Edgewater, MD · standard

ZIP Code 21037

Anne Arundel County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,618
461/sq mi
$145,787
Median income
$560,300
Median home value
46.7%
Bachelor's or higher

The verdict

Edgewater pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 4%
household income, US ZIPs
Top 11%
home value, US ZIPs
461
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21037 against every reporting US ZIP.

ZIP code 21037 is a densely settled ZIP (a standard USPS delivery area) in Edgewater, Anne Arundel County, Maryland, with 20,618 residents across 44.7 square miles, a density of 461 people per square mile, in the New York time zone.

ZIP 21037 skews affluent, with a median household income of $145,787 (28% above the Maryland average), while per-capita income is $68,738. Poverty here runs at 4.0%, with unemployment measured at 3.5%. The typical home here is valued at $560,300 (25% above the state average); renters pay a median of $2,288 monthly, and 88.7% of units are owner-occupied.

A solid share of residents have a four-year degree: 46.7% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 35 minutes. To put 21037 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Anne Arundel County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21037

Top 5 sectors by establishment count in Edgewater, MD

Which industries have the most business establishments in ZIP 21037.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21037, Edgewater, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,618

Population

44.7

Area (sq mi)

461

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21037?

41.3

Median Age

50.1%

Male

49.9%

Female

5.2%

Foreign-Born

White 86.0%
African American 5.1%
Asian 1.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$145,787

Median Household Income

+28% vs state

$68,738

Per Capita Income

4.0%

Poverty Rate

3.5%

Unemployment Rate

34.7 min

Mean Commute Time

How ZIP 21037 ranks nationally

Edgewater, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$145,787 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.5%
Bachelor's Degree or Higher 46.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,517

Total Housing Units

7,901

Occupied Units

616

Vacant Units

2.62

Avg Household Size

Occupancy Type

Owner 88.7%
Renter 11.3%

$560,300

Median Home Value

+25% vs state

$2,288

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.7%

YoY Change (2024)

282

HPI Index (2000 = 100)

+182%

Total Change Since 2000

Home values in ZIP 21037 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +182% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 209
2021 +8.2% 226
2022 +10.8% 251
2023 +5.5% 264
2024 +6.7% 282

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 602 business establishments in ZIP 21037, employing approximately 5,522 people with a combined annual payroll of $296,290,000.

602

Businesses

5,522

Employees

$296.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 95 15.8%
Construction 79 13.1%
Other services (except public administration) 71 11.8%
Retail trade 69 11.5%
Accommodation and food services 62 10.3%
Health care and social assistance 52 8.6%
Administrative and support and waste management and remediation services 41 6.8%
Real estate and rental and leasing 34 5.7%
Finance and insurance 33 5.5%
Arts, entertainment, and recreation 20 3.3%
Wholesale trade 14 2.3%
Information 12 2.0%
Manufacturing 6 1.0%
Transportation and warehousing 6 1.0%
Educational services 6 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21037 vs 20765 →

ZIP 21037 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21037 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21037 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21037 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20765 Galesville, MD 514 4.9 mi
21140 Riva, MD 3,457 3.2 mi
21401 Annapolis, MD 36,012 5.1 mi
21403 Annapolis, MD 30,269 3.4 mi
20778 West River, MD 2,009 5.5 mi
20776 Harwood, MD 3,289 4.6 mi
20764 Shady Side, MD 4,176 5.9 mi
21035 Davidsonville, MD 7,815 5.2 mi
20733 Churchton, MD 2,672 7.6 mi
21405 Annapolis, MD 544 8.0 mi

More ZIP Codes in Anne Arundel County

Frequently Asked Questions

What county is ZIP code 21037 in?
ZIP code 21037 (Edgewater) is located in Anne Arundel County, Maryland. Anne Arundel County contains multiple ZIP codes, see the full list at /counties/anne-arundel-md.
What is the population of ZIP code 21037?
ZIP code 21037 in Edgewater, MD has a population of 20,618 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21037?
The median household income in ZIP 21037 is $145,787, which is 91% above the national average of $76,288.
What is the average home value in ZIP 21037?
The median home value in ZIP 21037 is $560,300, which is 101% above the national average of $278,155.
What is the demographic makeup of ZIP 21037?
The largest racial group in ZIP 21037 is White at 86.0%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 21037?
ZIP code 21037 has 602 business establishments employing approximately 5,522 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21037?
The top industries by establishment count in ZIP 21037 are: Professional, scientific, and technical services (95), Construction (79), Other services (except public administration) (71). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 21037?
According to the FHFA House Price Index, home values in ZIP 21037 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 182%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21037?
In ZIP code 21037, 70.5% of residents aged 25+ have a high school diploma or higher, and 46.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21037?
The mean commute time for workers in ZIP code 21037 is 34.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21037?
In ZIP code 21037, approximately 88.7% of occupied housing units are owner-occupied and 11.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21037?
The poverty rate in ZIP code 21037 is 4.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.