Hughesville, MD · standard
ZIP Code 20637
Charles County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,423
- 68/sq mi Moderate-density area
- $160,121
- Median income Above-median income area
- $555,400
- Median home value Above-median home value
- 34.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Hughesville pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 11%
- home value, US ZIPs
- 68
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20637 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 20637 (Hughesville, MD) rose +8.7% from 2023 to 2024. The all-transactions index moved from 213.1 in 2023 to 231.7 in 2024 (2000 = 100).
ZIP code 20637 is a mid-sized community (a standard USPS delivery area) in Hughesville, Charles County, Maryland, home to 5,423 residents across 80.1 square miles, a density of 68 people per square mile, in the New York time zone.
ZIP 20637 skews affluent, with a median household income of $160,121 (40% above the average Maryland ZIP), while per-capita income is $55,690. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.8% and unemployment is 2.1%. Housing is both higher-cost and owner-heavy: median home value is $555,400 (24% above the average Maryland ZIP), while 94.6% of occupied homes are owner-occupied and median rent is $2,366.
A solid share of residents have a four-year degree: 34.0% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 43 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Charles County, so 20637 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 20637
Top 5 sectors by establishment count in Hughesville, MD
Which industries have the most business establishments in ZIP 20637.
- Construction
Construction
27 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
14 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Administrative and support and waste management and remediation services 9
Administrative and support and waste management and remediation services
9 establishments
- Health care and social assistance 8
Health care and social assistance
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20637, Hughesville, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,423
Population
80.1
Area (sq mi)
68
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20637?
43.5
Median Age
52.9%
Male
47.1%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$160,121
Median Household Income
+40% vs state ZIP avg
$55,690
Per Capita Income
2.8%
Poverty Rate
2.1%
Unemployment Rate
43.4 min
Mean Commute Time
How ZIP 20637 ranks among Maryland ZIPs
Hughesville, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$160,121 Top 16% higher than 84% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,142housing units
2,142
Total Housing Units
2,031
Occupied Units
111
Vacant Units
2.97
Avg Household Size
Occupancy Type
$555,400
Median Home Value
+24% vs state ZIP avg
$2,366
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.7%
YoY Change (2024)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 20637 have increased 8.7% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 169 |
| 2021 | +7.8% | 182 |
| 2022 | +14.0% | 208 |
| 2023 | +2.5% | 213 |
| 2024 | +8.7% | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 105 business establishments in ZIP 20637, employing approximately 1,048 people with a combined annual payroll of $85,495,000.
105
Businesses
1,048
Employees
$85.5M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 27 | 25.7% |
| Professional, scientific, and technical services | 14 | 13.3% |
| Other services (except public administration) | 12 | 11.4% |
| Administrative and support and waste management and remediation services | 9 | 8.6% |
| Health care and social assistance | 8 | 7.6% |
| Retail trade | 6 | 5.7% |
| Transportation and warehousing | 5 | 4.8% |
| Finance and insurance | 5 | 4.8% |
| Real estate and rental and leasing | 4 | 3.8% |
| Accommodation and food services | 4 | 3.8% |
| Management of companies and enterprises | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20637 vs 20617 →
ZIP 20637 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20602
Waldorf (20602)
24,955 residents
- 20601
Waldorf (20601)
24,156 residents
- 20659
Mechanicsville (20659)
23,498 residents
- 20613
Brandywine (20613)
11,860 residents
- 20637 5,423
Hughesville (20637)
5,423 residents
- 20622 4,900
Charlotte Hall (20622)
4,900 residents
- 20608 919
Aquasco (20608)
919 residents
- 20617 781
Bryantown (20617)
781 residents
- 20612 261
Benedict (20612)
261 residents
What this shows Among its immediate neighbors, ZIP 20637 ranks #5 by population - useful context the national average alone can't give.
ZIP 20637 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20637
Hughesville (20637)
$160,121 median income
- 20613
Brandywine (20613)
$151,422 median income
- 20622
Charlotte Hall (20622)
$124,063 median income
- 20659
Mechanicsville (20659)
$121,654 median income
- 20601
Waldorf (20601)
$117,480 median income
- 20602
Waldorf (20602)
$107,360 median income
- 20617
Bryantown (20617)
$104,036 median income
- 20608
Aquasco (20608)
$82,083 median income
- 20612 $41,118
Benedict (20612)
$41,118 median income
What this shows By household income, ZIP 20637 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20617 | Bryantown, MD | 781 | 4.3 mi |
| 20612 | Benedict, MD | 261 | 5.5 mi |
| 20608 | Aquasco, MD | 919 | 5.6 mi |
| 20622 | Charlotte Hall, MD | 4,900 | 6.2 mi |
| 20659 | Mechanicsville, MD | 23,498 | 7.7 mi |
| 20601 | Waldorf, MD | 24,156 | 7.3 mi |
| 20602 | Waldorf, MD | 24,955 | 7.5 mi |
| 20613 | Brandywine, MD | 11,860 | 10.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 20637, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,423 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Charles County
Related Areas
Frequently Asked Questions
What county is ZIP code 20637 in?
ZIP code 20637 (Hughesville) is located in Charles County, Maryland. Charles County contains multiple ZIP codes, see the full list at /counties/charles-md.
What is the population of ZIP code 20637?
ZIP code 20637 in Hughesville, MD has a population of 5,423 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20637?
The median household income in ZIP 20637 is $160,121, which is 110% above the national average of $76,288.
What is the average home value in ZIP 20637?
The median home value in ZIP 20637 is $555,400, which is 100% above the national average of $278,155.
What is the demographic makeup of ZIP 20637?
The largest racial group in ZIP 20637 is White at 56.4%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 20637?
ZIP code 20637 has 105 business establishments employing approximately 1,048 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20637?
The top industries by establishment count in ZIP 20637 are: Construction (27), Professional, scientific, and technical services (14), Other services (except public administration) (12). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 20637?
According to the FHFA House Price Index, home values in ZIP 20637 increased by 8.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20637?
In ZIP code 20637, 59.9% of residents aged 25+ have a high school diploma or higher, and 34.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20637?
The mean commute time for workers in ZIP code 20637 is 43.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20637?
In ZIP code 20637, approximately 94.6% of occupied housing units are owner-occupied and 5.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20637?
The poverty rate in ZIP code 20637 is 2.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 20637's numbers, next.
- See how ZIP 20637 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hughesville, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.