PlainZIP

Fredericksburg, VA · standard

ZIP Code 22406

Stafford County, Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,757
110/sq mi
$129,167
Median income
$512,300
Median home value
42.1%
Bachelor's or higher

The verdict

Fredericksburg pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 12%
home value, US ZIPs
110
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 22406 against every reporting US ZIP.

ZIP code 22406 is a densely settled ZIP (a standard USPS delivery area) in Fredericksburg, Stafford County, Virginia, with 20,757 residents across 188.2 square miles, a density of 110 people per square mile, in the New York time zone.

ZIP 22406 skews affluent, with a median household income of $129,167 (51% above the Virginia average), while per-capita income is $55,088. Poverty here runs at 5.7%, with unemployment measured at 3.9%. Median home value sits at $512,300 (53% above the state average), median rent at $2,033 a month, and owner-occupancy at 76.3%.

A solid share of residents have a four-year degree: 42.1% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is 37 minutes. To put 22406 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 3 additional ZIPs in Stafford County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 22406

Top 5 sectors by establishment count in Fredericksburg, VA

Which industries have the most business establishments in ZIP 22406.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 22406, Fredericksburg, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,757

Population

188.2

Area (sq mi)

110

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 22406?

43.3

Median Age

48.4%

Male

51.6%

Female

9.7%

Foreign-Born

White 62.4%
African American 16.5%
Asian 4.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.0%
Hispanic or Latino 11.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$129,167

Median Household Income

+51% vs state

$55,088

Per Capita Income

5.7%

Poverty Rate

3.9%

Unemployment Rate

37.1 min

Mean Commute Time

How ZIP 22406 ranks nationally

Fredericksburg, VA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$129,167 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.2%
Bachelor's Degree or Higher 42.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,329

Total Housing Units

9,838

Occupied Units

491

Vacant Units

2.77

Avg Household Size

Occupancy Type

Owner 76.3%
Renter 23.7%

$512,300

Median Home Value

+53% vs state

$2,033

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2024)

286

HPI Index (2000 = 100)

+186%

Total Change Since 2000

Home values in ZIP 22406 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +186% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 198
2021 +11.5% 221
2022 +14.4% 252
2023 +6.7% 269
2024 +6.2% 286

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 528 business establishments in ZIP 22406, employing approximately 8,910 people with a combined annual payroll of $451,902,000.

528

Businesses

8,910

Employees

$451.9M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 84 15.9%
Other services (except public administration) 57 10.8%
Professional, scientific, and technical services 56 10.6%
Accommodation and food services 56 10.6%
Retail trade 51 9.7%
Administrative and support and waste management and remediation services 46 8.7%
Health care and social assistance 41 7.8%
Real estate and rental and leasing 30 5.7%
Transportation and warehousing 29 5.5%
Wholesale trade 22 4.2%
Manufacturing 14 2.6%
Educational services 11 2.1%
Finance and insurance 7 1.3%
Arts, entertainment, and recreation 7 1.3%
Utilities 6 1.1%
Information 6 1.1%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 22406 vs 22556 →

ZIP 22406 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 22406 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 22406 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 22406 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
22556 Stafford, VA 25,675 5.4 mi
22407 Fredericksburg, VA 54,962 8.2 mi
22401 Fredericksburg, VA 24,286 7.8 mi
22720 Goldvein, VA 1,059 7.3 mi
22553 Spotsylvania, VA 13,935 10.3 mi
22405 Fredericksburg, VA 29,152 9.9 mi

More ZIP Codes in Stafford County

22554 standard
Stafford, VA
Pop: 51,463
22405 standard
Fredericksburg, VA
Pop: 29,152
22556 standard
Stafford, VA
Pop: 25,675

Related Areas

Stafford County Fredericksburg, VA Virginia

Frequently Asked Questions

What county is ZIP code 22406 in? ▼
ZIP code 22406 (Fredericksburg) is located in Stafford County, Virginia. Stafford County contains multiple ZIP codes, see the full list at /counties/stafford-va.
What is the population of ZIP code 22406? ▼
ZIP code 22406 in Fredericksburg, VA has a population of 20,757 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 22406? ▼
The median household income in ZIP 22406 is $129,167, which is 69% above the national average of $76,288.
What is the average home value in ZIP 22406? ▼
The median home value in ZIP 22406 is $512,300, which is 84% above the national average of $278,155.
What is the demographic makeup of ZIP 22406? ▼
The largest racial group in ZIP 22406 is White at 62.4%. Hispanic or Latino residents make up 11.8% of the population.
How many businesses are in ZIP code 22406? ▼
ZIP code 22406 has 528 business establishments employing approximately 8,910 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 22406? ▼
The top industries by establishment count in ZIP 22406 are: Construction (84), Other services (except public administration) (57), Professional, scientific, and technical services (56). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 22406? ▼
According to the FHFA House Price Index, home values in ZIP 22406 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 186%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 22406? ▼
In ZIP code 22406, 62.2% of residents aged 25+ have a high school diploma or higher, and 42.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 22406? ▼
The mean commute time for workers in ZIP code 22406 is 37.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 22406? ▼
In ZIP code 22406, approximately 76.3% of occupied housing units are owner-occupied and 23.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 22406? ▼
The poverty rate in ZIP code 22406 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.