Shelby, NC · standard
ZIP Code 28150
Cleveland County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,098
- 101/sq mi
- $55,832
- Median income
- $211,400
- Median home value
- 23.7%
- Bachelor's or higher
The verdict
Shelby pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 22th pct
- household income, US ZIPs
- 47th pct
- home value, US ZIPs
- 101
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28150 against every reporting US ZIP.
ZIP code 28150 is classified by USPS as a standard delivery area and covers roughly 277.6 square miles in Shelby, Cleveland County, North Carolina. The area is home to 28,098 residents, producing a population density of 101 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28150 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28150 sits at $55,832 (19% below the North Carolina average), while per-capita income is $32,658. The poverty rate stands at 17.1% and the unemployment rate at 4.3%. On housing, the median home value is $211,400 (19% below the state average) with median rent at $873 per month, and 69.2% of occupied units are owner-occupied, a direct signal of whether 28150 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 23.7% of adults hold a bachelor's degree or higher, the median age is 45.2, and the average commute is 24 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cleveland County, so you can benchmark 28150 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28150
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28150.
- Health care and social assistance
Health care and social assistance
131 establishments
- Retail trade
Retail trade
128 establishments
- Other services (except public administration)
Other services (except public administration)
90 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
65 establishments
- Accommodation and food services
Accommodation and food services
65 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28150, Shelby, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
28,098
Population
277.6
Area (sq mi)
101
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28150?
45.2
Median Age
47.3%
Male
52.7%
Female
2.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,832
Median Household Income
-19% vs state
$32,658
Per Capita Income
17.1%
Poverty Rate
4.3%
Unemployment Rate
24.1 min
Mean Commute Time
How ZIP 28150 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$55,832 22nd percentile higher than 22% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,316
Total Housing Units
11,499
Occupied Units
1,817
Vacant Units
2.40
Avg Household Size
Occupancy Type
$211,400
Median Home Value
-19% vs state
$873
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.3%
YoY Change (2024)
249
HPI Index (2000 = 100)
+149%
Total Change Since 2000
Home values in ZIP 28150 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 143 |
| 2021 | +16.9% | 167 |
| 2022 | +20.5% | 201 |
| 2023 | +11.4% | 224 |
| 2024 | +11.3% | 249 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 747 business establishments in ZIP 28150, employing approximately 13,234 people with a combined annual payroll of $694,305,000.
747
Businesses
13,234
Employees
$694.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 131 | 17.5% |
| Retail trade | 128 | 17.1% |
| Other services (except public administration) | 90 | 12.1% |
| Professional, scientific, and technical services | 65 | 8.7% |
| Accommodation and food services | 65 | 8.7% |
| Construction | 46 | 6.2% |
| Real estate and rental and leasing | 41 | 5.5% |
| Manufacturing | 38 | 5.1% |
| Finance and insurance | 37 | 5.0% |
| Administrative and support and waste management and remediation services | 34 | 4.5% |
| Wholesale trade | 30 | 4.0% |
| Transportation and warehousing | 19 | 2.5% |
| Arts, entertainment, and recreation | 8 | 1.1% |
| Information | 7 | 0.9% |
| Educational services | 5 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28150 vs 28089 →
ZIP 28150 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28150
Shelby (28150)
28,098 residents
- 28152
Shelby (28152)
24,735 residents
- 28090 8,342
Lawndale (28090)
8,342 residents
- 28017 695
Boiling Springs (28017)
695 residents
- 28089 248
Lattimore (28089)
248 residents
- 28169 173
Waco (28169)
173 residents
What this shows Among its immediate neighbors, ZIP 28150 ranks the most populous — useful context the national average alone can't give.
ZIP 28150 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28089
Lattimore (28089)
$75,000 median income
- 28152
Shelby (28152)
$57,806 median income
- 28090
Lawndale (28090)
$57,714 median income
- 28150
Shelby (28150)
$55,832 median income
What this shows By household income, ZIP 28150 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Cleveland County
Related Areas
Frequently Asked Questions
What county is ZIP code 28150 in? ▼
What is the population of ZIP code 28150? ▼
What is the median household income in ZIP 28150? ▼
What is the average home value in ZIP 28150? ▼
What is the demographic makeup of ZIP 28150? ▼
How many businesses are in ZIP code 28150? ▼
What are the main industries in ZIP code 28150? ▼
How have home values changed in ZIP code 28150? ▼
What is the education level in ZIP code 28150? ▼
What is the average commute time in ZIP 28150? ▼
What percentage of residents own vs. rent in ZIP 28150? ▼
What is the poverty rate in ZIP code 28150? ▼
ZIP Code Research Guides
Official Data Resources for Shelby, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.