Edgewater, MD · standard
ZIP Code 21037
Anne Arundel County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,618
- 461/sq mi
- $145,787
- Median income
- $560,300
- Median home value
- 46.7%
- Bachelor's or higher
The verdict
Edgewater pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 4%
- household income, US ZIPs
- Top 11%
- home value, US ZIPs
- 461
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21037 against every reporting US ZIP.
ZIP code 21037 is classified by USPS as a standard delivery area and covers roughly 44.7 square miles in Edgewater, Anne Arundel County, Maryland. The area is home to 20,618 residents, producing a population density of 461 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21037 against Maryland and the nation.
On the economic side, the median household income for ZIP 21037 sits at $145,787 (28% above the Maryland average), while per-capita income is $68,738. The poverty rate stands at 4.0% and the unemployment rate at 3.5%. On housing, the median home value is $560,300 (25% above the state average) with median rent at $2,288 per month, and 88.7% of occupied units are owner-occupied, a direct signal of whether 21037 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 46.7% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 35 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Anne Arundel County, so you can benchmark 21037 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 21037
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 21037.
- Professional, scientific, and technical services
Professional, scientific, and technical services
95 establishments
- Construction
Construction
79 establishments
- Other services (except public administration)
Other services (except public administration)
71 establishments
- Retail trade
Retail trade
69 establishments
- Accommodation and food services
Accommodation and food services
62 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21037, Edgewater, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
20,618
Population
44.7
Area (sq mi)
461
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21037?
41.3
Median Age
50.1%
Male
49.9%
Female
5.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$145,787
Median Household Income
+28% vs state
$68,738
Per Capita Income
4.0%
Poverty Rate
3.5%
Unemployment Rate
34.7 min
Mean Commute Time
How ZIP 21037 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$145,787 Top 4% higher than 96% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
8,517
Total Housing Units
7,901
Occupied Units
616
Vacant Units
2.62
Avg Household Size
Occupancy Type
$560,300
Median Home Value
+25% vs state
$2,288
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.7%
YoY Change (2024)
282
HPI Index (2000 = 100)
+182%
Total Change Since 2000
Home values in ZIP 21037 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +182% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 209 |
| 2021 | +8.2% | 226 |
| 2022 | +10.8% | 251 |
| 2023 | +5.5% | 264 |
| 2024 | +6.7% | 282 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 602 business establishments in ZIP 21037, employing approximately 5,522 people with a combined annual payroll of $296,290,000.
602
Businesses
5,522
Employees
$296.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 95 | 15.8% |
| Construction | 79 | 13.1% |
| Other services (except public administration) | 71 | 11.8% |
| Retail trade | 69 | 11.5% |
| Accommodation and food services | 62 | 10.3% |
| Health care and social assistance | 52 | 8.6% |
| Administrative and support and waste management and remediation services | 41 | 6.8% |
| Real estate and rental and leasing | 34 | 5.7% |
| Finance and insurance | 33 | 5.5% |
| Arts, entertainment, and recreation | 20 | 3.3% |
| Wholesale trade | 14 | 2.3% |
| Information | 12 | 2.0% |
| Manufacturing | 6 | 1.0% |
| Transportation and warehousing | 6 | 1.0% |
| Educational services | 6 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21037 vs 20765 →
ZIP 21037 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21401
Annapolis (21401)
36,012 residents
- 21403
Annapolis (21403)
30,269 residents
- 21037
Edgewater (21037)
20,618 residents
- 21035 7,815
Davidsonville (21035)
7,815 residents
- 20764 4,176
Shady Side (20764)
4,176 residents
- 21140 3,457
Riva (21140)
3,457 residents
- 20776 3,289
Harwood (20776)
3,289 residents
- 20733 2,672
Churchton (20733)
2,672 residents
- 20778 2,009
West River (20778)
2,009 residents
What this shows Among its immediate neighbors, ZIP 21037 ranks #3 by population — useful context the national average alone can't give.
ZIP 21037 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20778
West River (20778)
$205,974 median income
- 21035
Davidsonville (21035)
$188,347 median income
- 21140
Riva (21140)
$170,156 median income
- 21405
Annapolis (21405)
$160,703 median income
- 20765
Galesville (20765)
$149,545 median income
- 20776
Harwood (20776)
$149,300 median income
- 21037
Edgewater (21037)
$145,787 median income
- 20733
Churchton (20733)
$126,797 median income
- 21401
Annapolis (21401)
$123,381 median income
What this shows By household income, ZIP 21037 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20765 | Galesville, MD | 514 | 4.9 mi |
| 21140 | Riva, MD | 3,457 | 3.2 mi |
| 21401 | Annapolis, MD | 36,012 | 5.1 mi |
| 21403 | Annapolis, MD | 30,269 | 3.4 mi |
| 20778 | West River, MD | 2,009 | 5.5 mi |
| 20776 | Harwood, MD | 3,289 | 4.6 mi |
| 20764 | Shady Side, MD | 4,176 | 5.9 mi |
| 21035 | Davidsonville, MD | 7,815 | 5.2 mi |
| 20733 | Churchton, MD | 2,672 | 7.6 mi |
| 21405 | Annapolis, MD | 544 | 8.0 mi |
More ZIP Codes in Anne Arundel County
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Frequently Asked Questions
What county is ZIP code 21037 in? ▼
What is the population of ZIP code 21037? ▼
What is the median household income in ZIP 21037? ▼
What is the average home value in ZIP 21037? ▼
What is the demographic makeup of ZIP 21037? ▼
How many businesses are in ZIP code 21037? ▼
What are the main industries in ZIP code 21037? ▼
How have home values changed in ZIP code 21037? ▼
What is the education level in ZIP code 21037? ▼
What is the average commute time in ZIP 21037? ▼
What percentage of residents own vs. rent in ZIP 21037? ▼
What is the poverty rate in ZIP code 21037? ▼
ZIP Code Research Guides
Official Data Resources for Edgewater, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.