Hughesville, MD · standard
ZIP Code 20637
Charles County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,423
- 68/sq mi
- $160,121
- Median income
- $555,400
- Median home value
- 34.0%
- Bachelor's or higher
The verdict
Hughesville pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 11%
- home value, US ZIPs
- 68
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20637 against every reporting US ZIP.
ZIP code 20637 is classified by USPS as a standard delivery area and covers roughly 80.1 square miles in Hughesville, Charles County, Maryland. The area is home to 5,423 residents, producing a population density of 68 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20637 against Maryland and the nation.
On the economic side, the median household income for ZIP 20637 sits at $160,121 (40% above the Maryland average), while per-capita income is $55,690. The poverty rate stands at 2.8% and the unemployment rate at 2.1%. On housing, the median home value is $555,400 (24% above the state average) with median rent at $2,366 per month, and 94.6% of occupied units are owner-occupied, a direct signal of whether 20637 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 34.0% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 43 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Charles County, so you can benchmark 20637 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 20637
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 20637.
- Construction
Construction
27 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
14 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Administrative and support and waste management and remediation services 9
Administrative and support and waste management and remediation services
9 establishments
- Health care and social assistance 8
Health care and social assistance
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20637, Hughesville, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,423
Population
80.1
Area (sq mi)
68
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20637?
43.5
Median Age
52.9%
Male
47.1%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$160,121
Median Household Income
+40% vs state
$55,690
Per Capita Income
2.8%
Poverty Rate
2.1%
Unemployment Rate
43.4 min
Mean Commute Time
How ZIP 20637 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$160,121 Top 3% higher than 97% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,142
Total Housing Units
2,031
Occupied Units
111
Vacant Units
2.97
Avg Household Size
Occupancy Type
$555,400
Median Home Value
+24% vs state
$2,366
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.7%
YoY Change (2024)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 20637 have increased 8.7% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 169 |
| 2021 | +7.8% | 182 |
| 2022 | +14.0% | 208 |
| 2023 | +2.5% | 213 |
| 2024 | +8.7% | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 105 business establishments in ZIP 20637, employing approximately 1,048 people with a combined annual payroll of $85,495,000.
105
Businesses
1,048
Employees
$85.5M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 27 | 25.7% |
| Professional, scientific, and technical services | 14 | 13.3% |
| Other services (except public administration) | 12 | 11.4% |
| Administrative and support and waste management and remediation services | 9 | 8.6% |
| Health care and social assistance | 8 | 7.6% |
| Retail trade | 6 | 5.7% |
| Transportation and warehousing | 5 | 4.8% |
| Finance and insurance | 5 | 4.8% |
| Real estate and rental and leasing | 4 | 3.8% |
| Accommodation and food services | 4 | 3.8% |
| Management of companies and enterprises | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20637 vs 20617 →
ZIP 20637 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20602
Waldorf (20602)
24,955 residents
- 20601
Waldorf (20601)
24,156 residents
- 20659
Mechanicsville (20659)
23,498 residents
- 20613
Brandywine (20613)
11,860 residents
- 20637 5,423
Hughesville (20637)
5,423 residents
- 20622 4,900
Charlotte Hall (20622)
4,900 residents
- 20608 919
Aquasco (20608)
919 residents
- 20617 781
Bryantown (20617)
781 residents
- 20612 261
Benedict (20612)
261 residents
What this shows Among its immediate neighbors, ZIP 20637 ranks #5 by population — useful context the national average alone can't give.
ZIP 20637 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20637
Hughesville (20637)
$160,121 median income
- 20613
Brandywine (20613)
$151,422 median income
- 20622
Charlotte Hall (20622)
$124,063 median income
- 20659
Mechanicsville (20659)
$121,654 median income
- 20601
Waldorf (20601)
$117,480 median income
- 20602
Waldorf (20602)
$107,360 median income
- 20617
Bryantown (20617)
$104,036 median income
- 20608
Aquasco (20608)
$82,083 median income
- 20612 $41,118
Benedict (20612)
$41,118 median income
What this shows By household income, ZIP 20637 ranks the highest of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20617 | Bryantown, MD | 781 | 4.3 mi |
| 20612 | Benedict, MD | 261 | 5.5 mi |
| 20608 | Aquasco, MD | 919 | 5.6 mi |
| 20622 | Charlotte Hall, MD | 4,900 | 6.2 mi |
| 20659 | Mechanicsville, MD | 23,498 | 7.7 mi |
| 20601 | Waldorf, MD | 24,156 | 7.3 mi |
| 20602 | Waldorf, MD | 24,955 | 7.5 mi |
| 20613 | Brandywine, MD | 11,860 | 10.3 mi |
More ZIP Codes in Charles County
Related Areas
Frequently Asked Questions
What county is ZIP code 20637 in? ▼
What is the population of ZIP code 20637? ▼
What is the median household income in ZIP 20637? ▼
What is the average home value in ZIP 20637? ▼
What is the demographic makeup of ZIP 20637? ▼
How many businesses are in ZIP code 20637? ▼
What are the main industries in ZIP code 20637? ▼
How have home values changed in ZIP code 20637? ▼
What is the education level in ZIP code 20637? ▼
What is the average commute time in ZIP 20637? ▼
What percentage of residents own vs. rent in ZIP 20637? ▼
What is the poverty rate in ZIP code 20637? ▼
ZIP Code Research Guides
Official Data Resources for Hughesville, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.