PlainZIP

Shelby, NC · standard

ZIP Code 28150

Cleveland County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,098
101/sq mi
$55,832
Median income
$211,400
Median home value
23.7%
Bachelor's or higher

The verdict

Shelby pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

22th pct
household income, US ZIPs
47th pct
home value, US ZIPs
101
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28150 against every reporting US ZIP.

ZIP code 28150 is a densely settled ZIP (a standard USPS delivery area) in Shelby, Cleveland County, North Carolina, with 28,098 residents across 277.6 square miles, a density of 101 people per square mile, in the New York time zone.

ZIP 28150 reports a modest median household income of $55,832 (19% below the North Carolina average), while per-capita income is $32,658. 17.1% of residents live below the poverty line, and the unemployment rate reads 4.3%. On housing, the median home value is $211,400 (19% below the state average) with median rent at $873 per month, and 69.2% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.7% of adults hold a bachelor's degree or higher, the median age is 45.2, and the average commute is 24 minutes. To put 28150 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Cleveland County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28150

Top 5 sectors by establishment count in Shelby, NC

Which industries have the most business establishments in ZIP 28150.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28150, Shelby, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

28,098

Population

277.6

Area (sq mi)

101

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28150?

45.2

Median Age

47.3%

Male

52.7%

Female

2.4%

Foreign-Born

White 65.8%
African American 24.9%
Asian 0.6%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 5.6%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,832

Median Household Income

-19% vs state

$32,658

Per Capita Income

17.1%

Poverty Rate

4.3%

Unemployment Rate

24.1 min

Mean Commute Time

How ZIP 28150 ranks nationally

Shelby, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,832 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.2%
Bachelor's Degree or Higher 23.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,316

Total Housing Units

11,499

Occupied Units

1,817

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 69.2%
Renter 30.8%

$211,400

Median Home Value

-19% vs state

$873

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.3%

YoY Change (2024)

249

HPI Index (2000 = 100)

+149%

Total Change Since 2000

Home values in ZIP 28150 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 143
2021 +16.9% 167
2022 +20.5% 201
2023 +11.4% 224
2024 +11.3% 249

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 747 business establishments in ZIP 28150, employing approximately 13,234 people with a combined annual payroll of $694,305,000.

747

Businesses

13,234

Employees

$694.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 131 17.5%
Retail trade 128 17.1%
Other services (except public administration) 90 12.1%
Professional, scientific, and technical services 65 8.7%
Accommodation and food services 65 8.7%
Construction 46 6.2%
Real estate and rental and leasing 41 5.5%
Manufacturing 38 5.1%
Finance and insurance 37 5.0%
Administrative and support and waste management and remediation services 34 4.5%
Wholesale trade 30 4.0%
Transportation and warehousing 19 2.5%
Arts, entertainment, and recreation 8 1.1%
Information 7 0.9%
Educational services 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28150 vs 28089 →

ZIP 28150 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28150 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28150 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28150 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28089 Lattimore, NC 248 5.2 mi
28152 Shelby, NC 24,735 7.4 mi
28090 Lawndale, NC 8,342 7.7 mi
28169 Waco, NC 173 8.2 mi
28017 Boiling Springs, NC 695 8.8 mi

More ZIP Codes in Cleveland County

28086 standard
Kings Mountain, NC
Pop: 25,895
28152 standard
Shelby, NC
Pop: 24,735
28090 standard
Lawndale, NC
Pop: 8,342
28073 standard
Grover, NC
Pop: 5,621
28020 standard
Casar, NC
Pop: 2,322
28017 standard
Boiling Springs, NC
Pop: 695

Related Areas

Cleveland County Shelby, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28150 in? ▼
ZIP code 28150 (Shelby) is located in Cleveland County, North Carolina. Cleveland County contains multiple ZIP codes, see the full list at /counties/cleveland-nc.
What is the population of ZIP code 28150? ▼
ZIP code 28150 in Shelby, NC has a population of 28,098 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28150? ▼
The median household income in ZIP 28150 is $55,832, which is 27% below the national average of $76,288.
What is the average home value in ZIP 28150? ▼
The median home value in ZIP 28150 is $211,400, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 28150? ▼
The largest racial group in ZIP 28150 is White at 65.8%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 28150? ▼
ZIP code 28150 has 747 business establishments employing approximately 13,234 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28150? ▼
The top industries by establishment count in ZIP 28150 are: Health care and social assistance (131), Retail trade (128), Other services (except public administration) (90). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 28150? ▼
According to the FHFA House Price Index, home values in ZIP 28150 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28150? ▼
In ZIP code 28150, 55.2% of residents aged 25+ have a high school diploma or higher, and 23.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28150? ▼
The mean commute time for workers in ZIP code 28150 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28150? ▼
In ZIP code 28150, approximately 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28150? ▼
The poverty rate in ZIP code 28150 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.