Residential delivery area · Maryland
ZIP Code 20603: Bensville (Waldorf), MD
ZIP code 20603 is in Bensville (postal name Waldorf), Maryland, entirely in Charles County (Census 2020 ZIP-county file). About 32,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Waldorf's 3 residential ZIP codes. Median household income is $137,946 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Bensville (58%) and Waldorf (42%).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Waldorf · 3 residential ZIPs
- County
- Charles County
- Census places
- Bensville (58%) census-designated place; Waldorf (42%) census-designated place
- Metro area
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- House district
- MD-5 119th Congress
- State
- Maryland
- Time zone
- Eastern
- Land area
- 16.2 sq mi · 1,966 people per sq mi
- PO Box ZIPs
- 20604 also use the name Waldorf
Where is ZIP code 20603?
20603 centers on 38.629°, -76.976° and covers 16.2 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 20695, 20675, 20607, 20602, 20601.
The map draws ZIP code areas only. For the streets inside 20603, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 20603 compare with the rest of Waldorf?
| Measure | 20603 | In Waldorf | In Charles County | In MD |
|---|---|---|---|---|
| People (ACS 2020-2024) | 31,844 | 1st of 3 | 1st of 25 | 77th of 477 |
| Median household income | $138k | 1st of 3 | 6th of 13 | 78th of 293 |
| Median home value | $454k | 1st of 3 | 9th of 18 | 133rd of 320 |
Its median household income is higher than in 95% of U.S. residential ZIP codes, and it is denser than 84% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 20603?
The 2020 Census counted 32,485 people in 20603; the ACS, which samples households over 2020-2024, estimates 31,844. Between the 2010 and 2020 censuses its population grew 12.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 31,844
- 2020 Census count
- 32,485+12.1% since 2010 (28,967)
- Households
- 11,324
- Median age
- 38.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 20603?
Of the 31,844 people the ACS estimates in 20603, 25.6% are under 18 and 9.2% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (60.2%), then White (not Hispanic) (15.8%).
- Under 1825.6%
- 18 to 6465.2%
- 65 and older9.2%
- Black, not Hispanic60.2%
- White, not Hispanic15.8%
- Hispanic or Latino9.3%
- Other or two or more7.7%
- Asian, not Hispanic6.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 20603 earn?
Median household income is $137,946 (ACS 2020-2024), the 6th highest of the 13 ranked ZIP codes in Charles County. It is not measurably different from 2015-2019 ($142,384 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $137,946
- Income per person
- $57,744
- Below the poverty line
- 4.4%
- Unemployed (of the labor force)
- 4.8%
- Adults 25+ with a bachelor's degree
- 39.9%
- Adjusted gross income per tax return, 2022
- $87,72416,670 returns; wages 83% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 20603?
FHFA's house price index for 20603, built from repeat sales and appraisals of the same homes, rose 69% from 2015 to 2025 and rose 38% from 2020 to 2025, and moved −13.1% in 2025.
- Median home value (owners' estimate)
- $453,700
- Median gross rent
- $2,024
- Homes owned by their occupants
- 83.6%
- Housing units
- 11,843
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 20603?
479 business establishments had a location in this ZIP code in 2023, 50 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade135
- Accommodation and food services78
- Health care and social assistance65
- Other services (except public administration)47
- Professional, scientific, and technical services40
- Construction30
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 20603?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 20695 | White Plains | 16,407 | $142k | 2.9 mi |
| 20675 | Pomfret | 1,796 | $127k | 3.8 mi |
| 20607 | Accokeek | 13,750 | $151k | 4.1 mi |
| 20602 | Waldorf | 28,331 | $107k | 5.4 mi |
| 20601 | Waldorf | 26,945 | $118k | 6.5 mi |
| 20616 | Bryans Road | 8,057 | $128k | 7.0 mi (near) |
| 20646 | La Plata | 21,400 | $132k | 7.6 mi (near) |
| 20744 | Fort Washington | 54,441 | $124k | 8.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.