Mooresboro, NC · standard

ZIP Code 28114

Rutherford County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,554
45/sq mi Moderate-density area
$60,500
Median income Below-median income area
$150,500
Median home value Below-median home value
14.2%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Mooresboro pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

30th pct
household income, US ZIPs
25th pct
home value, US ZIPs
45
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28114 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 28114 (Mooresboro, NC) rose +4.7% from 2023 to 2024. The all-transactions index moved from 237.9 in 2023 to 249.0 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 28114 is a mid-sized community (a standard USPS delivery area) in Mooresboro, Rutherford County, North Carolina, home to 7,554 residents across 169.0 square miles, a density of 45 people per square mile, in the New York time zone.

ZIP 28114 reports a modest median household income of $60,500 (13% below the average North Carolina ZIP), while per-capita income is $29,517. The poverty rate is 8.4%, with unemployment at 5.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $150,500 (42% below the average North Carolina ZIP), and median rent is $695; owner occupancy is 75.3%.

Formal educational attainment runs low here: just 14.2% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 29 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Rutherford County, so 28114 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 28114

Top 5 sectors by establishment count in Mooresboro, NC

Which industries have the most business establishments in ZIP 28114.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28114, Mooresboro, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,554

Population

169.0

Area (sq mi)

45

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28114?

44.2

Median Age

55.3%

Male

44.7%

Female

3.9%

Foreign-Born

White 90.1%
African American 2.8%
Asian 0.3%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,500

Median Household Income

-13% vs state ZIP avg

$29,517

Per Capita Income

8.4%

Poverty Rate

5.5%

Unemployment Rate

28.9 min

Mean Commute Time

How ZIP 28114 ranks among North Carolina ZIPs

Mooresboro, NC household income vs. every North Carolina ZIP code

Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$60,500 40th percentile higher than 40% of 749 North Carolina ZIPs

This ZIP $0 $200K+ every North Carolina ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.9%
Bachelor's Degree or Higher 14.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,426

Total Housing Units

2,762

Occupied Units

664

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 75.3%
Renter 24.7%

$150,500

Median Home Value

-42% vs state ZIP avg

$695

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

249

HPI Index (2000 = 100)

+149%

Total Change Since 2000

Home values in ZIP 28114 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.

Year Annual Change HPI Index
2020 -5.7% 160
2021 +25.1% 200
2022 +18.4% 236
2023 +0.6% 238
2024 +4.7% 249

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 71 business establishments in ZIP 28114, employing approximately 972 people with a combined annual payroll of $66,008,000.

71

Businesses

972

Employees

$66.0M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 17 23.9%
Construction 14 19.7%
Wholesale trade 7 9.9%
Retail trade 7 9.9%
Manufacturing 6 8.4%
Utilities 5 7.0%
Transportation and warehousing 5 7.0%
Real estate and rental and leasing 4 5.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28114 vs 28076 →

ZIP 28114 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28114 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28114 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28114 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28076 Henrietta, NC 722 3.0 mi
28019 Caroleen, NC 123 4.2 mi
28017 Boiling Springs, NC 695 4.6 mi
29341 Gaffney, SC 19,330 8.0 mi
28089 Lattimore, NC 248 7.9 mi
28043 Forest City, NC 21,055 8.9 mi
29368 Mayo, SC 68 12.1 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 28114, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (7,554 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Rutherford County

Frequently Asked Questions

What county is ZIP code 28114 in?

ZIP code 28114 (Mooresboro) is located in Rutherford County, North Carolina. Rutherford County contains multiple ZIP codes, see the full list at /counties/rutherford-nc.

What is the population of ZIP code 28114?

ZIP code 28114 in Mooresboro, NC has a population of 7,554 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 28114?

The median household income in ZIP 28114 is $60,500, which is 21% below the national average of $76,288.

What is the average home value in ZIP 28114?

The median home value in ZIP 28114 is $150,500, which is 46% below the national average of $278,155.

What is the demographic makeup of ZIP 28114?

The largest racial group in ZIP 28114 is White at 90.1%. Hispanic or Latino residents make up 4.3% of the population.

How many businesses are in ZIP code 28114?

ZIP code 28114 has 71 business establishments employing approximately 972 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 28114?

The top industries by establishment count in ZIP 28114 are: Other services (except public administration) (17), Construction (14), Wholesale trade (7). There are 8 industry sectors represented in total.

How have home values changed in ZIP code 28114?

According to the FHFA House Price Index, home values in ZIP 28114 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 28114?

In ZIP code 28114, 53.9% of residents aged 25+ have a high school diploma or higher, and 14.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 28114?

The mean commute time for workers in ZIP code 28114 is 28.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 28114?

In ZIP code 28114, approximately 75.3% of occupied housing units are owner-occupied and 24.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 28114?

The poverty rate in ZIP code 28114 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 28114's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.