Waldorf, MD · standard
ZIP Code 20602
Charles County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,955
- 695/sq mi
- $107,360
- Median income
- $376,800
- Median home value
- 29.4%
- Bachelor's or higher
The verdict
Waldorf pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 15%
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 695
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20602 against every reporting US ZIP.
ZIP code 20602 is classified by USPS as a standard delivery area and covers roughly 35.9 square miles in Waldorf, Charles County, Maryland. The area is home to 24,955 residents, producing a population density of 695 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20602 against Maryland and the nation.
On the economic side, the median household income for ZIP 20602 sits at $107,360 (6% below the Maryland average), while per-capita income is $42,074. The poverty rate stands at 11.6% and the unemployment rate at 6.7%. On housing, the median home value is $376,800 (16% below the state average) with median rent at $1,837 per month, and 67.0% of occupied units are owner-occupied, a direct signal of whether 20602 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 29.4% of adults hold a bachelor's degree or higher, the median age is 34.2, and the average commute is 40 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Charles County, so you can benchmark 20602 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 20602
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 20602.
- Health care and social assistance
Health care and social assistance
129 establishments
- Construction
Construction
63 establishments
- Other services (except public administration) 47
Other services (except public administration)
47 establishments
- Professional, scientific, and technical services 42
Professional, scientific, and technical services
42 establishments
- Retail trade 33
Retail trade
33 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20602, Waldorf, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
24,955
Population
35.9
Area (sq mi)
695
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20602?
34.2
Median Age
47.4%
Male
52.6%
Female
11.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$107,360
Median Household Income
-6% vs state
$42,074
Per Capita Income
11.6%
Poverty Rate
6.7%
Unemployment Rate
39.8 min
Mean Commute Time
How ZIP 20602 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$107,360 Top 15% higher than 85% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
10,338
Total Housing Units
10,046
Occupied Units
292
Vacant Units
2.80
Avg Household Size
Occupancy Type
$376,800
Median Home Value
-16% vs state
$1,837
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.8%
YoY Change (2024)
279
HPI Index (2000 = 100)
+179%
Total Change Since 2000
Home values in ZIP 20602 have increased 6.8% over the past year (2024). Since 2000, this ZIP has seen +179% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 204 |
| 2021 | +15.4% | 235 |
| 2022 | +7.7% | 253 |
| 2023 | +3.2% | 261 |
| 2024 | +6.8% | 279 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 451 business establishments in ZIP 20602, employing approximately 5,235 people with a combined annual payroll of $265,974,000.
451
Businesses
5,235
Employees
$266.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 129 | 28.6% |
| Construction | 63 | 14.0% |
| Other services (except public administration) | 47 | 10.4% |
| Professional, scientific, and technical services | 42 | 9.3% |
| Retail trade | 33 | 7.3% |
| Accommodation and food services | 24 | 5.3% |
| Wholesale trade | 19 | 4.2% |
| Finance and insurance | 19 | 4.2% |
| Administrative and support and waste management and remediation services | 17 | 3.8% |
| Transportation and warehousing | 13 | 2.9% |
| Manufacturing | 11 | 2.4% |
| Real estate and rental and leasing | 11 | 2.4% |
| Educational services | 10 | 2.2% |
| Information | 7 | 1.6% |
| Arts, entertainment, and recreation | 5 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20602 vs 20601 →
ZIP 20602 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20603
Waldorf (20603)
28,967 residents
- 20602
Waldorf (20602)
24,955 residents
- 20601
Waldorf (20601)
24,156 residents
- 20646
La Plata (20646)
18,890 residents
- 20613
Brandywine (20613)
11,860 residents
- 20695 6,794
White Plains (20695)
6,794 residents
- 20637 5,423
Hughesville (20637)
5,423 residents
- 20622 4,900
Charlotte Hall (20622)
4,900 residents
- 20675 1,671
Pomfret (20675)
1,671 residents
What this shows Among its immediate neighbors, ZIP 20602 ranks #2 by population — useful context the national average alone can't give.
ZIP 20602 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20637
Hughesville (20637)
$160,121 median income
- 20611
Bel Alton (20611)
$151,607 median income
- 20613
Brandywine (20613)
$151,422 median income
- 20695
White Plains (20695)
$141,959 median income
- 20603
Waldorf (20603)
$137,946 median income
- 20646
La Plata (20646)
$131,974 median income
- 20675
Pomfret (20675)
$127,269 median income
- 20622
Charlotte Hall (20622)
$124,063 median income
- 20601
Waldorf (20601)
$117,480 median income
What this shows By household income, ZIP 20602 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20601 | Waldorf, MD | 24,156 | 3.1 mi |
| 20617 | Bryantown, MD | 781 | 3.7 mi |
| 20695 | White Plains, MD | 6,794 | 4.3 mi |
| 20603 | Waldorf, MD | 28,967 | 5.5 mi |
| 20675 | Pomfret, MD | 1,671 | 6.9 mi |
| 20646 | La Plata, MD | 18,890 | 7.1 mi |
| 20613 | Brandywine, MD | 11,860 | 7.7 mi |
| 20637 | Hughesville, MD | 5,423 | 7.5 mi |
| 20622 | Charlotte Hall, MD | 4,900 | 9.4 mi |
| 20611 | Bel Alton, MD | 1,078 | 9.8 mi |
More ZIP Codes in Charles County
Related Areas
Frequently Asked Questions
What county is ZIP code 20602 in? ▼
What is the population of ZIP code 20602? ▼
What is the median household income in ZIP 20602? ▼
What is the average home value in ZIP 20602? ▼
What is the demographic makeup of ZIP 20602? ▼
How many businesses are in ZIP code 20602? ▼
What are the main industries in ZIP code 20602? ▼
How have home values changed in ZIP code 20602? ▼
What is the education level in ZIP code 20602? ▼
What is the average commute time in ZIP 20602? ▼
What percentage of residents own vs. rent in ZIP 20602? ▼
What is the poverty rate in ZIP code 20602? ▼
ZIP Code Research Guides
Official Data Resources for Waldorf, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.