Residential delivery area · North Carolina

ZIP Code 28125: Mount Ulla, NC

ZIP code 28125 uses the postal name Mount Ulla, North Carolina and lies mostly in Rowan County (95% of its land) with the rest in Iredell County (Census 2020 ZIP-county file). About 2,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $85,739 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
281sectional center: Charlotte, NC (SCF 282)
25delivery area within it
Town
Mount Ulla · its only residential ZIP
County
Rowan County (95%); Iredell County (5%)
Metro area
Charlotte-Concord-Gastonia, NC-SC
House districts
NC-6 (95%), NC-10 (5%) 119th Congress, by share of land
Time zone
Eastern
Land area
38.4 sq mi · 72 people per sq mi

Where is ZIP code 28125?

28125 centers on 35.659°, -80.699° and covers 38.4 square miles of land plus 0.0 of water. It borders 4 ZIP codes: 27013, 28115, 28147, 28023.

27013 · Cleveland28023 · China Grove28115 · Mooresville28147 · Salisbury28125 · Mount Ulla (this ZIP)281252701328147281152802327013 · Cleveland28023 · China Grove28115 · Mooresville28147 · Salisbury28125 · Mount Ulla (this ZIP)281252701328147281152802327013 · Cleveland28023 · China Grove28115 · Mooresville28147 · Salisbury28125 · Mount Ulla (this ZIP)2812527013281472811528023
Shaded by median household income, in national fifths (ACS 2020-2024); 28125 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28125, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 28125 compare with the rest of Rowan County?

Rank of 28125 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28125In Rowan CountyIn NC
People (ACS 2020-2024)2,76514th of 19532nd of 853
Median household income$86k3rd of 13104th of 528
Median home value$361k1st of 15124th of 572

Its median household income is higher than in 69% of U.S. residential ZIP codes, and it is denser than 49% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28125?

The 2020 Census counted 2,687 people in 28125; the ACS, which samples households over 2020-2024, estimates 2,765. Between the 2010 and 2020 censuses its population grew 6.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
2,765±781 (90% margin)
2020 Census count
2,687+6.4% since 2010 (2,525)
Households
1,045
Median age
46.3

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28125?

Of the 2,765 people the ACS estimates in 28125, 20.8% are under 18 and 23.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (95.6%).

  • Under 1820.8%
  • 18 to 6455.5%
  • 65 and older23.7%
Age of the people of 28125 (ACS 2020-2024, B01001)
  • White, not Hispanic95.6%
  • Hispanic or Latino2.2%
  • Other or two or more2.1%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 28125 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28125 earn?

Median household income is $85,739 (ACS 2020-2024), the 3rd highest of the 13 ranked ZIP codes in Rowan County. It is not measurably different from 2015-2019 ($80,573 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$85,739±$19,590
Income per person
$40,123
Below the poverty line
0.8%
Unemployed (of the labor force)
2.6%
Adults 25+ with a bachelor's degree
33.8%
Adjusted gross income per tax return, 2022
$93,8311,360 returns; wages 67% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28125?

FHFA's house price index for 28125, built from repeat sales and appraisals of the same homes, rose 89% from 2015 to 2025 and rose 51% from 2020 to 2025, and moved −3.1% in 2025.

Median home value (owners' estimate)
$360,700
Median gross rent
$1,149
Homes owned by their occupants
90.8%
Housing units
1,173
0 50 100 150 200 250 1998201020202025 0 50 100 150 200 250 1998201020202025 0 50 100 150 200 250 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 28125; 2025: 268.6. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28125?

53 business establishments had a location in this ZIP code in 2023, 3 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction19
  • Other services (except public administration)12
  • Manufacturing5
  • Transportation and warehousing3
  • Real estate and rental and leasing3
  • Professional, scientific, and technical services3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28125?

ZIP codes that share a boundary with 28125, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
27013Cleveland6,575$66k6.3 mi
28115Mooresville43,544$88k7.2 mi
28147Salisbury25,812$65k7.8 mi
28023China Grove15,495$62k8.3 mi
28088Landis3,054$60k9.2 mi (near)
28166Troutman11,875$94k9.6 mi (near)
27054Woodleaf1,931$93k10.8 mi (near)
28081Kannapolis29,075$72k10.9 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.