Harwood, MD · standard
ZIP Code 20776
Anne Arundel County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,289
- 56/sq mi
- $149,300
- Median income
- $616,000
- Median home value
- 41.0%
- Bachelor's or higher
The verdict
Harwood pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 4%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 56
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20776 against every reporting US ZIP.
ZIP code 20776 is classified by USPS as a standard delivery area and covers roughly 58.4 square miles in Harwood, Anne Arundel County, Maryland. The area is home to 3,289 residents, producing a population density of 56 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20776 against Maryland and the nation.
On the economic side, the median household income for ZIP 20776 sits at $149,300 (31% above the Maryland average), while per-capita income is $69,038. The poverty rate stands at 7.1% and the unemployment rate at 4.4%. On housing, the median home value is $616,000 (38% above the state average) with median rent at — per month, and 94.3% of occupied units are owner-occupied, a direct signal of whether 20776 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 41.0% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is 34 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Anne Arundel County, so you can benchmark 20776 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 20776
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 20776.
- Construction
Construction
24 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
15 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
12 establishments
- Other services (except public administration) 8
Other services (except public administration)
8 establishments
- Health care and social assistance 4
Health care and social assistance
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20776, Harwood, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,289
Population
58.4
Area (sq mi)
56
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20776?
45.9
Median Age
47.9%
Male
52.1%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$149,300
Median Household Income
+31% vs state
$69,038
Per Capita Income
7.1%
Poverty Rate
4.4%
Unemployment Rate
33.9 min
Mean Commute Time
How ZIP 20776 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$149,300 Top 4% higher than 96% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,278
Total Housing Units
1,212
Occupied Units
66
Vacant Units
2.71
Avg Household Size
Occupancy Type
$616,000
Median Home Value
+38% vs state
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.6%
YoY Change (2024)
268
HPI Index (2000 = 100)
+168%
Total Change Since 2000
Home values in ZIP 20776 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.1% | 196 |
| 2021 | +6.6% | 209 |
| 2022 | +8.3% | 227 |
| 2023 | +13.9% | 259 |
| 2024 | +3.6% | 268 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 74 business establishments in ZIP 20776, employing approximately 630 people with a combined annual payroll of $39,167,000.
74
Businesses
630
Employees
$39.2M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 24 | 32.4% |
| Professional, scientific, and technical services | 15 | 20.3% |
| Administrative and support and waste management and remediation services | 12 | 16.2% |
| Other services (except public administration) | 8 | 10.8% |
| Health care and social assistance | 4 | 5.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20776 vs 20778 →
ZIP 20776 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21037
Edgewater (21037)
20,618 residents
- 21035 7,815
Davidsonville (21035)
7,815 residents
- 20711 6,643
Lothian (20711)
6,643 residents
- 20764 4,176
Shady Side (20764)
4,176 residents
- 21140 3,457
Riva (21140)
3,457 residents
- 20776 3,289
Harwood (20776)
3,289 residents
- 20733 2,672
Churchton (20733)
2,672 residents
- 20751 2,343
Deale (20751)
2,343 residents
- 20778 2,009
West River (20778)
2,009 residents
What this shows Among its immediate neighbors, ZIP 20776 ranks #6 by population — useful context the national average alone can't give.
ZIP 20776 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20778
West River (20778)
$205,974 median income
- 21035
Davidsonville (21035)
$188,347 median income
- 20779
Tracys Landing (20779)
$178,452 median income
- 21140
Riva (21140)
$170,156 median income
- 20765
Galesville (20765)
$149,545 median income
- 20776
Harwood (20776)
$149,300 median income
- 21037
Edgewater (21037)
$145,787 median income
- 20733
Churchton (20733)
$126,797 median income
- 20751
Deale (20751)
$123,951 median income
What this shows By household income, ZIP 20776 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20778 | West River, MD | 2,009 | 3.3 mi |
| 20765 | Galesville, MD | 514 | 3.8 mi |
| 21035 | Davidsonville, MD | 7,815 | 4.8 mi |
| 21140 | Riva, MD | 3,457 | 5.6 mi |
| 21037 | Edgewater, MD | 20,618 | 4.6 mi |
| 20711 | Lothian, MD | 6,643 | 5.1 mi |
| 20751 | Deale, MD | 2,343 | 5.8 mi |
| 20764 | Shady Side, MD | 4,176 | 5.8 mi |
| 20779 | Tracys Landing, MD | 1,182 | 7.5 mi |
| 20733 | Churchton, MD | 2,672 | 6.1 mi |
More ZIP Codes in Anne Arundel County
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Frequently Asked Questions
What county is ZIP code 20776 in? ▼
What is the population of ZIP code 20776? ▼
What is the median household income in ZIP 20776? ▼
What is the average home value in ZIP 20776? ▼
What is the demographic makeup of ZIP 20776? ▼
How many businesses are in ZIP code 20776? ▼
What are the main industries in ZIP code 20776? ▼
How have home values changed in ZIP code 20776? ▼
What is the education level in ZIP code 20776? ▼
What is the average commute time in ZIP 20776? ▼
What percentage of residents own vs. rent in ZIP 20776? ▼
What is the poverty rate in ZIP code 20776? ▼
ZIP Code Research Guides
Official Data Resources for Harwood, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.