Fredericksburg, VA · standard
ZIP Code 22408
Spotsylvania County, Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,851
- 226/sq mi High-density area
- $110,112
- Median income Above-median income area
- $378,000
- Median home value Above-median home value
- 40.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Fredericksburg pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 13%
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 226
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 22408 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 22408 (Fredericksburg, VA) rose +7.4% from 2023 to 2024. The all-transactions index moved from 284.2 in 2023 to 305.2 in 2024 (2000 = 100).
ZIP code 22408 is a densely settled ZIP (a standard USPS delivery area) in Fredericksburg, Spotsylvania County, Virginia, with 26,851 residents across 118.9 square miles, a density of 226 people per square mile, in the New York time zone.
ZIP 22408 skews affluent, with a median household income of $110,112 (29% above the average Virginia ZIP), while per-capita income is $48,678. The poverty rate is 7.5%, with unemployment at 4.5%; those measures add context to the income figure. Median home value is $378,000 (13% above the average Virginia ZIP) and median rent is $1,835; 77.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 40.4% of adults hold a bachelor's degree or higher, the median age is 36.3, and the average commute is 36 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 4 more in Spotsylvania County, so 22408 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 22408
Top 5 sectors by establishment count in Fredericksburg, VA
Which industries have the most business establishments in ZIP 22408.
- Retail trade
Retail trade
166 establishments
- Construction
Construction
113 establishments
- Health care and social assistance
Health care and social assistance
104 establishments
- Other services (except public administration)
Other services (except public administration)
94 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
83 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 22408, Fredericksburg, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
26,851
Population
118.9
Area (sq mi)
226
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 22408?
36.3
Median Age
49.8%
Male
50.2%
Female
12.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$110,112
Median Household Income
+29% vs state ZIP avg
$48,678
Per Capita Income
7.5%
Poverty Rate
4.5%
Unemployment Rate
36.2 min
Mean Commute Time
How ZIP 22408 ranks among Virginia ZIPs
Fredericksburg, VA household income vs. every Virginia ZIP code
Median household income among 804 reporting Virginia ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$110,112 Top 20% higher than 80% of 804 Virginia ZIPs
Each bar is a $20K-wide band; taller bars hold more Virginia ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,664housing units
12,664
Total Housing Units
12,186
Occupied Units
478
Vacant Units
2.59
Avg Household Size
Occupancy Type
$378,000
Median Home Value
+13% vs state ZIP avg
$1,835
Median Rent
1999
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.4%
YoY Change (2024)
305
HPI Index (2000 = 100)
+205%
Total Change Since 2000
Home values in ZIP 22408 have increased 7.4% over the past year (2024). Since 2000, this ZIP has seen +205% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 200 |
| 2021 | +12.8% | 226 |
| 2022 | +19.6% | 270 |
| 2023 | +5.4% | 284 |
| 2024 | +7.4% | 305 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 903 business establishments in ZIP 22408, employing approximately 13,586 people with a combined annual payroll of $818,666,000.
903
Businesses
13,586
Employees
$818.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 166 | 18.4% |
| Construction | 113 | 12.5% |
| Health care and social assistance | 104 | 11.5% |
| Other services (except public administration) | 94 | 10.4% |
| Professional, scientific, and technical services | 83 | 9.2% |
| Wholesale trade | 58 | 6.4% |
| Administrative and support and waste management and remediation services | 57 | 6.3% |
| Accommodation and food services | 52 | 5.8% |
| Real estate and rental and leasing | 44 | 4.9% |
| Manufacturing | 33 | 3.6% |
| Transportation and warehousing | 32 | 3.5% |
| Finance and insurance | 21 | 2.3% |
| Arts, entertainment, and recreation | 14 | 1.6% |
| Educational services | 12 | 1.3% |
| Information | 8 | 0.9% |
| Management of companies and enterprises | 7 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 22408 vs 22580 →
ZIP 22408 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 22407
Fredericksburg (22407)
54,962 residents
- 22405
Fredericksburg (22405)
29,152 residents
- 22408
Fredericksburg (22408)
26,851 residents
- 22401
Fredericksburg (22401)
24,286 residents
- 22580 5,160
Woodford (22580)
5,160 residents
What this shows Among its immediate neighbors, ZIP 22408 ranks #3 by population - useful context the national average alone can't give.
ZIP 22408 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 22405
Fredericksburg (22405)
$128,259 median income
- 22407
Fredericksburg (22407)
$111,129 median income
- 22408
Fredericksburg (22408)
$110,112 median income
- 22580
Woodford (22580)
$93,603 median income
- 22401
Fredericksburg (22401)
$86,230 median income
What this shows By household income, ZIP 22408 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 22408, both outside VA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (26,851 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Spotsylvania County
Related Areas
Frequently Asked Questions
What county is ZIP code 22408 in?
ZIP code 22408 (Fredericksburg) is located in Spotsylvania County, Virginia. Spotsylvania County contains multiple ZIP codes, see the full list at /counties/spotsylvania-va.
What is the population of ZIP code 22408?
ZIP code 22408 in Fredericksburg, VA has a population of 26,851 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 22408?
The median household income in ZIP 22408 is $110,112, which is 44% above the national average of $76,288.
What is the average home value in ZIP 22408?
The median home value in ZIP 22408 is $378,000, which is 36% above the national average of $278,155.
What is the demographic makeup of ZIP 22408?
The largest racial group in ZIP 22408 is White at 56.4%. Hispanic or Latino residents make up 14.5% of the population.
How many businesses are in ZIP code 22408?
ZIP code 22408 has 903 business establishments employing approximately 13,586 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 22408?
The top industries by establishment count in ZIP 22408 are: Retail trade (166), Construction (113), Health care and social assistance (104). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 22408?
According to the FHFA House Price Index, home values in ZIP 22408 increased by 7.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 205%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 22408?
In ZIP code 22408, 66.4% of residents aged 25+ have a high school diploma or higher, and 40.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 22408?
The mean commute time for workers in ZIP code 22408 is 36.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 22408?
In ZIP code 22408, approximately 77.9% of occupied housing units are owner-occupied and 22.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 22408?
The poverty rate in ZIP code 22408 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 22408's numbers, next.
- See how ZIP 22408 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fredericksburg, VA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.