Residential delivery area · Maryland

ZIP Code 20601: Waldorf, MD

ZIP code 20601 uses the postal name Waldorf, Maryland and lies mostly in Charles County (84% of its land) with the rest in Prince George's County (Census 2020 ZIP-county file). About 27,000 people live there (Census Bureau, ACS 2020-2024), the least populous of Waldorf's 3 residential ZIP codes. Median household income is $117,480 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Waldorf (21%) and Accokeek (12%), and 7% in smaller places; 61% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: Maryland, District of Columbia, North Carolina, South Carolina, Virginia and West Virginia
206sectional center: Southern, MD (SCF 207)
01delivery area within it
Town
Waldorf · 3 residential ZIPs
Census places
Waldorf (21%) census-designated place; Accokeek (12%) census-designated place
Metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV
House district
MD-5 119th Congress
Time zone
Eastern
Land area
47.8 sq mi · 563 people per sq mi
PO Box ZIPs
20604 also use the name Waldorf

Where is ZIP code 20601?

20601 centers on 38.620°, -76.856° and covers 47.8 square miles of land plus 0.2 of water. It borders 6 ZIP codes: 20602, 20613, 20617, 20603, 20637, 20607.

20602 · Waldorf20603 · Waldorf20607 · Accokeek20613 · Brandywine20617 · Bryantown20637 · Hughesville20601 · Waldorf (this ZIP)2060120613206372060720603206022061720602 · Waldorf20603 · Waldorf20607 · Accokeek20613 · Brandywine20617 · Bryantown20637 · Hughesville20601 · Waldorf (this ZIP)2060120613206372060720603206022061720602 · Waldorf20603 · Waldorf20607 · Accokeek20613 · Brandywine20617 · Bryantown20637 · Hughesville20601 · Waldorf (this ZIP)20601206132063720607206032060220617
Shaded by median household income, in national fifths (ACS 2020-2024); 20601 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 20601, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 20601 compare with the rest of Waldorf?

Rank of 20601 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure20601In WaldorfIn Charles CountyIn MD
People (ACS 2020-2024)26,9453rd of 33rd of 2598th of 477
Median household income$118k2nd of 311th of 13130th of 293
Median home value$402k2nd of 313th of 18179th of 320

Its median household income is higher than in 90% of U.S. residential ZIP codes, and it is denser than 73% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 20601?

The 2020 Census counted 27,789 people in 20601; the ACS, which samples households over 2020-2024, estimates 26,945. Between the 2010 and 2020 censuses its population grew 15.0% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
26,945
2020 Census count
27,789+15.0% since 2010 (24,156)
Households
10,069
Median age
37.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 20601?

Of the 26,945 people the ACS estimates in 20601, 24.0% are under 18 and 13.3% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (57.6%), then White (not Hispanic) (22.5%).

  • Under 1824.0%
  • 18 to 6462.7%
  • 65 and older13.3%
Age of the people of 20601 (ACS 2020-2024, B01001)
  • Black, not Hispanic57.6%
  • White, not Hispanic22.5%
  • Other or two or more8.7%
  • Hispanic or Latino6.8%
  • Asian, not Hispanic4.4%
Race and Hispanic origin in 20601 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 20601 earn?

Median household income is $117,480 (ACS 2020-2024), the 11th highest of the 13 ranked ZIP codes in Charles County. It is not measurably different from 2015-2019 ($127,243 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$117,480
Income per person
$49,227
Below the poverty line
6.5%
Unemployed (of the labor force)
5.1%
Adults 25+ with a bachelor's degree
33.0%
Adjusted gross income per tax return, 2022
$77,19914,320 returns; wages 81% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 20601?

FHFA's house price index for 20601, built from repeat sales and appraisals of the same homes, rose 74% from 2015 to 2025 and rose 44% from 2020 to 2025, and moved +5.7% in 2025.

Median home value (owners' estimate)
$402,100
Median gross rent
$2,208
Homes owned by their occupants
79.6%
Housing units
10,468
0 100 200 300 400 198619902000201020202025 0 100 200 300 400 198619902000201020202025 0 100 200 300 400 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 20601; 2025: 394.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 20601?

541 business establishments had a location in this ZIP code in 2023, 8 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade118
  • Other services (except public administration)85
  • Accommodation and food services68
  • Health care and social assistance61
  • Professional, scientific, and technical services47
  • Construction44

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 20601?

ZIP codes that share a boundary with 20601, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
20602Waldorf28,331$107k3.3 mi
20613Brandywine17,590$151k4.5 mi
20617Bryantown334$104k5.2 mi
20603Waldorf31,844$138k6.5 mi
20637Hughesville6,133$160k8.5 mi
20607Accokeek13,750$151k9.9 mi
20695White Plains16,407$142k7.0 mi (near)
20623Cheltenham2,761$146k8.5 mi (near)
20608Aquasco693$82k8.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.