Ruther Glen, VA · standard
ZIP Code 22546
Caroline County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,850
- 38/sq mi
- $89,247
- Median income
- $301,100
- Median home value
- 21.6%
- Bachelor's or higher
The verdict
Ruther Glen pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- Top 33%
- home value, US ZIPs
- 38
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 22546 against every reporting US ZIP.
ZIP code 22546 is classified by USPS as a standard delivery area and covers roughly 420.4 square miles in Ruther Glen, Caroline County, Virginia. The area is home to 15,850 residents, producing a population density of 38 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 22546 against Virginia and the nation.
On the economic side, the median household income for ZIP 22546 sits at $89,247 (4% above the Virginia average), while per-capita income is $39,449. The poverty rate stands at 12.1% and the unemployment rate at 5.3%. On housing, the median home value is $301,100 (10% below the state average) with median rent at $1,676 per month, and 85.8% of occupied units are owner-occupied, a direct signal of whether 22546 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.6% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 41 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Caroline County, so you can benchmark 22546 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 22546
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 22546.
- Retail trade
Retail trade
35 establishments
- Construction
Construction
29 establishments
- Accommodation and food services
Accommodation and food services
26 establishments
- Other services (except public administration)
Other services (except public administration)
24 establishments
- Transportation and warehousing
Transportation and warehousing
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 22546, Ruther Glen, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
15,850
Population
420.4
Area (sq mi)
38
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 22546?
37.1
Median Age
48.9%
Male
51.1%
Female
6.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,247
Median Household Income
+4% vs state
$39,449
Per Capita Income
12.1%
Poverty Rate
5.3%
Unemployment Rate
41.2 min
Mean Commute Time
How ZIP 22546 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$89,247 Top 28% higher than 72% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,228
Total Housing Units
6,744
Occupied Units
484
Vacant Units
2.73
Avg Household Size
Occupancy Type
$301,100
Median Home Value
-10% vs state
$1,676
Median Rent
1999
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.6%
YoY Change (2024)
285
HPI Index (2000 = 100)
+185%
Total Change Since 2000
Home values in ZIP 22546 have increased 13.6% over the past year (2024). Since 2000, this ZIP has seen +185% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 187 |
| 2021 | +11.1% | 208 |
| 2022 | +10.5% | 230 |
| 2023 | +9.2% | 251 |
| 2024 | +13.6% | 285 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 215 business establishments in ZIP 22546, employing approximately 2,789 people with a combined annual payroll of $124,323,000.
215
Businesses
2,789
Employees
$124.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 35 | 16.3% |
| Construction | 29 | 13.5% |
| Accommodation and food services | 26 | 12.1% |
| Other services (except public administration) | 24 | 11.2% |
| Transportation and warehousing | 21 | 9.8% |
| Professional, scientific, and technical services | 16 | 7.4% |
| Health care and social assistance | 16 | 7.4% |
| Administrative and support and waste management and remediation services | 11 | 5.1% |
| Wholesale trade | 8 | 3.7% |
| Manufacturing | 7 | 3.3% |
| Finance and insurance | 5 | 2.3% |
| Real estate and rental and leasing | 5 | 2.3% |
| Arts, entertainment, and recreation | 5 | 2.3% |
| Information | 3 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 22546 vs 23047 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 23047 | Doswell, VA | 1,952 | 7.0 mi |
More ZIP Codes in Caroline County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Ruther Glen, VA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.