PlainZIP

Charlotte Hall, MD · standard

ZIP Code 20622

Charles County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,900
51/sq mi
$124,063
Median income
$438,900
Median home value
21.7%
Bachelor's or higher

The verdict

Charlotte Hall pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 17%
home value, US ZIPs
51
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20622 against every reporting US ZIP.

ZIP code 20622 covers 96.8 square miles in Charlotte Hall, Charles County, Maryland (a standard USPS delivery area), with a modest 4,900 residents on file, a density of 51 people per square mile, in the New York time zone.

ZIP 20622 skews affluent, with a median household income of $124,063 (9% above the Maryland average), while per-capita income is $45,317. 6.2% of residents live below the poverty line, and the unemployment rate reads 2.4%. On housing, the median home value is $438,900 (2% below the state average) with median rent at $1,447 per month, and 95.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 21.7% of adults hold a bachelor's degree or higher, the median age is 49.4, and the average commute is 37 minutes. To put 20622 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Charles County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 20622

Top 5 sectors by establishment count in Charlotte Hall, MD

Which industries have the most business establishments in ZIP 20622.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20622, Charlotte Hall, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,900

Population

96.8

Area (sq mi)

51

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20622?

49.4

Median Age

52.0%

Male

48.0%

Female

3.6%

Foreign-Born

White 85.1%
African American 5.8%
Asian 1.4%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$124,063

Median Household Income

+9% vs state

$45,317

Per Capita Income

6.2%

Poverty Rate

2.4%

Unemployment Rate

36.6 min

Mean Commute Time

How ZIP 20622 ranks nationally

Charlotte Hall, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$124,063 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.7%
Bachelor's Degree or Higher 21.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,497

Total Housing Units

1,489

Occupied Units

8

Vacant Units

3.26

Avg Household Size

Occupancy Type

Owner 95.1%
Renter 4.9%

$438,900

Median Home Value

-2% vs state

$1,447

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.6%

YoY Change (2024)

252

HPI Index (2000 = 100)

+152%

Total Change Since 2000

Home values in ZIP 20622 have increased 11.6% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 184
2021 +8.5% 199
2022 +12.1% 223
2023 +1.1% 226
2024 +11.6% 252

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 160 business establishments in ZIP 20622, employing approximately 2,295 people with a combined annual payroll of $104,562,000.

160

Businesses

2,295

Employees

$104.6M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 31 19.4%
Accommodation and food services 21 13.1%
Health care and social assistance 20 12.5%
Construction 18 11.3%
Other services (except public administration) 18 11.3%
Professional, scientific, and technical services 16 10.0%
Administrative and support and waste management and remediation services 7 4.4%
Wholesale trade 6 3.8%
Transportation and warehousing 6 3.8%
Finance and insurance 5 3.1%
Real estate and rental and leasing 5 3.1%
Manufacturing 4 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20622 vs 20617 →

ZIP 20622 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20622 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 20622 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 20622 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20617 Bryantown, MD 781 6.0 mi
20632 Faulkner, MD 347 6.0 mi
20637 Hughesville, MD 5,423 6.2 mi
20611 Bel Alton, MD 1,078 7.6 mi
20659 Mechanicsville, MD 23,498 6.6 mi
20621 Chaptico, MD 1,373 8.9 mi
20664 Newburg, MD 2,987 8.1 mi
20602 Waldorf, MD 24,955 9.4 mi
20660 Morganza, MD 97 9.5 mi
20624 Clements, MD 1,282 10.0 mi

More ZIP Codes in Charles County

20603 standard
Waldorf, MD
Pop: 28,967
20602 standard
Waldorf, MD
Pop: 24,955
20601 standard
Waldorf, MD
Pop: 24,156
20646 standard
La Plata, MD
Pop: 18,890
20640 standard
Indian Head, MD
Pop: 10,438
20695 standard
White Plains, MD
Pop: 6,794

Related Areas

Charles County Charlotte Hall, MD Maryland

Frequently Asked Questions

What county is ZIP code 20622 in? ▼
ZIP code 20622 (Charlotte Hall) is located in Charles County, Maryland. Charles County contains multiple ZIP codes, see the full list at /counties/charles-md.
What is the population of ZIP code 20622? ▼
ZIP code 20622 in Charlotte Hall, MD has a population of 4,900 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20622? ▼
The median household income in ZIP 20622 is $124,063, which is 63% above the national average of $76,288.
What is the average home value in ZIP 20622? ▼
The median home value in ZIP 20622 is $438,900, which is 58% above the national average of $278,155.
What is the demographic makeup of ZIP 20622? ▼
The largest racial group in ZIP 20622 is White at 85.1%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 20622? ▼
ZIP code 20622 has 160 business establishments employing approximately 2,295 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20622? ▼
The top industries by establishment count in ZIP 20622 are: Retail trade (31), Accommodation and food services (21), Health care and social assistance (20). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 20622? ▼
According to the FHFA House Price Index, home values in ZIP 20622 increased by 11.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 152%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20622? ▼
In ZIP code 20622, 58.7% of residents aged 25+ have a high school diploma or higher, and 21.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20622? ▼
The mean commute time for workers in ZIP code 20622 is 36.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20622? ▼
In ZIP code 20622, approximately 95.1% of occupied housing units are owner-occupied and 4.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20622? ▼
The poverty rate in ZIP code 20622 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.