Scotland, MD · standard

ZIP Code 20687

St. Mary's County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

313
20/sq mi Moderate-density area
$458,100
Median home value Above-median home value
44.2%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Scotland pairs upper-quartile home values, in a rural, homeowner-dominated area.

Top 16%
home value, US ZIPs
20
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20687 against every reporting US ZIP.

ZIP code 20687 is a sparsely populated ZIP (a standard USPS delivery area) in Scotland, St. Mary's County, Maryland, home to just 313 residents across 16.1 square miles, a density of 20 people per square mile, in the New York time zone.

Median household income is not on file for ZIP 20687, but per-capita income is $39,130. The poverty rate is 35.4%, so the area-level income figures should not be treated as typical household experience. Median home value is $458,100 (2% above the average Maryland ZIP); 91.3% of occupied homes are owner-occupied.

A solid share of residents have a four-year degree: 44.2% of adults hold a bachelor's degree or higher, the median age is 73.1, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in St. Mary's County, so 20687 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20687, Scotland, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

313

Population

16.1

Area (sq mi)

20

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20687?

73.1

Median Age

51.8%

Male

48.2%

Female

0.0%

Foreign-Born

White 83.9%
African American 16.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$39,130

Per Capita Income

35.4%

Poverty Rate

0.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.2%
Bachelor's Degree or Higher 44.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

303

Total Housing Units

183

Occupied Units

120

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 91.3%
Renter 8.7%

$458,100

Median Home Value

+2% vs state ZIP avg

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 20687, employing approximately 24 people with a combined annual payroll of $2,159,000.

7

Businesses

24

Employees

$2.2M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20687 vs 20680 →

ZIP 20687 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20687 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20680 Ridge, MD 1,119 2.9 mi
20628 Dameron, MD 594 5.0 mi
20684 Saint Inigoes, MD 1,125 5.6 mi
20686 Saint Marys City, MD 1,332 8.4 mi
20630 Drayden, MD 348 9.0 mi
20667 Park Hall, MD 494 11.0 mi

More ZIP Codes in St. Mary's County

Frequently Asked Questions

What county is ZIP code 20687 in?

ZIP code 20687 (Scotland) is located in St. Mary's County, Maryland. St. Mary's County contains multiple ZIP codes, see the full list at /counties/st-marys-md.

What is the population of ZIP code 20687?

ZIP code 20687 in Scotland, MD has a population of 313 according to the Census Bureau ACS 2023 estimates.

What is the average home value in ZIP 20687?

The median home value in ZIP 20687 is $458,100, which is 65% above the national average of $278,155.

What is the demographic makeup of ZIP 20687?

The largest racial group in ZIP 20687 is White at 83.9%.

How many businesses are in ZIP code 20687?

ZIP code 20687 has 7 business establishments employing approximately 24 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What is the education level in ZIP code 20687?

In ZIP code 20687, 83.2% of residents aged 25+ have a high school diploma or higher, and 44.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 20687?

In ZIP code 20687, approximately 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 20687?

The poverty rate in ZIP code 20687 is 35.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 20687's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.