PlainZIP

Fredericksburg, VA · standard

ZIP Code 22401

Fredericksburg County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,286
897/sq mi
$86,230
Median income
$483,700
Median home value
46.2%
Bachelor's or higher

The verdict

Fredericksburg pairs an above-median household income with upper-quartile home values, in a low-density, renter-heavy area.

Top 31%
household income, US ZIPs
Top 14%
home value, US ZIPs
897
people per sq mi
40%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 22401 against every reporting US ZIP.

ZIP code 22401 is classified by USPS as a standard delivery area and covers roughly 27.1 square miles in Fredericksburg, Fredericksburg County, Virginia. The area is home to 24,286 residents, producing a population density of 897 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 22401 against Virginia and the nation.

On the economic side, the median household income for ZIP 22401 sits at $86,230 (1% above the Virginia average), while per-capita income is $47,700. The poverty rate stands at 12.8% and the unemployment rate at 5.0%. On housing, the median home value is $483,700 (45% above the state average) with median rent at $1,618 per month, and 39.8% of occupied units are owner-occupied, a direct signal of whether 22401 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 46.2% of adults hold a bachelor's degree or higher, the median age is 32.3, and the average commute is 32 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles, so you can benchmark 22401 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 22401

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 22401.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 22401, Fredericksburg, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

24,286

Population

27.1

Area (sq mi)

897

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 22401?

32.3

Median Age

47.6%

Male

52.4%

Female

12.2%

Foreign-Born

White 57.1%
African American 20.0%
Asian 4.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.6%
Hispanic or Latino 12.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,230

Median Household Income

+1% vs state

$47,700

Per Capita Income

12.8%

Poverty Rate

5.0%

Unemployment Rate

31.9 min

Mean Commute Time

How ZIP 22401 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$86,230 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.4%
Bachelor's Degree or Higher 46.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,403

Total Housing Units

11,704

Occupied Units

699

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 39.8%
Renter 60.2%

$483,700

Median Home Value

+45% vs state

$1,618

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.6%

YoY Change (2024)

321

HPI Index (2000 = 100)

+221%

Total Change Since 2000

Home values in ZIP 22401 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +221% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 240
2021 +7.9% 259
2022 +13.7% 295
2023 +4.2% 307
2024 +4.6% 321

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,455 business establishments in ZIP 22401, employing approximately 21,274 people with a combined annual payroll of $1,128,298,000.

1,455

Businesses

21,274

Employees

$1.1B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 242 16.6%
Retail trade 241 16.6%
Accommodation and food services 196 13.5%
Professional, scientific, and technical services 162 11.1%
Other services (except public administration) 158 10.9%
Finance and insurance 104 7.2%
Real estate and rental and leasing 86 5.9%
Construction 63 4.3%
Administrative and support and waste management and remediation services 46 3.2%
Wholesale trade 28 1.9%
Information 27 1.9%
Transportation and warehousing 26 1.8%
Arts, entertainment, and recreation 25 1.7%
Educational services 23 1.6%
Manufacturing 20 1.4%
Management of companies and enterprises 6 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 22401 vs 22405 →

ZIP 22401 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 22401 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 22401 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 22401 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
22405 Fredericksburg, VA 29,152 4.7 mi
22407 Fredericksburg, VA 54,962 4.9 mi
22408 Fredericksburg, VA 26,851 5.9 mi
22406 Fredericksburg, VA 20,757 7.8 mi
22554 Stafford, VA 51,463 10.6 mi

Related Areas

Fredericksburg County Fredericksburg, VA Virginia

Frequently Asked Questions

What county is ZIP code 22401 in? ▼
ZIP code 22401 (Fredericksburg) is located in Fredericksburg County, Virginia. Fredericksburg County contains multiple ZIP codes, see the full list at /counties/fredericksburg-va.
What is the population of ZIP code 22401? ▼
ZIP code 22401 in Fredericksburg, VA has a population of 24,286 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 22401? ▼
The median household income in ZIP 22401 is $86,230, which is 13% above the national average of $76,288.
What is the average home value in ZIP 22401? ▼
The median home value in ZIP 22401 is $483,700, which is 74% above the national average of $278,155.
What is the demographic makeup of ZIP 22401? ▼
The largest racial group in ZIP 22401 is White at 57.1%. Hispanic or Latino residents make up 12.6% of the population.
How many businesses are in ZIP code 22401? ▼
ZIP code 22401 has 1,455 business establishments employing approximately 21,274 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 22401? ▼
The top industries by establishment count in ZIP 22401 are: Health care and social assistance (242), Retail trade (241), Accommodation and food services (196). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 22401? ▼
According to the FHFA House Price Index, home values in ZIP 22401 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 221%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 22401? ▼
In ZIP code 22401, 66.4% of residents aged 25+ have a high school diploma or higher, and 46.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 22401? ▼
The mean commute time for workers in ZIP code 22401 is 31.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 22401? ▼
In ZIP code 22401, approximately 39.8% of occupied housing units are owner-occupied and 60.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 22401? ▼
The poverty rate in ZIP code 22401 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Fredericksburg, VA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.