Residential delivery area · Maryland

ZIP Code 20764: Shady Side, MD

ZIP code 20764 is in Shady Side, Maryland, entirely in Anne Arundel County (Census 2020 ZIP-county file). About 3,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $118,857 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: Maryland, District of Columbia, North Carolina, South Carolina, Virginia and West Virginia
207sectional center: Southern, MD (SCF 207)
64delivery area within it
Town
Shady Side · its only residential ZIP
Census places
Shady Side census-designated place
Metro area
Baltimore-Columbia-Towson, MD
House district
MD-5 119th Congress
Time zone
Eastern
Land area
4.0 sq mi · 753 people per sq mi

Where is ZIP code 20764?

20764 centers on 38.832°, -76.504° and covers 4.0 square miles of land plus 3.0 of water. It borders 4 ZIP codes: 20733, 20765, 20778, 20776.

20733 · Churchton20765 · Galesville20776 · Harwood20778 · West River20764 · Shady Side (this ZIP)207642077620778207332076520733 · Churchton20765 · Galesville20776 · Harwood20778 · West River20764 · Shady Side (this ZIP)207642077620778207332076520733 · Churchton20765 · Galesville20776 · Harwood20778 · West River20764 · Shady Side (this ZIP)20764207782073320765
Shaded by median household income, in national fifths (ACS 2020-2024); 20764 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 20764, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 20764 compare with the rest of Anne Arundel County?

Rank of 20764 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure20764In Anne Arundel CountyIn MD
People (ACS 2020-2024)2,99331st of 42275th of 477
Median household income$119k21st of 30126th of 293
Median home value$433k20th of 32154th of 320

Its median household income is higher than in 90% of U.S. residential ZIP codes, and it is denser than 76% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 20764?

The 2020 Census counted 4,199 people in 20764; the ACS, which samples households over 2020-2024, estimates 2,993. Between the 2010 and 2020 censuses its population grew 0.6% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
2,993±481 (90% margin)
2020 Census count
4,199+0.6% since 2010 (4,176)
Households
1,362
Median age
52.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 20764?

Of the 2,993 people the ACS estimates in 20764, 16.6% are under 18 and 22.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (77.5%), then Black (not Hispanic) (12.0%).

  • Under 1816.6%
  • 18 to 6461.3%
  • 65 and older22.1%
Age of the people of 20764 (ACS 2020-2024, B01001)
  • White, not Hispanic77.5%
  • Black, not Hispanic12.0%
  • Other or two or more7.0%
  • Hispanic or Latino3.5%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 20764 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 20764 earn?

Median household income is $118,857 (ACS 2020-2024), the 21st highest of the 30 ranked ZIP codes in Anne Arundel County. It is not measurably different from 2015-2019 ($123,301 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$118,857±$28,206
Income per person
$70,068
Below the poverty line
5.5%
Unemployed (of the labor force)
4.9%
Adults 25+ with a bachelor's degree
33.1%
Adjusted gross income per tax return, 2022
$97,7942,160 returns; wages 71% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 20764?

FHFA's house price index for 20764, built from repeat sales and appraisals of the same homes, rose 57% from 2015 to 2025 and rose 38% from 2020 to 2025, and moved +3.4% in 2025.

Median home value (owners' estimate)
$432,700
Median gross rent
$2,490
Homes owned by their occupants
84.4%
Housing units
1,758
0 100 200 300 400 500 198619902000201020202025 0 100 200 300 400 500 198619902000201020202025 0 100 200 300 400 500 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 20764; 2025: 522.2. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 20764?

44 business establishments had a location in this ZIP code in 2023, 7 fewer than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).

  • Other services (except public administration)11
  • Construction8
  • Retail trade4
  • Professional, scientific, and technical services4
  • Accommodation and food services4
  • Administrative and support and waste management and remediation services3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 20764?

ZIP codes that share a boundary with 20764, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
20733Churchton2,669$127k2.4 mi
20765Galesville668$150k2.5 mi
20778West River2,211$206k3.7 mi
20776Harwood3,315$149k5.7 mi
20751Deale2,851$124k4.0 mi (near)
20779Tracys Landing883$179k6.2 mi (near)
21037Edgewater20,854$146k6.4 mi (near)
21403Annapolis32,681$123k7.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.