacant Units
2.49
Avg Household Size
Occupancy Type
$417,200
Median Home Value
+84% vs state ZIP avg
$1,079
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.8%
YoY Change (2024)
277
HPI Index (2000 = 100)
+177%
Total Change Since 2000
Home values in ZIP 19520 have increased 7.8% over the past year (2024). Since 2000, this ZIP has seen +177% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.8% | 176 |
| 2021 | +8.7% | 191 |
| 2022 | +20.0% | 230 |
| 2023 | +12.0% | 257 |
| 2024 | +7.8% | 277 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 161 business establishments in ZIP 19520, employing approximately 2,190 people with a combined annual payroll of $110,625,000.
161
Businesses
2,190
Employees
$110.6M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 31 | 19.3% |
| Other services (except public administration) | 23 | 14.3% |
| Health care and social assistance | 18 | 11.2% |
| Retail trade | 16 | 9.9% |
| Accommodation and food services | 14 | 8.7% |
| Professional, scientific, and technical services | 10 | 6.2% |
| Administrative and support and waste management and remediation services | 10 | 6.2% |
| Manufacturing | 9 | 5.6% |
| Wholesale trade | 7 | 4.3% |
| Real estate and rental and leasing | 6 | 3.7% |
| Transportation and warehousing | 4 | 2.5% |
| Finance and insurance | 4 | 2.5% |
| Arts, entertainment, and recreation | 4 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 19520 vs 19523 →
ZIP 19520 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 19335
Downingtown (19335)
46,984 residents
- 19607
Reading (19607)
22,544 residents
- 19465 17,038
Pottstown (19465)
17,038 residents
- 19508 15,725
Birdsboro (19508)
15,725 residents
- 19518 14,734
Douglassville (19518)
14,734 residents
- 19344 11,919
Honey Brook (19344)
11,919 residents
- 19343 8,142
Glenmoore (19343)
8,142 residents
- 19543 5,905
Morgantown (19543)
5,905 residents
- 19520 5,465
Elverson (19520)
5,465 residents
What this shows Among its immediate neighbors, ZIP 19520 ranks #9 by population - useful context the national average alone can't give.
ZIP 19520 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 19343
Glenmoore (19343)
$160,256 median income
- 19335
Downingtown (19335)
$143,249 median income
- 19518
Douglassville (19518)
$114,181 median income
- 19543
Morgantown (19543)
$112,750 median income
- 19465
Pottstown (19465)
$107,825 median income
- 19520
Elverson (19520)
$100,088 median income
- 19344
Honey Brook (19344)
$86,890 median income
- 19508
Birdsboro (19508)
$84,826 median income
- 19607
Reading (19607)
$81,346 median income
What this shows By household income, ZIP 19520 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 19523 | Geigertown, PA | 250 | 3.8 mi |
| 19343 | Glenmoore, PA | 8,142 | 4.8 mi |
| 19543 | Morgantown, PA | 5,905 | 5.1 mi |
| 19508 | Birdsboro, PA | 15,725 | 7.4 mi |
| 19316 | Brandamore, PA | 186 | 7.7 mi |
| 19518 | Douglassville, PA | 14,734 | 7.7 mi |
| 19465 | Pottstown, PA | 17,038 | 7.0 mi |
| 19344 | Honey Brook, PA | 11,919 | 7.0 mi |
| 19335 | Downingtown, PA | 46,984 | 10.5 mi |
| 19607 | Reading, PA | 22,544 | 11.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 19520, both outside PA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,465 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Chester County
Related Areas
Frequently Asked Questions
What county is ZIP code 19520 in?
ZIP code 19520 (Elverson) is located in Chester County, Pennsylvania. Chester County contains multiple ZIP codes, see the full list at /counties/chester-pa.
What is the population of ZIP code 19520?
ZIP code 19520 in Elverson, PA has a population of 5,465 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 19520?
The median household income in ZIP 19520 is $100,088, which is 31% above the national average of $76,288.
What is the average home value in ZIP 19520?
The median home value in ZIP 19520 is $417,200, which is 50% above the national average of $278,155.
What is the demographic makeup of ZIP 19520?
The largest racial group in ZIP 19520 is White at 93.5%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 19520?
ZIP code 19520 has 161 business establishments employing approximately 2,190 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 19520?
The top industries by establishment count in ZIP 19520 are: Construction (31), Other services (except public administration) (23), Health care and social assistance (18). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 19520?
According to the FHFA House Price Index, home values in ZIP 19520 increased by 7.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 177%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 19520?
In ZIP code 19520, 66.7% of residents aged 25+ have a high school diploma or higher, and 35.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 19520?
The mean commute time for workers in ZIP code 19520 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 19520?
In ZIP code 19520, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 19520?
The poverty rate in ZIP code 19520 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 19520's numbers, next.
- See how ZIP 19520 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Elverson, PA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.