PlainZIP

Shady Side, MD · standard

ZIP Code 20764

Anne Arundel County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,176
406/sq mi
$118,857
Median income
$432,700
Median home value
33.1%
Bachelor's or higher

The verdict

Shady Side pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 10%
household income, US ZIPs
Top 18%
home value, US ZIPs
406
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20764 against every reporting US ZIP.

ZIP code 20764 covers 10.3 square miles in Shady Side, Anne Arundel County, Maryland (a standard USPS delivery area), with a modest 4,176 residents on file, a density of 406 people per square mile, in the New York time zone.

ZIP 20764 skews affluent, with a median household income of $118,857 (4% above the Maryland average), while per-capita income is $70,068. 5.5% of residents live below the poverty line, and the unemployment rate reads 4.8%. On housing, the median home value is $432,700 (3% below the state average) with median rent at $2,490 per month, and 84.4% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 33.1% of adults hold a bachelor's degree or higher, the median age is 52.8, and the average commute is 38 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Anne Arundel County, so you can benchmark 20764 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 20764

Top 5 sectors by establishment count in Shady Side, MD

Which industries have the most business establishments in ZIP 20764.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20764, Shady Side, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,176

Population

10.3

Area (sq mi)

406

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20764?

52.8

Median Age

52.5%

Male

47.5%

Female

4.7%

Foreign-Born

White 77.5%
African American 12.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.1%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$118,857

Median Household Income

+4% vs state

$70,068

Per Capita Income

5.5%

Poverty Rate

4.8%

Unemployment Rate

37.5 min

Mean Commute Time

How ZIP 20764 ranks nationally

Shady Side, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$118,857 Top 10% higher than 90% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.2%
Bachelor's Degree or Higher 33.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,758

Total Housing Units

1,362

Occupied Units

396

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 84.4%
Renter 15.6%

$432,700

Median Home Value

-3% vs state

$2,490

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.4%

YoY Change (2024)

269

HPI Index (2000 = 100)

+169%

Total Change Since 2000

Home values in ZIP 20764 have increased 2.4% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 201
2021 +8.7% 219
2022 +10.4% 242
2023 +8.7% 263
2024 +2.4% 269

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 44 business establishments in ZIP 20764, employing approximately 164 people with a combined annual payroll of $6,140,000.

44

Businesses

164

Employees

$6.1M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 11 25.0%
Construction 8 18.2%
Retail trade 4 9.1%
Professional, scientific, and technical services 4 9.1%
Accommodation and food services 4 9.1%
Administrative and support and waste management and remediation services 3 6.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20764 vs 20765 →

ZIP 20764 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20764 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 20764 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 20764 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20765 Galesville, MD 514 2.0 mi
20733 Churchton, MD 2,672 2.3 mi
20778 West River, MD 2,009 2.9 mi
20751 Deale, MD 2,343 3.7 mi
21037 Edgewater, MD 20,618 5.9 mi
21403 Annapolis, MD 30,269 7.7 mi
20779 Tracys Landing, MD 1,182 5.9 mi
20776 Harwood, MD 3,289 5.8 mi
20714 North Beach, MD 4,345 7.9 mi
20711 Lothian, MD 6,643 7.8 mi

More ZIP Codes in Anne Arundel County

21122 standard
Pasadena, MD
Pop: 60,576
21061 standard
Glen Burnie, MD
Pop: 53,684
21401 standard
Annapolis, MD
Pop: 36,012
21144 standard
Severn, MD
Pop: 31,884
21113 standard
Odenton, MD
Pop: 30,469
21403 standard
Annapolis, MD
Pop: 30,269

Related Areas

Anne Arundel County Shady Side, MD Maryland

Frequently Asked Questions

What county is ZIP code 20764 in? ▼
ZIP code 20764 (Shady Side) is located in Anne Arundel County, Maryland. Anne Arundel County contains multiple ZIP codes, see the full list at /counties/anne-arundel-md.
What is the population of ZIP code 20764? ▼
ZIP code 20764 in Shady Side, MD has a population of 4,176 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20764? ▼
The median household income in ZIP 20764 is $118,857, which is 56% above the national average of $76,288.
What is the average home value in ZIP 20764? ▼
The median home value in ZIP 20764 is $432,700, which is 56% above the national average of $278,155.
What is the demographic makeup of ZIP 20764? ▼
The largest racial group in ZIP 20764 is White at 77.5%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 20764? ▼
ZIP code 20764 has 44 business establishments employing approximately 164 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20764? ▼
The top industries by establishment count in ZIP 20764 are: Other services (except public administration) (11), Construction (8), Retail trade (4). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 20764? ▼
According to the FHFA House Price Index, home values in ZIP 20764 increased by 2.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20764? ▼
In ZIP code 20764, 61.2% of residents aged 25+ have a high school diploma or higher, and 33.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20764? ▼
The mean commute time for workers in ZIP code 20764 is 37.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20764? ▼
In ZIP code 20764, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20764? ▼
The poverty rate in ZIP code 20764 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.