Shelby, NC · standard
ZIP Code 28150
Cleveland County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,098
- 101/sq mi Moderate-density area
- $55,832
- Median income Below-median income area
- $211,400
- Median home value Near-median home value
- 23.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Shelby pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 22nd pct
- household income, US ZIPs
- 47th pct
- home value, US ZIPs
- 101
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28150 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28150 (Shelby, NC) rose +11.3% from 2023 to 2024. The all-transactions index moved from 223.9 in 2023 to 249.2 in 2024 (2000 = 100).
ZIP code 28150 is a densely settled ZIP (a standard USPS delivery area) in Shelby, Cleveland County, North Carolina, with 28,098 residents across 277.6 square miles, a density of 101 people per square mile, in the New York time zone.
ZIP 28150 reports a modest median household income of $55,832 (19% below the average North Carolina ZIP), while per-capita income is $32,658. The poverty rate is 17.1%, with unemployment at 4.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $211,400 (19% below the average North Carolina ZIP), and median rent is $873; owner occupancy is 69.2%.
Educational attainment sits below the national norm: 23.7% of adults hold a bachelor's degree or higher, the median age is 45.2, and the average commute is 24 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Cleveland County, so 28150 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28150
Top 5 sectors by establishment count in Shelby, NC
Which industries have the most business establishments in ZIP 28150.
- Health care and social assistance
Health care and social assistance
131 establishments
- Retail trade
Retail trade
128 establishments
- Other services (except public administration)
Other services (except public administration)
90 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
65 establishments
- Accommodation and food services
Accommodation and food services
65 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28150, Shelby, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
28,098
Population
277.6
Area (sq mi)
101
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28150?
45.2
Median Age
47.3%
Male
52.7%
Female
2.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,832
Median Household Income
-19% vs state ZIP avg
$32,658
Per Capita Income
17.1%
Poverty Rate
4.3%
Unemployment Rate
24.1 min
Mean Commute Time
How ZIP 28150 ranks among North Carolina ZIPs
Shelby, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$55,832 29th percentile higher than 29% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,316housing units
13,316
Total Housing Units
11,499
Occupied Units
1,817
Vacant Units
2.40
Avg Household Size
Occupancy Type
$211,400
Median Home Value
-19% vs state ZIP avg
$873
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.3%
YoY Change (2024)
249
HPI Index (2000 = 100)
+149%
Total Change Since 2000
Home values in ZIP 28150 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 143 |
| 2021 | +16.9% | 167 |
| 2022 | +20.5% | 201 |
| 2023 | +11.4% | 224 |
| 2024 | +11.3% | 249 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 747 business establishments in ZIP 28150, employing approximately 13,234 people with a combined annual payroll of $694,305,000.
747
Businesses
13,234
Employees
$694.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 131 | 17.5% |
| Retail trade | 128 | 17.1% |
| Other services (except public administration) | 90 | 12.1% |
| Professional, scientific, and technical services | 65 | 8.7% |
| Accommodation and food services | 65 | 8.7% |
| Construction | 46 | 6.2% |
| Real estate and rental and leasing | 41 | 5.5% |
| Manufacturing | 38 | 5.1% |
| Finance and insurance | 37 | 5.0% |
| Administrative and support and waste management and remediation services | 34 | 4.5% |
| Wholesale trade | 30 | 4.0% |
| Transportation and warehousing | 19 | 2.5% |
| Arts, entertainment, and recreation | 8 | 1.1% |
| Information | 7 | 0.9% |
| Educational services | 5 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28150 vs 28089 →
ZIP 28150 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28150
Shelby (28150)
28,098 residents
- 28152
Shelby (28152)
24,735 residents
- 28090 8,342
Lawndale (28090)
8,342 residents
- 28017 695
Boiling Springs (28017)
695 residents
- 28089 248
Lattimore (28089)
248 residents
- 28169 173
Waco (28169)
173 residents
What this shows Among its immediate neighbors, ZIP 28150 ranks the most populous - useful context the national average alone can't give.
ZIP 28150 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28089
Lattimore (28089)
$75,000 median income
- 28152
Shelby (28152)
$57,806 median income
- 28090
Lawndale (28090)
$57,714 median income
- 28150
Shelby (28150)
$55,832 median income
What this shows By household income, ZIP 28150 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28150, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (28,098 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cleveland County
Related Areas
Frequently Asked Questions
What county is ZIP code 28150 in?
ZIP code 28150 (Shelby) is located in Cleveland County, North Carolina. Cleveland County contains multiple ZIP codes, see the full list at /counties/cleveland-nc.
What is the population of ZIP code 28150?
ZIP code 28150 in Shelby, NC has a population of 28,098 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28150?
The median household income in ZIP 28150 is $55,832, which is 27% below the national average of $76,288.
What is the average home value in ZIP 28150?
The median home value in ZIP 28150 is $211,400, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 28150?
The largest racial group in ZIP 28150 is White at 65.8%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 28150?
ZIP code 28150 has 747 business establishments employing approximately 13,234 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28150?
The top industries by establishment count in ZIP 28150 are: Health care and social assistance (131), Retail trade (128), Other services (except public administration) (90). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 28150?
According to the FHFA House Price Index, home values in ZIP 28150 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28150?
In ZIP code 28150, 55.2% of residents aged 25+ have a high school diploma or higher, and 23.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28150?
The mean commute time for workers in ZIP code 28150 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28150?
In ZIP code 28150, approximately 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28150?
The poverty rate in ZIP code 28150 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28150's numbers, next.
- See how ZIP 28150 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Shelby, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.