Mount Ulla, NC · standard
ZIP Code 28125
Rowan County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,525
- 25/sq mi Moderate-density area
- $85,739
- Median income Above-median income area
- $360,700
- Median home value Above-median home value
- 33.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Mount Ulla pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 25
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28125 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28125 (Mount Ulla, NC) rose +2.5% from 2023 to 2024. The all-transactions index moved from 229.6 in 2023 to 235.4 in 2024 (2000 = 100).
ZIP code 28125 covers 99.8 square miles in Mount Ulla, Rowan County, North Carolina (a standard USPS delivery area), with a modest 2,525 residents on file, a density of 25 people per square mile, in the New York time zone.
ZIP 28125 lands in the middle-income range, with a median household income of $85,739 (24% above the average North Carolina ZIP), while per-capita income is $40,123. Both reported hardship measures are comparatively low in absolute terms: poverty is 0.8% and unemployment is 2.6%. Housing is both higher-cost and owner-heavy: median home value is $360,700 (39% above the average North Carolina ZIP), while 90.8% of occupied homes are owner-occupied and median rent is $1,149.
A solid share of residents have a four-year degree: 33.8% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Rowan County, so 28125 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28125
Top 5 sectors by establishment count in Mount Ulla, NC
Which industries have the most business establishments in ZIP 28125.
- Construction
Construction
19 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Manufacturing 5
Manufacturing
5 establishments
- Transportation and warehousing 3
Transportation and warehousing
3 establishments
- Real estate and rental and leasing 3
Real estate and rental and leasing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28125, Mount Ulla, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,525
Population
99.8
Area (sq mi)
25
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28125?
46.3
Median Age
51.6%
Male
48.4%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,739
Median Household Income
+24% vs state ZIP avg
$40,123
Per Capita Income
0.8%
Poverty Rate
2.6%
Unemployment Rate
How ZIP 28125 ranks among North Carolina ZIPs
Mount Ulla, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$85,739 Top 18% higher than 82% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,173housing units
1,173
Total Housing Units
1,045
Occupied Units
128
Vacant Units
2.65
Avg Household Size
Occupancy Type
$360,700
Median Home Value
+39% vs state ZIP avg
$1,149
Median Rent
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.5%
YoY Change (2024)
235
HPI Index (2000 = 100)
+135%
Total Change Since 2000
Home values in ZIP 28125 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 152 |
| 2021 | +3.4% | 157 |
| 2022 | +27.3% | 200 |
| 2023 | +14.9% | 230 |
| 2024 | +2.5% | 235 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 53 business establishments in ZIP 28125, employing approximately 344 people with a combined annual payroll of $15,824,000.
53
Businesses
344
Employees
$15.8M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 35.9% |
| Other services (except public administration) | 12 | 22.6% |
| Manufacturing | 5 | 9.4% |
| Transportation and warehousing | 3 | 5.7% |
| Real estate and rental and leasing | 3 | 5.7% |
| Professional, scientific, and technical services | 3 | 5.7% |
| Health care and social assistance | 3 | 5.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28125 vs 27013 →
ZIP 28125 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28115
Mooresville (28115)
34,339 residents
- 28147
Salisbury (28147)
24,697 residents
- 28023
China Grove (28023)
14,175 residents
- 27013 6,057
Cleveland (27013)
6,057 residents
- 28088 2,862
Landis (28088)
2,862 residents
- 27054 2,567
Woodleaf (27054)
2,567 residents
- 28125 2,525
Mount Ulla (28125)
2,525 residents
What this shows Among its immediate neighbors, ZIP 28125 ranks #7 by population - useful context the national average alone can't give.
ZIP 28125 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 27054
Woodleaf (27054)
$92,560 median income
- 28115
Mooresville (28115)
$87,787 median income
- 28125
Mount Ulla (28125)
$85,739 median income
- 27013
Cleveland (27013)
$66,301 median income
- 28147
Salisbury (28147)
$65,060 median income
- 28023
China Grove (28023)
$62,257 median income
- 28088
Landis (28088)
$59,872 median income
What this shows By household income, ZIP 28125 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28125, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,525 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Rowan County
Related Areas
Frequently Asked Questions
What county is ZIP code 28125 in?
ZIP code 28125 (Mount Ulla) is located in Rowan County, North Carolina. Rowan County contains multiple ZIP codes, see the full list at /counties/rowan-nc.
What is the population of ZIP code 28125?
ZIP code 28125 in Mount Ulla, NC has a population of 2,525 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28125?
The median household income in ZIP 28125 is $85,739, which is 12% above the national average of $76,288.
What is the average home value in ZIP 28125?
The median home value in ZIP 28125 is $360,700, which is 30% above the national average of $278,155.
What is the demographic makeup of ZIP 28125?
The largest racial group in ZIP 28125 is White at 95.6%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 28125?
ZIP code 28125 has 53 business establishments employing approximately 344 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28125?
The top industries by establishment count in ZIP 28125 are: Construction (19), Other services (except public administration) (12), Manufacturing (5). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 28125?
According to the FHFA House Price Index, home values in ZIP 28125 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28125?
In ZIP code 28125, 74.3% of residents aged 25+ have a high school diploma or higher, and 33.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28125?
In ZIP code 28125, approximately 90.8% of occupied housing units are owner-occupied and 9.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28125?
The poverty rate in ZIP code 28125 is 0.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28125's numbers, next.
- See how ZIP 28125 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mount Ulla, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.