Residential delivery area · North Carolina

ZIP Code 28086: Kings Mountain, NC

ZIP code 28086 uses the postal name Kings Mountain, North Carolina and lies mostly in Cleveland County (74% of its land) with the rest in Gaston County (Census 2020 ZIP-county file). About 29,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $62,414 (Census Bureau, ACS 2020-2024). By Census place, 15% of its land lies in Kings Mountain, and 3% in smaller places; 82% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
280sectional center: Charlotte, NC (SCF 282)
86delivery area within it
Town
Kings Mountain · its only residential ZIP
County
Cleveland County (74%); Gaston County (26%)
Census places
Kings Mountain
Micro area
Shelby-Kings Mountain, NC
House district
NC-14 119th Congress
Time zone
Eastern
Land area
90.5 sq mi · 325 people per sq mi

Where is ZIP code 28086?

28086 centers on 35.244°, -81.378° and covers 90.5 square miles of land plus 0.5 of water. It borders 8 ZIP codes: 28073, 28016, 28052, 29702, 28021, 28152, 29710, 28150.

28016 · Bessemer City28021 · Cherryville28052 · Gastonia28073 · Grover28150 · Shelby28152 · Shelby29702 · Blacksburg29710 · Clover28086 · Kings Mountain (this ZIP)28086297102815029702281522802128016280522807328016 · Bessemer City28021 · Cherryville28052 · Gastonia28073 · Grover28150 · Shelby28152 · Shelby29702 · Blacksburg29710 · Clover28086 · Kings Mountain (this ZIP)28086297102815029702281522802128016280522807328016 · Bessemer City28021 · Cherryville28052 · Gastonia28073 · Grover28150 · Shelby28152 · Shelby29702 · Blacksburg29710 · Clover28086 · Kings Mountain (this ZIP)280862971028150297022815228021280162805228073
Shaded by median household income, in national fifths (ACS 2020-2024); 28086 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28086, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 28086 compare with the rest of Cleveland County?

Rank of 28086 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28086In Cleveland CountyIn NC
People (ACS 2020-2024)29,4601st of 14129th of 853
Median household income$62k2nd of 8317th of 528
Median home value$207k3rd of 9374th of 572

Its median household income is higher than in 34% of U.S. residential ZIP codes, and it is denser than 68% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28086?

The 2020 Census counted 27,641 people in 28086; the ACS, which samples households over 2020-2024, estimates 29,460. Between the 2010 and 2020 censuses its population grew 6.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
29,460
2020 Census count
27,641+6.7% since 2010 (25,895)
Households
10,903
Median age
41.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28086?

Of the 29,460 people the ACS estimates in 28086, 22.7% are under 18 and 16.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (72.3%), then Black (not Hispanic) (16.0%).

  • Under 1822.7%
  • 18 to 6460.8%
  • 65 and older16.5%
Age of the people of 28086 (ACS 2020-2024, B01001)
  • White, not Hispanic72.3%
  • Black, not Hispanic16.0%
  • Hispanic or Latino5.5%
  • Other or two or more4.5%
  • Asian, not Hispanic1.7%
Race and Hispanic origin in 28086 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28086 earn?

Median household income is $62,414 (ACS 2020-2024), the 2nd highest of the 8 ranked ZIP codes in Cleveland County. It is not measurably different from 2015-2019 ($55,169 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$62,414±$6,567
Income per person
$28,604
Below the poverty line
17.6%
Unemployed (of the labor force)
5.0%
Adults 25+ with a bachelor's degree
17.5%
Adjusted gross income per tax return, 2022
$61,41412,490 returns; wages 73% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28086?

FHFA's house price index for 28086, built from repeat sales and appraisals of the same homes, rose 125% from 2015 to 2025 and rose 67% from 2020 to 2025, and moved +5.5% in 2025.

Median home value (owners' estimate)
$207,300
Median gross rent
$972
Homes owned by their occupants
72.4%
Housing units
11,718
0 100 200 300 400 198619902000201020202025 0 100 200 300 400 198619902000201020202025 0 100 200 300 400 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 28086; 2025: 447.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28086?

516 business establishments had a location in this ZIP code in 2023, 44 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade79
  • Other services (except public administration)71
  • Construction60
  • Accommodation and food services48
  • Health care and social assistance46
  • Manufacturing44

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28086?

ZIP codes that share a boundary with 28086, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
28073Grover5,890$53k6.8 mi
28016Bessemer City13,109$57k7.2 mi
28052Gastonia36,272$50k8.3 mi
29702Blacksburg, SC9,770$50k10.4 mi
28021Cherryville13,865$63k10.9 mi
28152Shelby26,134$58k12.0 mi
29710Clover, SC40,595$97k13.0 mi
28150Shelby28,142$56k13.1 mi
28169Waco108–8.4 mi (near)
28033Crouse3,481$79k12.4 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.