PlainZIP

Mount Ulla, NC · standard

ZIP Code 28125

Rowan County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,525
25/sq mi
$85,739
Median income
$360,700
Median home value
33.8%
Bachelor's or higher

The verdict

Mount Ulla pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 31%
household income, US ZIPs
Top 25%
home value, US ZIPs
25
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28125 against every reporting US ZIP.

ZIP code 28125 covers 99.8 square miles in Mount Ulla, Rowan County, North Carolina (a standard USPS delivery area), with a modest 2,525 residents on file, a density of 25 people per square mile, in the New York time zone.

ZIP 28125 lands in the middle-income range, with a median household income of $85,739 (24% above the North Carolina average), while per-capita income is $40,123. 0.8% of residents live below the poverty line, and the unemployment rate reads 2.6%. Housing costs here run $360,700 for a typical home value (39% above the state average), with rent averaging $1,149 a month; 90.8% of homes are owner-occupied.

A solid share of residents have a four-year degree: 33.8% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is -. To put 28125 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Rowan County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28125

Top 5 sectors by establishment count in Mount Ulla, NC

Which industries have the most business establishments in ZIP 28125.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28125, Mount Ulla, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,525

Population

99.8

Area (sq mi)

25

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28125?

46.3

Median Age

51.6%

Male

48.4%

Female

0.0%

Foreign-Born

White 95.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.1%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,739

Median Household Income

+24% vs state

$40,123

Per Capita Income

0.8%

Poverty Rate

2.6%

Unemployment Rate

How ZIP 28125 ranks nationally

Mount Ulla, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,739 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.3%
Bachelor's Degree or Higher 33.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,173

Total Housing Units

1,045

Occupied Units

128

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 90.8%
Renter 9.2%

$360,700

Median Home Value

+39% vs state

$1,149

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.5%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 28125 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 152
2021 +3.4% 157
2022 +27.3% 200
2023 +14.9% 230
2024 +2.5% 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 53 business establishments in ZIP 28125, employing approximately 344 people with a combined annual payroll of $15,824,000.

53

Businesses

344

Employees

$15.8M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 19 35.9%
Other services (except public administration) 12 22.6%
Manufacturing 5 9.4%
Transportation and warehousing 3 5.7%
Real estate and rental and leasing 3 5.7%
Professional, scientific, and technical services 3 5.7%
Health care and social assistance 3 5.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28125 vs 27013 →

ZIP 28125 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28125 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28125 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28125 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
27013 Cleveland, NC 6,057 6.7 mi
28115 Mooresville, NC 34,339 6.8 mi
28147 Salisbury, NC 24,697 7.9 mi
28023 China Grove, NC 14,175 8.4 mi
28088 Landis, NC 2,862 9.4 mi
27054 Woodleaf, NC 2,567 10.9 mi

More ZIP Codes in Rowan County

28146 standard
Salisbury, NC
Pop: 27,614
28144 standard
Salisbury, NC
Pop: 24,734
28147 standard
Salisbury, NC
Pop: 24,697
28023 standard
China Grove, NC
Pop: 14,175
28138 standard
Rockwell, NC
Pop: 10,495
27013 standard
Cleveland, NC
Pop: 6,057

Related Areas

Rowan County Mount Ulla, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28125 in? ▼
ZIP code 28125 (Mount Ulla) is located in Rowan County, North Carolina. Rowan County contains multiple ZIP codes, see the full list at /counties/rowan-nc.
What is the population of ZIP code 28125? ▼
ZIP code 28125 in Mount Ulla, NC has a population of 2,525 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28125? ▼
The median household income in ZIP 28125 is $85,739, which is 12% above the national average of $76,288.
What is the average home value in ZIP 28125? ▼
The median home value in ZIP 28125 is $360,700, which is 30% above the national average of $278,155.
What is the demographic makeup of ZIP 28125? ▼
The largest racial group in ZIP 28125 is White at 95.6%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 28125? ▼
ZIP code 28125 has 53 business establishments employing approximately 344 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28125? ▼
The top industries by establishment count in ZIP 28125 are: Construction (19), Other services (except public administration) (12), Manufacturing (5). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 28125? ▼
According to the FHFA House Price Index, home values in ZIP 28125 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28125? ▼
In ZIP code 28125, 74.3% of residents aged 25+ have a high school diploma or higher, and 33.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 28125? ▼
In ZIP code 28125, approximately 90.8% of occupied housing units are owner-occupied and 9.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28125? ▼
The poverty rate in ZIP code 28125 is 0.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.