Elverson, PA · standard

ZIP Code 19520

Chester County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,465
57/sq mi
$100,088
Median income
$417,200
Median home value
35.6%
Bachelor's or higher

The verdict

Elverson pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 19%
household income, US ZIPs
Top 19%
home value, US ZIPs
57
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 19520 against every reporting US ZIP.

ZIP code 19520 is a mid-sized community (a standard USPS delivery area) in Elverson, Chester County, Pennsylvania, home to 5,465 residents across 96.7 square miles, a density of 57 people per square mile, in the New York time zone.

ZIP 19520 lands in the middle-income range, with a median household income of $100,088 (29% above the Pennsylvania average), while per-capita income is $50,275. Poverty here runs at 4.4%, with unemployment measured at 3.9%. On housing, the median home value is $417,200 (84% above the state average) with median rent at $1,079 per month, and 81.3% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 35.6% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Chester County, so you can benchmark 19520 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 19520

Top 5 sectors by establishment count in Elverson, PA

Which industries have the most business establishments in ZIP 19520.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 19520, Elverson, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,465

Population

96.7

Area (sq mi)

57

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 19520?

50.5

Median Age

46.1%

Male

53.9%

Female

2.3%

Foreign-Born

White 93.5%
African American 1.0%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 4.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,088

Median Household Income

+29% vs state

$50,275

Per Capita Income

4.4%

Poverty Rate

3.9%

Unemployment Rate

27.4 min

Mean Commute Time

How ZIP 19520 ranks nationally

Elverson, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$100,088 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.7%
Bachelor's Degree or Higher 35.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,557

Total Housing Units

2,498

Occupied Units

59

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 81.3%
Renter 18.7%

$417,200

Median Home Value

+84% vs state

$1,079

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.8%

YoY Change (2024)

277

HPI Index (2000 = 100)

+177%

Total Change Since 2000

Home values in ZIP 19520 have increased 7.8% over the past year (2024). Since 2000, this ZIP has seen +177% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.8% 176
2021 +8.7% 191
2022 +20.0% 230
2023 +12.0% 257
2024 +7.8% 277

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 161 business establishments in ZIP 19520, employing approximately 2,190 people with a combined annual payroll of $110,625,000.

161

Businesses

2,190

Employees

$110.6M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 31 19.3%
Other services (except public administration) 23 14.3%
Health care and social assistance 18 11.2%
Retail trade 16 9.9%
Accommodation and food services 14 8.7%
Professional, scientific, and technical services 10 6.2%
Administrative and support and waste management and remediation services 10 6.2%
Manufacturing 9 5.6%
Wholesale trade 7 4.3%
Real estate and rental and leasing 6 3.7%
Transportation and warehousing 4 2.5%
Finance and insurance 4 2.5%
Arts, entertainment, and recreation 4 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 19520 vs 19523 →

ZIP 19520 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 19520 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 19520 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 19520 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
19523 Geigertown, PA 250 3.8 mi
19343 Glenmoore, PA 8,142 4.8 mi
19543 Morgantown, PA 5,905 5.1 mi
19508 Birdsboro, PA 15,725 7.4 mi
19316 Brandamore, PA 186 7.7 mi
19518 Douglassville, PA 14,734 7.7 mi
19465 Pottstown, PA 17,038 7.0 mi
19344 Honey Brook, PA 11,919 7.0 mi
19335 Downingtown, PA 46,984 10.5 mi
19607 Reading, PA 22,544 11.8 mi

More ZIP Codes in Chester County

Frequently Asked Questions

What county is ZIP code 19520 in?
ZIP code 19520 (Elverson) is located in Chester County, Pennsylvania. Chester County contains multiple ZIP codes, see the full list at /counties/chester-pa.
What is the population of ZIP code 19520?
ZIP code 19520 in Elverson, PA has a population of 5,465 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 19520?
The median household income in ZIP 19520 is $100,088, which is 31% above the national average of $76,288.
What is the average home value in ZIP 19520?
The median home value in ZIP 19520 is $417,200, which is 50% above the national average of $278,155.
What is the demographic makeup of ZIP 19520?
The largest racial group in ZIP 19520 is White at 93.5%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 19520?
ZIP code 19520 has 161 business establishments employing approximately 2,190 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 19520?
The top industries by establishment count in ZIP 19520 are: Construction (31), Other services (except public administration) (23), Health care and social assistance (18). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 19520?
According to the FHFA House Price Index, home values in ZIP 19520 increased by 7.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 177%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 19520?
In ZIP code 19520, 66.7% of residents aged 25+ have a high school diploma or higher, and 35.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 19520?
The mean commute time for workers in ZIP code 19520 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 19520?
In ZIP code 19520, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 19520?
The poverty rate in ZIP code 19520 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.