Mount Ulla, NC · standard
ZIP Code 28125
Rowan County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,525
- 25/sq mi
- $85,739
- Median income
- $360,700
- Median home value
- 33.8%
- Bachelor's or higher
The verdict
Mount Ulla pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 25
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28125 against every reporting US ZIP.
ZIP code 28125 is classified by USPS as a standard delivery area and covers roughly 99.8 square miles in Mount Ulla, Rowan County, North Carolina. The area is home to 2,525 residents, producing a population density of 25 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28125 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28125 sits at $85,739 (24% above the North Carolina average), while per-capita income is $40,123. The poverty rate stands at 0.8% and the unemployment rate at 2.6%. On housing, the median home value is $360,700 (39% above the state average) with median rent at $1,149 per month, and 90.8% of occupied units are owner-occupied, a direct signal of whether 28125 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.8% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rowan County, so you can benchmark 28125 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28125
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28125.
- Construction
Construction
19 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Manufacturing 5
Manufacturing
5 establishments
- Transportation and warehousing 3
Transportation and warehousing
3 establishments
- Real estate and rental and leasing 3
Real estate and rental and leasing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28125, Mount Ulla, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,525
Population
99.8
Area (sq mi)
25
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28125?
46.3
Median Age
51.6%
Male
48.4%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,739
Median Household Income
+24% vs state
$40,123
Per Capita Income
0.8%
Poverty Rate
2.6%
Unemployment Rate
How ZIP 28125 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$85,739 Top 31% higher than 69% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,173
Total Housing Units
1,045
Occupied Units
128
Vacant Units
2.65
Avg Household Size
Occupancy Type
$360,700
Median Home Value
+39% vs state
$1,149
Median Rent
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.5%
YoY Change (2024)
235
HPI Index (2000 = 100)
+135%
Total Change Since 2000
Home values in ZIP 28125 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 152 |
| 2021 | +3.4% | 157 |
| 2022 | +27.3% | 200 |
| 2023 | +14.9% | 230 |
| 2024 | +2.5% | 235 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 53 business establishments in ZIP 28125, employing approximately 344 people with a combined annual payroll of $15,824,000.
53
Businesses
344
Employees
$15.8M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 35.9% |
| Other services (except public administration) | 12 | 22.6% |
| Manufacturing | 5 | 9.4% |
| Transportation and warehousing | 3 | 5.7% |
| Real estate and rental and leasing | 3 | 5.7% |
| Professional, scientific, and technical services | 3 | 5.7% |
| Health care and social assistance | 3 | 5.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28125 vs 27013 →
ZIP 28125 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28115
Mooresville (28115)
34,339 residents
- 28147
Salisbury (28147)
24,697 residents
- 28023
China Grove (28023)
14,175 residents
- 27013 6,057
Cleveland (27013)
6,057 residents
- 28088 2,862
Landis (28088)
2,862 residents
- 27054 2,567
Woodleaf (27054)
2,567 residents
- 28125 2,525
Mount Ulla (28125)
2,525 residents
What this shows Among its immediate neighbors, ZIP 28125 ranks #7 by population — useful context the national average alone can't give.
ZIP 28125 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 27054
Woodleaf (27054)
$92,560 median income
- 28115
Mooresville (28115)
$87,787 median income
- 28125
Mount Ulla (28125)
$85,739 median income
- 27013
Cleveland (27013)
$66,301 median income
- 28147
Salisbury (28147)
$65,060 median income
- 28023
China Grove (28023)
$62,257 median income
- 28088
Landis (28088)
$59,872 median income
What this shows By household income, ZIP 28125 ranks #3 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Rowan County
Related Areas
Frequently Asked Questions
What county is ZIP code 28125 in? ▼
What is the population of ZIP code 28125? ▼
What is the median household income in ZIP 28125? ▼
What is the average home value in ZIP 28125? ▼
What is the demographic makeup of ZIP 28125? ▼
How many businesses are in ZIP code 28125? ▼
What are the main industries in ZIP code 28125? ▼
How have home values changed in ZIP code 28125? ▼
What is the education level in ZIP code 28125? ▼
What percentage of residents own vs. rent in ZIP 28125? ▼
What is the poverty rate in ZIP code 28125? ▼
ZIP Code Research Guides
Official Data Resources for Mount Ulla, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.